Determinants of Participation and Impact of Microfinance

2018 ◽  
pp. 156-184
Author(s):  
Sudhakar Patra
Keyword(s):  
Household Income ◽  
Field Survey ◽  
Efficiency Index ◽  
Activity Level ◽  
Primary Data ◽  
Economic Empowerment ◽  
Self Help ◽  
Functional Efficiency ◽  
High Level ◽  
Self Help Group

The objective of the chapter is to analyze the determinants of participation and impact of microfinance on income, empowerment, and efficiency. The study is based on primary data based on the field survey conducted in Baripada block and Betanati of Mayurbhanj District of Odisha, India. For this study, a total of 400 households were covered, out of which 300 are participants and 100 are non-participants. Four participants are selected from each self-help group. The Functional Efficiency Index, Economic Empowerment Index, activity level correlates of functional efficiency and economic empowerment have been calculated. The study found that 28% of the total groups have a low level of functional efficiency while 42% of the groups have attained moderate level of functional efficiency and 30% of the groups have managed to reach a high level of functional efficiency. The result suggests that land holding, education, and participation are positively related to household income. The poorest section of the society, those who need at most attention, are not participating significantly in the program.

Repayment Performance of Self-Help Groups in Uttar Pradesh: An Empirical Investigation

2021 ◽  
pp. 002190962110071
Author(s):  
Udai Bhan Singh ◽  
Tanushree Gupta
Keyword(s):  
Rural Areas ◽  
Household Income ◽  
Empirical Investigation ◽  
Field Survey ◽  
Peer Group ◽  
Uttar Pradesh ◽  
Primary Data ◽  
Self Help ◽  
Peer Group Pressure ◽  
Self Help Groups

This paper aims to study the determinants of repayment performance of self-help groups in India’s Uttar Pradesh state, which has one of the highest numbers of defaulting self-help groups. The study is based on primary data collected in 2017 through a field survey covering 300 members across 100 self-help groups from the rural areas of Sultanpur and Faizabad districts. The survey reveals an overall repayment rate of about 55% with better pay-back performance seen among members of old self-help groups. The results, computed with the help of the Tobit model, show that factors such as group maturity (age of the group), ratio of family workers to household size and household income are negatively associated with the incidence of delinquency while peer group pressure and social ties associate positively with delays and overdues.

Pendayagunaan Dana Zakat, Infaq, dan Shadaqah melalui Pemberdayaan Petani pada Lembaga Amil Zakat Al-Azhar Surabaya

2020 ◽  
Vol 6 (12) ◽  
pp. 2538
Author(s):  
Putri Rizky Maisaroh ◽  
Sri Herianingrum
Keyword(s):  
Qualitative Method ◽  
Business Groups ◽  
Secondary Data ◽  
Primary Data ◽  
Economic Empowerment ◽  
Community Groups ◽  
Self Help ◽  
Group Members ◽  
Self Help Group

The purpose of this study to determine the utilization of ZIS funds by LAZ Al-Azhar Surabaya in community groups in Laharpang Hamlet through economic empowerment. The research is descriptive qualitative with the case study method.LAZ Al-Azhar by using qualitative method. interviews were conducted with five respondents consisting of two parties from LAZ Al-Azhar and three group members. The data used are primary data and secondary data. The results of the study indicate that the utilization of Al-Azhar ZIS LAZ funds in the Lamor Kelud Sejahtera Community Self-Help Group (SHG) was carried out through the Million Empowerment Program. Empowerment of SHG provided is in the form of assistance, supervision, capital loans, and Joint Business Groups (KUB). This is evidenced by the increase in revenue mustahiq, smoothness installment payments as well as the ability to sadaqah.Keywords: Utilization of Zakat Infaq Shadaqa, LAZ Al-Azhar, Empowerment, Lamor Kelud Sejahtera KSM.

scholarly journals Women Empowerment: Analysis of the Role of Self Help Groups in Empowering Rural Women in Goa

