scholarly journals Impact Of Micro-Finance On The Development Of Stree Shakti Group Members

1970 ◽  
Vol 36 (2) ◽  
pp. 333-350
Author(s):  
KV Sylvia Bhavya ◽  
KB Umesh

Micro- finance helps the rural poor to improve their living standards and fulfill their credit needs. Stree Shakti Groups (SSGs) are new innovation in the field of rural economic development, to finance the rural women and also to satisfy their credit needs. This study mainly focuses on the impact of micro-finance on the development of SSG members. The study was undertaken in Doddaballapura taluk of Bangalore rural district of Karnataka state, India and the required data were collected from 100 SSG members and 30 non-SSG members. It was found that the number of income generating activities taken up by SSG members (five) was higher compared to non-SSG members (three) and the income generated from these activities was also higher compared to non-SSG members. There was significant growth in the amount of loan borrowed, repayment and savings over time among SSG members. SSG finance substantially enhanced employment opportunities for members compared to non-members, which led to improved income and living standard of members. Since SSGs play a major role in the development of women, there is a need to encourage more number of SSGs. The study also reveals that the performance of Non Governmental Organization (NGO) promoted SSGs was much better than Government promoted SSGs. Hence, more number of NGOs must be involved in promoting SSGs covering more womenfolk. Keywords: Micro-finance; Stree Shakti group; self help group; impact; empowerment; non-governmental organization DOI: http://dx.doi.org/10.3329/bjar.v36i2.9261 BJAR 2011; 36(2): 333-350

Author(s):  
Maniklal Adhikary ◽  
Sumanta Kumar Das

The microfinance program has now been recognized as an effective tool to empower economically the rural women folk. The earning is the most important direct outcome of micro finance participation unlike acquiring empowerment. Participation in the program helps women to inculcate their saving habit. It gives access to the formal credit to them. All these have direct impact on their economic condition. This study explores the impact of microfinance program on the income of the program participants of Birbhum District in West Bengal in India. The study also focuses on how participation helps in reducing inequality in income of the participants. The major finding of the study is that women self-help group (SHG) members have the higher level of income compared to that of non-SHG members. The study also shows that SHG participation also helps them in reducing inequalities in their income. Gini coefficient and Lorenz curve technique has been used to assess the income distribution of the respondents.


2017 ◽  
Vol 08 (03) ◽  
pp. 395-400
Author(s):  
Basavaraj Shrinivasa ◽  
Navaneetham Janardhana ◽  
Bergai Parthsarathy Nirmala

ABSTRACT Background: Treatment gap for mental health care in low- and middle-income (LAMI) countries is very large, and building workforce using the locally available resources is very much essential in reducing this gap. The current study is a preliminary work toward this direction. Materials and Methods: A single group pre- and post-design was considered for assessing the feasibility of Mental Health Orientation (MHO) Program for Self-Help Group members. Assessment of participants’ MHO using Orientation Towards Mental Illness (OMI) scale was undertaken at three levels: baseline assessment before the intervention, after completing 2 days orientation program, and 6 weeks later. Results: Analysis of data resulted in statistically significant mean scores in the domains of areas of causation (F[1.41, 40.7] = 21.7, P < 0.000, ηp 2 = 0.428), perception of abnormality (F[1.27, 36.8] = 15.8, P< 0.000, ηp 2 = 0.353), treatment (F[1.42, 41.3] = 34.8, P < 0.000, ηp 2 = 0.546), and after effect (F[1.36,39.4] = 26.7, P < 0.000, ηp 2 = 0.480). Although the overall mean scores of all the domains of OMI were found to be statistically significantly different, there was no significant difference in the mean scores between post and follow-up assessments on areas of causation (µd = 1.27, P = 0.440) and treatment (µd = 1.00, P = 0.156). Conclusion: Overall, the findings of our study demonstrate that brief MHO program can exert a beneficial effect on bringing about significant change in the orientation of the participants toward mental illness but need to be refreshed over time to make the impact of the program stay longer.


2021 ◽  
Author(s):  
ijsbrand kramer ◽  
Nathalie Franc ◽  
Francois Maricourt ◽  
muriel Cohen ◽  
Thomas Fau ◽  
...  

