scholarly journals DEVELOPMENT BANKING IN INDIA

2019 ◽  
pp. 5-9
Author(s):  
Dr. Anjali Gupta ◽  
Dr. Purushottam Kumar Arya
Keyword(s):  
Capital Market ◽  
Commercial Banks ◽  
Industrial Development ◽  
Financial Institution ◽  
Development Bank ◽  
Business Units ◽  
Current Scenario ◽  
Key Words Development ◽  
Development Banks ◽  
Development Outlook

Development banking in India is almost as old as India’s independence. The emergence of development banking in India is a post-independence phenomenon. Development bank is essentially a multi-purpose financial institution with a broad development outlook. It is a financial institution which provides all types of financial assistance (medium as well as longterm) to business units, by way of providing loans, underwriting, investment and guarantee operations and promotional activities – economic development in general and industrial development, in particular. Through this discussion we try to highlight the phases through which Development Banking in India underwent, purpose for which they were established and how they are different from commercial banks in India. We also try to stress on the extent to which presence of Development Banks is relevant and important in the current scenario. KEY WORDS: Development Banks ,Capital Market, Commercial Banks, Financial Institutions, Foreign Exchange

scholarly journals O risco visto a posteriori e o risco imputado a priori nos contratos de um banco de desenvolvimento

2017 ◽  
Vol 15 (1) ◽  
pp. 135
Author(s):  
Denise Benetti Ramirez ◽  
Francis Carlo Petterini
Keyword(s):  
Risk Management ◽  
Commercial Banks ◽  
A Priori ◽  
Financial System ◽  
A Posteriori ◽  
Development Bank ◽  
Development Banks

The article deals with two subjects rarely intersecting in the literature: risk of default and development banks. As risk management is critical to maximizing profit in commercial banks, there are many analyzes of this type. But perhaps because the development banks have indirect role in the financial system, there are few studies with this specificity. But a careless risk management in such banks may compromise the strategic financing of entire regions and sectors. In this sense, the research obtained unprecedented access to microdata of contracts of a Brazilian development bank. After estimating probabilities of default (PD) among borrower profiles, the study contrasts the risk ratings attributed a priori. It is observed indications of distortions in the ratings of some entrepreneurial profiles, and a consequent dilemma: to correct this the institution would take more exiguous contracts, contrary to the purpose of the bank.

Investment and Development Banks and Strategies in Turkey

2014 ◽  
pp. 131-140
Author(s):  
Ismail Erkan Celik ◽  
Hasan Dinçer ◽  
Ümit Hacioğlu
Keyword(s):  
World Bank ◽  
Industrial Development ◽  
International Investment ◽  
Investment Strategies ◽  
Development Bank ◽  
Investment Bank ◽  
Investment Projects ◽  
The World Bank ◽  
The World ◽  
Development Banks

The World Bank is the most important financier for international investment. The bank opens credits mostly for investment projects in developing countries. Turkey has received various investment credits since its membership to the World Bank on March 11, 1947. The credits were used for economic and social domains. Turkey has also been granted credits from the European Investment Bank (EIB). The credits received are composed of micro credits that belong to Small and Medium Enterprises (SMEs). A regional development bank, Islamic Development Bank, has also received credits through Eximbank and Industrial Development Bank of Turkey (TSKB) to finance Turkish SMEs. This chapter deals with Turkish investment strategies in the framework of basic principles of investment – development banks.

Investment and Development Banks and Strategies in Turkey

2014 ◽  
pp. 127-136
Author(s):  
Ismail Erkan Celik ◽  
Hasan Dinçer ◽  
Ümit Hacioğlu
Keyword(s):  
World Bank ◽  
Industrial Development ◽  
International Investment ◽  
Investment Strategies ◽  
Development Bank ◽  
Investment Bank ◽  
Investment Projects ◽  
The World Bank ◽  
The World ◽  
Development Banks

The World Bank is the most important financier for international investment. The bank opens credits mostly for investment projects in developing countries. Turkey has received various investment credits since its membership to the World Bank on March 11, 1947. The credits were used for economic and social domains. Turkey has also been granted credits from the European Investment Bank (EIB). The credits received are composed of micro credits that belong to Small and Medium Enterprises (SMEs). A regional development bank, Islamic Development Bank, has also received credits through Eximbank and Industrial Development Bank of Turkey (TSKB) to finance Turkish SMEs. This chapter deals with Turkish investment strategies in the framework of basic principles of investment – development banks.

