Microfinance, Micro-Entrepreneurial Activities Through Self-Help Groups, and Socio-Economic Empowerment of Women

2018 ◽  
pp. 85-102
Author(s):  
Partha Mukhopadhyay ◽  
Madhabendra Sinha ◽  
Anjan Ray Chaudhury ◽  
Partha Pratim Sengupta
Keyword(s):  
Logit Model ◽  
Primary Data ◽  
Economic Empowerment ◽  
Household Decision ◽  
Self Help ◽  
Participation Of Women ◽  
Employment Generation ◽  
Entrepreneurial Activities ◽  
Self Help Groups ◽  
The Impact

The chapter attempts to analyze the impact of microfinance and micro-entrepreneurial activities of women through self-help groups (SHGs) on their socio-economic empowerment. Empirically applauded Logit model has been employed for analyzing the socio-economic impacts using primary data collected from a primary survey conducted in selected rural blocks of Burdwan district of West Bengal, India. Participation of women in the household decision-making process and income and employment generation activities are found to be significant factors in this regard. Finally, the study suggests that training of SHGs to non-members, increase in loan amount from banks, and effective utilization of that loan promote women's empowerment as well as employment.

Microfinance, Micro-Entrepreneurial Activities Through Self-Help Groups, and Socio-Economic Empowerment of Women

2019 ◽  
pp. 319-336
Author(s):  
Partha Mukhopadhyay ◽  
Madhabendra Sinha ◽  
Anjan Ray Chaudhury ◽  
Partha Pratim Sengupta
Keyword(s):  
Logit Model ◽  
Primary Data ◽  
Economic Empowerment ◽  
Household Decision ◽  
Self Help ◽  
Participation Of Women ◽  
Employment Generation ◽  
Entrepreneurial Activities ◽  
Self Help Groups ◽  
The Impact

The chapter attempts to analyze the impact of microfinance and micro-entrepreneurial activities of women through self-help groups (SHGs) on their socio-economic empowerment. Empirically applauded Logit model has been employed for analyzing the socio-economic impacts using primary data collected from a primary survey conducted in selected rural blocks of Burdwan district of West Bengal, India. Participation of women in the household decision-making process and income and employment generation activities are found to be significant factors in this regard. Finally, the study suggests that training of SHGs to non-members, increase in loan amount from banks, and effective utilization of that loan promote women's empowerment as well as employment.

scholarly journals Women Empowerment: Analysis of the Role of Self Help Groups in Empowering Rural Women in Goa

2016 ◽  
Vol 3 (2) ◽  
Author(s):  
Elizabeth Joey Joey Henriques
Keyword(s):  
Rural Women ◽  
Positive Impact ◽  
Primary Data ◽  
Women Empowerment ◽  
Self Help ◽  
Employment Generation ◽  
Self Help Groups ◽  
The Impact ◽  
Self Help Group

Self Help Groups have emerged as an important mechanism to bring about socio-economic change in society. Various studies indicate the positive impact that SHGs have had on employment generation, savings, incomes, poverty alleviation and women empowerment. The present study, based on primary data sourced from women members of SHGs located in the state of Goa is an attempt to understand the impact of group membership on its members, particularly women. An attempt has also been made to throw light on the pivotal role that the Self Help Group Promoting Agencies essay in realising the goal of women empowerment. The study also analyses the independence that women exhibit in taking decisions, be it in the economic or political domain.

scholarly journals An analysis of women’s self-help groups’ involvement in microfinance program in India

2019 ◽  
Vol 13 (2) ◽  
pp. 2-11
Author(s):  
Gaurav Joshi
Keyword(s):  
Regression Model ◽  
Family Type ◽  
Content Type ◽  
Logit Regression ◽  
Self Help ◽  
Participation Of Women ◽  
Significant Difference ◽  
Self Help Groups ◽  
Logit Regression Model ◽  
The Impact