We look at group work from a self-determination theory perspective and argue that internalized motivation is the best condition for productive collaboration. A perceived sense of autonomy plays an important role herein. This autonomy is determined by the characteristics of the task and the openness and acceptance of the group. Group dysfunction, or the fear of it, impedes autonomy, even if the task context is fully autonomy supportive. Means of uncovering the functioning of group members could reduce dysfunction or lower the fear of it. Using a full scale intrinsic motivation inventory, we measured the impact of group self-evaluation on the quality of motivation over a 4-year period with a total of 355 participants in a collaborative learning project in high schools (K11). We show that, compared to the control population, students exhibit a much more internalized motivation profile, with effect sizes in the range of medium to large for the different parameters. We conclude that group self-evaluation primes students for autonomous motivation. We suggest that the procedure should be applied systematically in substantial collaborative projects. <br>


2016 ◽  
Vol 3 (2) ◽  
Author(s):  
Elizabeth Joey Joey Henriques

Self Help Groups have emerged as an important mechanism to bring about socio-economic change in society. Various studies indicate the positive impact that SHGs have had on employment generation, savings, incomes, poverty alleviation and women empowerment. The present study, based on primary data sourced from women members of SHGs located in the state of Goa is an attempt to understand the impact of group membership on its members, particularly women. An attempt has also been made to throw light on the pivotal role that the Self Help Group Promoting Agencies essay in realising the goal of women empowerment. The study also analyses the independence that women exhibit in taking decisions, be it in the economic or political domain.


2021 ◽  
Author(s):  
ijsbrand kramer ◽  
Nathalie Franc ◽  
Francois Maricourt ◽  
muriel Cohen ◽  
Thomas Fau ◽  
...  

We look at group work from a self-determination theory perspective and argue that internalized motivation is the best condition for productive collaboration. A perceived sense of autonomy plays an important role herein. This autonomy is determined by the characteristics of the task and the openness and acceptance of the group. Group dysfunction, or the fear of it, impedes autonomy, even if the task context is fully autonomy supportive. Means of uncovering the functioning of group members could reduce dysfunction or lower the fear of it. Using a full scale intrinsic motivation inventory, we measured the impact of group self-evaluation on the quality of motivation over a 4-year period with a total of 355 participants in a collaborative learning project in high schools (K11). We show that, compared to the control population, students exhibit a much more internalized motivation profile, with effect sizes in the range of medium to large for the different parameters. We conclude that group self-evaluation primes students for autonomous motivation. We suggest that the procedure should be applied systematically in substantial collaborative projects. <br>


2020 ◽  
Vol 66 (2) ◽  
pp. 164-173
Author(s):  
Saheli Kumar ◽  
◽  
Kaushalendra Prakash Goswami ◽  

Nowadays Self-Help Group or SHG plays a vital role not only in social transformation and upliftment of rural women but also in social-economic betterment of them. The main objective of this paper is to examine the impact assessment in the socio-economic status of rural women through Self Help Groups with the help of a micro-level study of two C. D. blocks namely Dhaniakhali and Polba-Dadpur in Hooghly district. 40572 SHGs are consisting of 394897 members in 18 C. D. blocks of Hooghly district. Among the blocks, Daniakhali and Polba-Dadpur were selected for the study, of which 28 groups are chosen randomly. From these selected groups 108 members have been selected to conduct the primary survey. Personal interviews were conducted to find out the major purposes of the study i.e. to examine the role of SHG in developing the socio-economic status of rural women and to analyse the impact of SHGs in decision making. The study is mainly based on primary data and simple per cent calculation is used for analysing the data. The major analytical tool employed for the study is tabular analysis to facilitate easy interpretation. Map of the study area is prepared through ArcGIS 10.5 software. The present study explains a detailed socio-economic profile of the SHG members in the study area.


Author(s):  
Dr. V. Sangeetha

This study examines the women empowerment of self help groups in Thoothukudi district. It aims to analyze the demographic profile of the respondents and characteristics of the Self Help Group members and to evaluate the impact of service quality of SHGs. The data collected from 125 respondents selected using random sampling method covering the villages of Ottapidaram, Pudur, Vilathikulam and Kayathar. It concluded that the economic activities of SHGs are quite successful. In this way, SHGs in four blocks from Thoothukudi District were very successful in women empowerment in rural areas and poverty alleviation.


Author(s):  
Akshita Chadda ◽  
Y.S. Jadoun ◽  
Jaswinder Singh ◽  
S.K. Kansal

Background: Punjab being a productive state in agriculture and livestock farming, various institutions are actively involved in Self Help Group formation for socio- economic development of low-income group. Rural women are engaged in small-scale entrepreneurship programme with the help of Self Help Groups. The present study was conducted to assess the impact of livestock based Self Help Groups on knowledge level regarding the scientific livestock farming practices among the beneficiaries of Self Help Groups and non-beneficiaries. Methods: The study was undertaken in Ludhiana district of Punjab. A multistage random sampling procedure was applied to draw the sample for the study. For meeting the objective; 120 beneficiaries and 60 non-beneficiaries were subjected to structured interview schedule. Result: The study revealed that majority of the beneficiaries (50.00%) and non-beneficiaries (55.00%) had medium level of knowledge regarding overall scientific livestock farming practices. Knowledge Index was higher in case of beneficiaries (61.46) than that of non-beneficiaries (56.68). Self Help Groups had made a significant positive impact on knowledge level of the beneficiaries and thus helped in improving overall socio-economic conditions of the rural women.


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