2016 ◽  
Vol 3 (2) ◽  
Author(s):  
Elizabeth Joey Joey Henriques
Keyword(s):  
Rural Women ◽  
Positive Impact ◽  
Primary Data ◽  
Women Empowerment ◽  
Self Help ◽  
Employment Generation ◽  
Self Help Groups ◽  
The Impact ◽  
Self Help Group

Self Help Groups have emerged as an important mechanism to bring about socio-economic change in society. Various studies indicate the positive impact that SHGs have had on employment generation, savings, incomes, poverty alleviation and women empowerment. The present study, based on primary data sourced from women members of SHGs located in the state of Goa is an attempt to understand the impact of group membership on its members, particularly women. An attempt has also been made to throw light on the pivotal role that the Self Help Group Promoting Agencies essay in realising the goal of women empowerment. The study also analyses the independence that women exhibit in taking decisions, be it in the economic or political domain.

Microfinance, Micro-Entrepreneurial Activities Through Self-Help Groups, and Socio-Economic Empowerment of Women

2018 ◽  
pp. 85-102
Author(s):  
Partha Mukhopadhyay ◽  
Madhabendra Sinha ◽  
Anjan Ray Chaudhury ◽  
Partha Pratim Sengupta
Keyword(s):  
Logit Model ◽  
Primary Data ◽  
Economic Empowerment ◽  
Household Decision ◽  
Self Help ◽  
Participation Of Women ◽  
Employment Generation ◽  
Entrepreneurial Activities ◽  
Self Help Groups ◽  
The Impact

The chapter attempts to analyze the impact of microfinance and micro-entrepreneurial activities of women through self-help groups (SHGs) on their socio-economic empowerment. Empirically applauded Logit model has been employed for analyzing the socio-economic impacts using primary data collected from a primary survey conducted in selected rural blocks of Burdwan district of West Bengal, India. Participation of women in the household decision-making process and income and employment generation activities are found to be significant factors in this regard. Finally, the study suggests that training of SHGs to non-members, increase in loan amount from banks, and effective utilization of that loan promote women's empowerment as well as employment.

Dietary acculturation among African emigrant students in India: determinants and problems

2020 ◽  
Vol 23 (13) ◽  
pp. 2402-2409
Author(s):  
Nengilang’et G Kivuyo ◽  
Sonika Sharma
Keyword(s):  
Food Environment ◽  
Food Access ◽  
Field Survey ◽  
Primary Data ◽  
Survey Method ◽  
Dietary Acculturation ◽  
Factors Affecting ◽  
Research Gap ◽  
High Level ◽  
Structured Questionnaire

AbstractObjective:Emigrants face a high level of food insecurity. There is a wide research gap in the domain of identifying the determinants and problems of dietary acculturation in the context of emigrant students. This article attempts to study the factors affecting the dietary acculturation of African emigrant students in India.Design:For conducting a first-of-its-kind study for African emigrant students in India, we used field survey method, and the primary data were collected using a pre-structured questionnaire.Setting:This was a field survey conducted in Punjab (a state of India).Participants:One hundred and twenty African emigrant students participated in the survey.Results:Results of logistic regression indicated that food awareness (P = 0·027) and food suitability (P = 0·043) were the major determinants of dietary acculturation. Lack of familiarity and lack of proximity to food access points are the major problems faced by the African emigrant students. African emigrant students prepared for dietary acculturation largely only after coming to India. There is a significant positive correlation (P = 0·013) between problems faced by the respondents and tendency to prepare for acculturation after coming to India.Conclusions:Information regarding local food environment plays a significant role in dietary acculturation. There is a pertinent need to educate emigrant students regarding food availability and access by developing suitable educational content.

Socio-economic empowerment of women self help group through backyard poultry farming in Mandla district

2021 ◽  
Vol 57 (1) ◽  
pp. 165-169
Author(s):  
Jitendra Singh Yadav ◽  
M. K. Mandal ◽  
Ruchi Singh ◽  
Deepak Gangil
Keyword(s):  
Economic Empowerment ◽  
Backyard Poultry ◽  
Self Help ◽  
Self Help Group ◽  
Poultry Farming
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