Purpose The purpose of this is to classify the social and economic factors which impact the involvement of women in self-help groups (SHGs) for their economic as well as social empowerment. Design/methodology/approach The research has been conducted in Nainital district of Uttarakhand (India) in 2018. Primary data have been gathered from women respondent only on factors relating to the ownership of asset, housing characteristics and other demographic details. Both SHG and non-SHG women members have been chosen as key informants during the survey. Multi-stage purposive and stratified random sampling has been used for the selection of respondents and SHGs. The logit regression model has been formulated to describe the causes that influence the participation of women in SHGs. Also, an empowerment index has been constructed to measure the effect of SHGs on women empowerment. Findings The results show that factors including age, education, family type and distance from the market have a significant impact on the participation of women in SHGs. Also, there is a significant difference in both these values which suggests that the value of the empowerment index gets significantly increased after joining the SHGs. Practical implications Analytically derived factors have been used to develop an empowerment index. Hence, the present research is valuable for marketing practitioners, entrepreneurs and professionals from the development sector who intend to work amongst SHGs, primarily with women. The paper is valuable for academic researchers in this area so that the limited body of knowledge, on the empowerment index, could be developed. Originality/value The present research is unique because the authors did not find work, especially in the context of rural India, in the said area. Factors impacting the participation of women in SHGs along with the impact of participation on empowerment have been explored using the logit regression model, leading to the development of an empowerment index.

scholarly journals Socio-Economic Status of Rural Women of Self Help Groups: A Study of Dhaniakhali and Polba-Dadpur Blocks of Hooghly District, W.B.

2020 ◽  
Vol 66 (2) ◽  
pp. 164-173
Author(s):  
Saheli Kumar ◽  
◽  
Kaushalendra Prakash Goswami ◽  
Keyword(s):  
Rural Women ◽  
Social Transformation ◽  
Economic Status ◽  
Vital Role ◽  
Primary Data ◽  
Socio Economic Status ◽  
Self Help ◽  
Self Help Groups ◽  
The Impact

Nowadays Self-Help Group or SHG plays a vital role not only in social transformation and upliftment of rural women but also in social-economic betterment of them. The main objective of this paper is to examine the impact assessment in the socio-economic status of rural women through Self Help Groups with the help of a micro-level study of two C. D. blocks namely Dhaniakhali and Polba-Dadpur in Hooghly district. 40572 SHGs are consisting of 394897 members in 18 C. D. blocks of Hooghly district. Among the blocks, Daniakhali and Polba-Dadpur were selected for the study, of which 28 groups are chosen randomly. From these selected groups 108 members have been selected to conduct the primary survey. Personal interviews were conducted to find out the major purposes of the study i.e. to examine the role of SHG in developing the socio-economic status of rural women and to analyse the impact of SHGs in decision making. The study is mainly based on primary data and simple per cent calculation is used for analysing the data. The major analytical tool employed for the study is tabular analysis to facilitate easy interpretation. Map of the study area is prepared through ArcGIS 10.5 software. The present study explains a detailed socio-economic profile of the SHG members in the study area.

Microfinance and Women Empowerment: An Empirical Analysis

2019 ◽  
pp. 52-64 ◽  
Author(s):  
Madhabendra Sinha ◽  
Sudhansu Sekhar Mahapatra ◽  
Abhijit Dutta ◽  
Partha Pratim Sengupta
Keyword(s):  
Three Dimensions ◽  
Multivariate Probit ◽  
Primary Data ◽  
Women Empowerment ◽  
Microfinance Institutions ◽  
Self Help ◽  
Self Help Groups ◽  
The Impact ◽  
Women Borrowers

The present chapter empirically examines the role of microfinance access on women empowerment by using primary data on women borrowers from different microfinance institutions in Nadia and Murshidabad districts of West Bengal in India. Microfinance institutions play an important role in strategies related to gender and development due to their active relationships with women empowerment and poverty alleviation. The various programmes under microfinance like self-help groups (SHGs) are promoted and inspired for their significant economic impacts on empowerment of women. We investigate the impact of microfinance access on three dimensions of women empowerment, which make influence upon decision making on the issues of credit, expenditure and children. We conduct a primary survey on about eight hundred respondents of women borrowers from different microfinance institutions and apply multivariate probit estimation. Our findings imply that the greater access to microfinance credit negatively impacts on economic empowerment i.e. decisions on credit and expenditure related issues.

scholarly journals Entrepreneurship based empowerment among fisherwomen self help groups of Kerala

2017 ◽  
Vol 64 (4) ◽  
Author(s):  
Shalumol Salas ◽  
S. N. Ojha ◽  
V. Ramasubramanian ◽  
V. P. Vipinkumar ◽  
P. S. Ananthan
Keyword(s):  
Decision Making ◽  
Self Esteem ◽  
Entrepreneurial Activity ◽  
Economic Empowerment ◽  
Self Help ◽  
Before And After ◽  
The Difference ◽  
Entrepreneurial Activities ◽  
Self Help Groups ◽  
Sector Data