Raising Funds from the Capital Market: Challenges for the Private Sector

1986 ◽  
Vol 11 (1) ◽  
pp. 5-12
Author(s):  
RH Patil
Keyword(s):  
Private Sector ◽  
Capital Markets ◽  
Capital Market ◽  
Industrial Development ◽  
Stock Exchanges ◽  
Development Bank ◽  
Corporate Sector ◽  
General Manager ◽  
The Capital Market

In this Perspectives piece, R H Patil, a specialist on capital markets and stock exchanges, analyses the challenging task before the private corporate sector in raising funds from the capital market to meet the investment targets envisaged in the Seventh Plan. Author of several articles on capital markets and finance, R H Patil is General Manager (Research & Planning], Industrial Development Bank of India, Bombay.

IDB Group and Climate Action

2021 ◽  
Author(s):  
Keyword(s):  
Climate Change ◽  
Latin American ◽  
Paris Agreement ◽  
Climate Finance ◽  
Development Bank ◽  
Multilateral Development Banks ◽  
Climate Action ◽  
The Caribbean ◽  
Development Banks ◽  
Bank Group

As one of the leading development partners for Latin American and the Caribbean (LAC), the Inter-American Development Bank Group (IDB Group) is fully committed to lead by example on climate change action. Since the signing of the Paris Agreement, the IDB Group has provided over $20 billion in Climate Finance, amounting to about 60% of all Climate Finance to the region from Multilateral Development Banks (MDBs).

scholarly journals Corporate social responsibility, social and financial performance: The case study of the loan appraisal process of the Rwanda Development Bank

2018 ◽  
Vol 15 (3) ◽  
pp. 47-56
Author(s):  
Gianfranco A. Vento ◽  
Helen Chiappini ◽  
Giuseppe Lia
Keyword(s):  
Corporate Social Responsibility ◽  
Social Responsibility ◽  
Financial Stability ◽  
Development Bank ◽  
Social Mission ◽  
Appraisal Process ◽  
The Social ◽  
Development Banks ◽  
Corporate Social

Development banks play an active role in smoothing growth of world’s disadvantaged areas. The social mission of development banks requires that they pay attention to corporate social responsibility (CSR) and to the social outcome of financing activities. However, like any other financial institution, they must consider the business sustainability and the financial stability over time. Thus, a comprehensive loan appraisal process should include financial and social aspects. Literature does not properly investigate development banks loan appraisal process, thus the aim of this paper is to contribute to this stream of literature, analysing how development banks can include the evaluation of social and environmental variables within their loan appraisal process. For the purpose of the research, we employed a case study of the Rwanda Development Bank (BRD). The BRD loan appraisal process combines the evaluation of typical aspects of corporate social responsibility – like the firms or projects compliance to health and safety regulations or the implementation of the code of ethics including diversity policies – with the evaluation of social and environmental impact, as well with financial aspects. The BRD social impact assessment is also valuable because it follows the criteria of proportionality of loans evaluation, balancing completeness of information with the cost of the assessment.

scholarly journals Savings Level Determinants and Sustainability of Commercial Banks in Rwanda: A Case of I&M Bank Rwanda

2022 ◽  
Vol 6 (1) ◽  
pp. 10-27
Author(s):  
Aimable Nshimiyimana ◽  
◽  
Eugenia Nkechi Irechukwu ◽  
Keyword(s):  
Interest Rates ◽  
Commercial Banks ◽  
Financial Institution ◽  
Secondary Data ◽  
Income Level ◽  
Access To Credit ◽  
Credit Score ◽  
Descriptive Research ◽  
Specific Objective ◽  
Finance Department

