scholarly journals Analysis of Factors Influencing Credit Access of Vietnamese Informal Labors in the Time of COVID-19 Pandemic

Economies ◽  
2021 ◽  
Vol 10 (1) ◽  
pp. 8
Author(s):  
Hung Van Vu ◽  
Huong Ho

Credit is considered as an essential tool to make informal labor’s income better. In order to improve quality of their life, the state should have some supports them in credit access. This study analyzes factors causing credit access of informal labors to be changed in the time of COVID-19 pandemic. Using survey data collected from 2020 VHSSL (2019–2020), this approach has two models including a binary logit model and a multinomial logit model (MLM). The results revealed that the positive factors including education, material, collateral, credit size, credit source, credit debt which are likely to affect to credit access, however age, family size, ethnicity, interest, paid money are negative. Besides, it also concludes that quality of life of informal labor is considerably influenced by credit access, collateral, credit source, credit debt from the observed samples. Additionally, this paper recommends some policies to enhance informal labor’s access to credit and their quality of life.

Author(s):  
Yosra Ben Said ◽  
Nejia Zaouali ◽  
Fatma Hakim

The Zakat, one of the five pillars of Islam, is a financial resource for Islamic states in addition to taxes. Given the importance of Zakat funds for the economy and society, Zakat collection and distribution institutions have been established. This chapter was interested in the behavior of individuals in setting up a Zakat institution in the Tunisian context. The authors have studied the factors that affect the intention to pay Zakat to Zakat institutions. To do this, a questionnaire was administered to 100 people. The authors obtain three types of information: attitude towards Zakat, attitude towards institutions, and information related to the intention to pay Zakat to Zakat institutions. The authors have estimated by the binary logit model the relationship between the intention to pay Zakat to Zakat institutions and four factors: trust, quality of service, proximity, and the level of understanding of the Zakat principles. Three of them are significant.


Author(s):  
Babak Mirbaha

Pedestrian safety has become a serious problem with the rapid growth of motorised vehicle in transportation system in developing counties. Pedestrians often respond differently to changes in surrounding and traffic conditions. A study was undertaken to investigate pedestrians’ gap acceptance and the parameters affecting their risk-taking behaviours based on time-to-collision and post-encroachment-time indexes. Three signalised intersections and two midblock crossings were selected in Qazvin, Iran. A total of 752 pedestrians were examined by video recording and field observation, and pedestrians’ gap acceptance behaviour was estimated by using binary logit model. Results showed that the average time to collision and post-encroachment time were 4.27 s and 1.44 s, respectively. In addition, the presence of children alongside the older pedestrians led to a less risk-taking crossing. Additionally, pedestrian risk-taking was reduced by increasing both time indexes. Rainy weather also reduced pedestrians’ risk-taking behaviour. Elasticity analysis indicated that parameters such as pedestrians’ conflict with vehicles at the first or second half of the crossings, walking with a child, speed of the approaching vehicle, the crossing type and running while crossing were the most important factors in pedestrian risk-taking.


1970 ◽  
Vol 24 (5) ◽  
pp. 413-423 ◽  
Author(s):  
Jelena Simićević ◽  
Nada Milosavljević ◽  
Goran Maletić

Parking charge is a powerful tool for solving parking and traffic congestion problems. In order to achieve the expected effects without any adverse impact it is necessary to understand well the users’ responses to this policy. This paper, based on a sample of interviewed parking garage users, has developed binary logit model for identification and quantification of characteristics of users and trips, on which the acceptance of parking price is dependent. In addition, multinomial logit model has been made in order to predict what the users will opt for when faced with an increase in parking price. For the first time the parameter “shorten duration” has been introduced which has shown to be the most significant in making behaviour-related decisions. The results show that the users with the purpose work are the most sensitive to an increase in parking charge, what can be deemed positive for policy makers. However, great sensitivity of the users with the purpose shopping should cause their concern. The results of the multinomial model show that they would not discontinue coming into the area after all.


2020 ◽  
Vol 1 (3) ◽  
pp. 1-10
Author(s):  
Mutaz Minwer Halal Alharbi

The aim of this article is to assess entrepreneurship activities in Jordan and present how start-ups reduce unemployment. The article also explores the challenges that start-ups face and how such challenges hinder entrepreneurs from engaging in business smoothly. The sample of the study comprises two hundred start-ups distributed in different regions in the country. The method of analysis employed is primarily descriptive statistics in the form of frequencies. Moreover, the binary logit model is used to check the prospects of self-employment and business creation attitudes among youth. The findings of the study reveal that entrepreneurship is one of the main strategies for creating jobs in Jordan, and it contributes to the overall growth of national economy. The study also reveals that the major challenges to engage in start-ups are related to financing and fundraising, regulations of taxation and interpretations of laws. The study also identified a considerable lack of entrepreneurial training at the early stages of business creation.


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