THE BENEFITS OF DIGITALISATION ON THE GROWTH OF INDIAN SOCIAL SECTORS AND THE ECONOMY (IN THE PRESENT PANDEMIC CONTEXT)

Digitalisation is the use of modern digital tools in the nation, In Indian history there was no significant growth of digital tools during independence moment, but later on there is more scope for the usage of digital tools for the study, like study of archaeological sources, Historical tourism pictures, by the help of the ASI (Archaeological survey in India). India has good flora and fauna in the world, India can generate revenue by expanding its digital implementation in all the tourism centres in India, some of the most visited tourist places by Indians and the foreigners, were The Taj-Mahal, Agra, the gate way of India, The Red fort, Mecca Masjid, some temples like Tirupathi, shabirimala etc, these cities are well aware digitalisation, e-payments, advertisement, online booking availability and the availability of internet has made these Indian cities to invest more in digitalisation to make benefit of the customers and to make profit in their business. More over some the Indian recent schemes like “Digital India, Make in India” can try to implement in Tourism and development of tourism GDP / income. So Indian government can try to announce the benefits for the tourist guides, and create lakhs of employment in India, due to pandemic the tourist visitors has decreased and lakhs of tourists lost their lively income, it became unemployed for many months. So India has to face lot of challenges in the pandemic time and try to increase the tourism income of the nation, sources involves online transactions, social or business and economic transactions in electronic or online mode in the state or country, as it provides benefits for the consumers, producers or citizens by saving time, availability in lower cost and reduces the cost of transportation to purchase any products in the sovereign country like India, like education, hotel services, banking insurance, social services like DBT (Direct Benefit Transfer) and commerce sectors. KEY WORDS: Social sectors, use of Digital technology in tourism, Covid-19, E-governance and the Indian Economy.

STATISTICAL STUDY OF INCOME AND EXPENDITURE HOUSEHOLDS IN THE REPUBLIC OF UZBEKISTAN

The purpose of the study is to clarify the theoretical approaches associated with the formation and forecasting of household cash income, and to develop, on this basis, methodological recommendations for forecasting them in the system of regional accounts. To achieve this goal, the following tasks have been set: research and clarify theoretical and methodological approaches to the formation and forecasting of household income at the regional level; show the evolution of the economic essence of household income in the theoretical views of foreign and Uzbek researchers, systematize the basic principles of the formation of household income, necessitating the need to clarify the definition of household income, highlight the features of the formation of shadow income and informal household income in order to assess the impact of these processes on the formation of cash household income, to formulate the main directions of improving the study and forecasting of household cash income at the regional level, to carry out predictive experimental calculations of household cash income of the constituent entity of the Republic of Uzbekistan. KEYWORDS: Republic of Uzbekistan, statistics, income, expenditure, households, system of national accounts

SOCIO- ECONOMIC FACTORS OF POVERTY OCCURRENCE AND WAYS OF ITS REDUCTION

Based on the degree of development of the problem, the main goal of this study is the specifically disclosed essence and main directions of Uzbekistan’s strategy to reduce the poverty level of the population. In this regard, this study has the following goals: based on a comprehensive analysis of sources, literature and practical experience, to reveal the essence of the problem of poverty, to show the socio-political, spiritual factors and prerequisites, the reasons for its ‘existence in the conditions of sovereign Uzbekistan; to show the influence and social consequences poverty on the deterioration of the living standards of the population of Uzbekistan; to study the place, role and significance of the strategy of the Government of Uzbekistan to reduce poverty of the population of villages and cities of the republic; to find out the nature and characteristics of the level of poverty among various categories of the population of Uzbekistan; to give a comprehensive description of the problem of poverty, to show the patterns and logic of its appearance , scientifically substantiate the main ways and possibilities of the most effective solution. Proceeding from the set goals, in the course of the study, an attempt was made to solve the following tasks: to study the main socio-political factors contributing to an increase in poverty among the population and to show the features of its social consequences on the deterioration of people’s living standards; to generalize and systematize various scientific approaches and methods concerning the impact of the strategy of the Government of Uzbekistan to reduce and overcome poverty among the population of the republic; to give a specific analysis of the program settings of the main political institutions and the state’s concern for raising the standard of living and reducing poverty among the population of Uzbekistan; show objective and subjective difficulties, contradictory and conflict situations in the process of implementing Uzbekistan’s strategy to reduce poverty among the population of the republic. KEYWORDS. Formation of the national criterion of poverty: specific characteristics, existing experience.

IMPACT OF COVID-19 ON HUMAN HEALTH AND ECONOMY: AN EMPIRICAL STUDY BASED ON THREAT PERCEPTION VARIANCE AMONG SEVERAL DEMOGRAPHIC GROUPS IN INDIA