The purpose of this study was to investigate the effect of savings level determinant on sustainability in I&M Rwanda. The specific objectives were to establish the effect of interest rate, income level and access to credit on the sustainability of I&M Bank. This study implemented a descriptive research design and utilized coefficient of correlation to assess the effect of each specific objective on the sustainability of the Bank. The population comprised of 12,057 including 12,050 customers and 7 staff of finance department of I&M Bank Rwanda. A sample size of 99 was calculated using Yamane (1967) simplified formula. To accomplish this aim, both primary and secondary data are used. The researcher used simple random and purposive sampling techniques. A questionnaire and interview have used to collect data. Quantitative data was obtained using questionnaire while a financial statement of I&M Bank covering 2016-2020 was used as secondary data. Descriptive and inferential statistical analysis showing mean, standard deviation, correlation and regression was used statistical Package for Social Sciences (SPSS) version 26.0 to analyze statistical information while content analysis used to analyze qualitative information. The findings and recommendations for this study addressed to the I & M Bank Rwanda, for decision-making and policies. The study found that interest rates, income level and access to credit have significant positive effect on sustainability of commercial banks in Rwanda at 78%, 90.5% and 92.9% respectively. The relationship among saving level determinants and sustainability of business bank was also determined to be linear with increase in get admission to credit score by means of clients. The researcher concluded that saving degree and get admission to credit volatility had more effect on sustainability of banks. The study endorsed that guideline to be installed vicinity to boom financial institution lending and ensure monitoring the same. Keywords: Savings Level Determinant, Sustainability, Commercial Banks, I&M Bank, Rwanda

scholarly journals The decrease in diversification and corporate governance: evidence from Japanese firms

2009 ◽  
Vol 6 (4) ◽  
pp. 28-39
Author(s):  
Hidetaka Aoki
Keyword(s):  
Firm Performance ◽  
Capital Market ◽  
Firm Value ◽  
Boards Of Directors ◽  
Manufacturing Firms ◽  
Business Units ◽  
Unrelated Diversification ◽  
Japanese Firms ◽  
Bubble Economy ◽  
Main Bank

This paper analyzes the effects of firm performance and governance factors on the decrease in diversification of Japanese firms in the 1990s. We focus on the cases of the decrease in diversification, because many previous studies proved that diversification caused firm value discount. Adjusting an excessive unrelated diversification would be an important topic, because the problems of low synergy between business units, inefficiency in management and so on were more serious in this type of diversification. The findings of this study are as follows. In the first half of the 1990s, immediately after the collapse of bubble economy, lower firm performance and main bank relationship encouraged firms to decrease the level of diversification of their businesses. On the other hand, in the latter half of the 1990s when the decrease in diversification itself was activated, higher performing non-manufacturing firms and manufacturing firms with lower profitability but facing higher growth in their main business tried to decrease diversification in order to strengthen the competitiveness in main businesses. Also, this kind of decrease in diversification was supported by the governance characteristics such as insider majority smaller boards of directors and the pressure from capital market.

scholarly journals EVALUATION OF THE EFFICIENCY OF DEVELOPMENT BANKS ACTIVITIES AS AN IMPORTANT FACTOR OF ECONOMIC SUCCESS (ON THE EXAMPLES OF GERMAN, ASIAN AND AFRICAN DEVELOPMENT BANKS)

2019 ◽  
pp. 151-157
Author(s):  
S. S. Matveevskii
Keyword(s):  
Significant Contribution ◽  
Practical Experience ◽  
Asian Development Bank ◽  
Necessary Condition ◽  
Development Bank ◽  
German Development ◽  
Asian Development ◽  
African Development ◽  
African Development Bank ◽  
Development Banks

The existence of a system for assessing the activities of development banks is a necessary condition for a significant contribution of banks to economic development. The article deals with the experience of evaluating the effectiveness of projects and activities of development banks on the examples of the German development Bank, the Asian development Bank and the African development Bank. It has been revealed, that development banks for the evaluation of projects, their activities apply financial and socio-economic indicators, which are used to improve the work of development banks. The basic requirements for the evaluation of projects and activities of development banks have been formulated. The practical experience of the German development Bank, the Asian development Bank and the African development Bank can be used by Vnesheconombank, which is confirmed by scientific studies of Russian authors.

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