The entire world is passing through great uncertainty due to the spread of the COVID-19 pandemic. There are, primarily, two major visible threats that the world is facing at this juncture. One is on the health of the masses and other one is on the economy. In Indian context majority of the socio-economic activities are under complete and partial lockdown for several months, since March 25, 2020 and restrictions has been eased in phased manner. This has affected the lives of almost all, especially the poor and marginalized population, agricultural labourers, and the informal sector workforce. India needs to be more proactive and planned when it comes to countering the social and economic effects of any pandemic in future. In this context, it is of equal importance to observe the threat perception prevailing among people belonging to different demographic groups. Threat perception is a serious aftershock of any pandemic that restricts general public in returning to their normal socioeconomic life. It has huge socio-economic back fall. Under this study, the researchers have used survey method to collect primary data on the threat perception of people coming from different demographic groups. The study focus to identify whether there is any variation in threat perception of people regarding COVID-19 pandemic with reference to several demographic groups. To analyze the variation among different demographic groups Kruskal-Wallis Test, popularly known as the H-Test, is used. Henceforth, Post- Hoc Test is also performed to identify the significant differences in threat perception among different pair of sub groups, where demographic factors significantly impact threat perception. The researchers have also conducted Ordinal Logistic Regression to identify the level of variation in dependent variable, explained by independent variables. The variation in threat perception among peoples regarding this disease will definitely have huge impact on their socio-economic lifestyles. The research shows mixed results. The researchers have also suggested some recommendations based on the results of the study to control or rather to bridge up threat perceptional variations regarding COVID-19 for protecting socio-economic backbone of the country. KEYWORDS: Covid-19, Kruskal-Wallis Test, Lockdown, Ordinal Logistic Regression, Pandemic, Post- Hoc Test, Threat perception.

STATUS OF PANGRE JHALAS WETLAND, MORANG DISTRICT, NEPAL

Pangre Jhalas is a small riparian wetlands formed after the damming of a perennial river the Bakraha in a process of river training in the Morang district of the Eastern Nepal. It is one of the neglected wetlands in view of management but important asset of local livelihoods of indigenous communities and others. The author conducted socio-ecological assessment of this wetlands to explore the physical status and resource use condition of this wetlands by applying direct observation and household survey (N=45) using questionnaire and focus group discussion. Pangre Jhalas is a degrading wetlands with decreased water discharge and higher turbidity in comparison with water quality condition before 2005. The Dhimal are the indigenous major communities living at the shoreline of wetlands. Pangre Jhalas though small is the full of floral and faunal diversities. Dhimal communities rely of these resources for their subsistence livelihoods. Among the resources available, fish and Ghungi are the major products of wetlands, and absolute majority of HHs prefer it as consumptive resources, whereas crab as the least preferred. Only 31 percent of HHs use wetlands resources daily, and the intensity of resource use is higher in rainy season. The resource availability has been drastically declined over the years due to many mal practices such as over harvest by using unfriendly tools and traps. KEY WORDS: Status of wetlands; diversity; flora; fauna

SOCIOLOGICAL STUDY OF NATHPANTHI GOSAYI COMMUNITY IN EAST VIDARBHA

Man is a social animal and different than other animal man has created religion and culture with marriage group, cast and class etc. Man has developed social economical, religion and cultural institution. Today modernization affect on all social institutions directly or indirectly. India is accommodated in developed country but it has plenty of problems such as poverty unemployment, backward classes and cast problems, rural backward social etc. Prof. Rathod classified that Nathpanthi Gosayi community are four types such as class live in middle part of village, outside Dalit, tribal in hilly and forest area and last one who always has roaming stage called as a Bhatka community. Roaming tribal, nomadic community has extreme poverty and backwardness which are always roaming for searching food. Forest official take their undo advantage for their selfishness. Tribal and nomadic tribal community people are illiterate and simple. They have been easily exploited by such cunning people. The students are in this community are found in extreme backward situation. They don’t have aim to peruse study, sincerity for education and fulfillment of parents dream. They prefer their traditional activities them study. The children from Nathpanthi Gosayi community ignore taking education but there are sincere about them study. Very less number of students found who pass 10the std. Therefore Researcher selected this topic for research of overall study of Nathpanthi Gosayi community, in East Vidarbha.

TO STUDY ASPECTS OF DEGRADATION IN EDUCATIONAL PERFORMANCE OF UG STUDENTS BASED ON STATISTICAL TOOLS AND TECHNIQUES

Identifying the factors that influence academic performance is an essential part of educational research. Here, we study the academic performance among a selected of 349 undergraduate students from different colleges in Kolhapur district. Our work is based on primary data collected using well designed questionnaires containing various attributes. Different statistical tools and techniques are used for anaysed different aspects of degradation in students educational performance. our study shows that teacher performance is excellent and all students are satisfies with quality of teaching. KEYWORDS: Graphical Representation, Z- Test , Chisquare Test,ANOVA, Level of significance.

STUDY OF REPERCUSSIONS OF SOCIAL MEDIA ON COLLEGE TEACHER USING STATISTICAL TECHNIQUES

The internet and social media provide students with a range of academic benefits and opportunities to enhance their learning process. The main goal of this research is to examine the impact of using the social media on the academic performance. The new social networks, such as Instagram, Facebook, Twitter, etc., can affect the behavior and academic performance of the college teachers, therefore the selected sample as college teachers in rural and urban area. The analysis carried out through some statistical techniques and made some meaningful concluding remarks. KEYWORDS: Graphical Representation, Chi-square Test, Proportion Test, Level of significance.

DEVELOPMENT BANKING IN INDIA

Development banking in India is almost as old as India’s independence. The emergence of development banking in India is a post-independence phenomenon. Development bank is essentially a multi-purpose financial institution with a broad development outlook. It is a financial institution which provides all types of financial assistance (medium as well as longterm) to business units, by way of providing loans, underwriting, investment and guarantee operations and promotional activities – economic development in general and industrial development, in particular. Through this discussion we try to highlight the phases through which Development Banking in India underwent, purpose for which they were established and how they are different from commercial banks in India. We also try to stress on the extent to which presence of Development Banks is relevant and important in the current scenario. KEY WORDS: Development Banks ,Capital Market, Commercial Banks, Financial Institutions, Foreign Exchange