The present study was conducted to analyse the extent of empowerment achieved by fisherwomen through participation in the entrepreneurial activities of self help groups (SHGs) functioning in the fisheries sector. Data were collected from 180 SHG members in the Kollam, Ernakulam and Kasargod districts of Kerala. Aquaculture (55.5%) and value addition of fish (45.5%) were the entrepreneurial activities adopted by fisherwomen SHGs. Empowerment level of each SHG member was quantified by modifying the existing empowerment dimensions into an Empowerment Index (EI), consisting of 8 sub-dimensions. Extent of empowerment was found out by taking the difference of empowerment index before and after joining the SHG. Among the eight empowerment dimensions, higher difference was observed in confidence building (0.43) followed by economic empowerment (0.42) and decision making pattern (0.41). The study revealed that the levelof involvement in entrepreneurial activity has increased the empowerment in terms of confidence building, self-esteem, decision making pattern, psychological and economic empowerment. However, the existing fisheries extension interventions through extension contact and training were found to be associated with only self esteem and psychological empowerment.Therefore, new and innovative extension interventions are suggested in the paper to influence other sub-dimensions like economic empowerment, confidence building and decision making pattern.

Do Self-Help Groups Empower Women? Evidences from Nuh District of Haryana

2021 ◽  
pp. 68-76
Keyword(s):  
Group Intervention ◽  
Gender Disparity ◽  
Primary Data ◽  
Economic Activities ◽  
Positive Role ◽  
Men And Women ◽  
Self Help ◽  
Participation Of Women ◽  
The Family ◽  
Self Help Groups

Men and women complement each other in many aspects of life. Nevertheless, when we talk about empowerment, there is big diversity. There are often pressures and opposition from within the family due to societal stereotypes that force women to take care of the house as her key responsibility. Unequal or unfair treatments marginalized the women and hindered their participation in socio-economic growth of the country. However, the findings of the studies showed that women participation in economic activities produced large gains in economic welfare. This study was an attempt to contribute in the debate about how the self-help groups were helpful to empower the women; as women empowerment overcame the gender disparity (the gap between men and women) and increased the participation of women in economic as politic activities of the country. For this purpose, the primary data was collected from the Nuh district of Haryana, considered the most backward district of India. This study showed that self-help group intervention had a positive role in empowering women.

scholarly journals THE IMPACT OF SELF-HELP GROUPS ON THE SOCIO-ECONOMIC DEVELOPMENT OF RURAL HOUSEHOLD WOMEN IN TAMIL NADU - A STUDY

2016 ◽  
Vol 4 (7(SE)) ◽  
pp. 22-31
Author(s):  
M. Saravanan
Keyword(s):  
Tamil Nadu ◽  
Well Being ◽  
Women Empowerment ◽  
Full Paper ◽  
Secondary Sources ◽  
Self Help ◽  
Participation Of Women ◽  
Self Help Groups ◽  
The Impact ◽  
Self Help Group

Women empowerment is a process in which women challenge the existing norms and cultural, to effectively promote their well-being. The participation of women in self-help group (SHGs) made a significant impact on their empowerment both in social and economic aspects this study addresses women empowerment through self-help groups in TamilNadu. The information required for the study has been collected from only secondary sources has been followed full paper. The SHGs have had greater impact on both economic and social aspects of the beneficiaries.

scholarly journals Impact Of Self Help Groups On Women Empowerment: A Study With Reference To Women Self Help Groups In Aurangabad District

2011 ◽  
Vol 5 (1) ◽  
pp. 21-39
Author(s):  
Aparna Bhonde Saraf
Keyword(s):  
Poverty Alleviation ◽  
Financial Inclusion ◽  
Economic Empowerment ◽  
Women Empowerment ◽  
Self Help ◽  
Self Help Groups ◽  
The Impact ◽  
Social Empowerment ◽  
Positive Results

Microfinance is the most experimented philosophy in today’s era. It has infact become a strategic tool for financial inclusion as well. The quantitative growth of microfinance in India mainly through Self Help Groups (SHG) is quiet evident from various studies and reports. Self Help Groups are emerging as a popular vehicle of microfinance. Substantial majority of these groups are women SHGs. In India of more than 61 lakhs of SHGs formed under the NABARD’s SHG-Bank Linkage programme, almost 83% are women SHGs. They are used largely for poverty alleviation. However, various studies reveal that SHGs can supplement empowerment equally. SHGs are providing financial orientation and benefits to the participants. Obviously, this leads to economic empowerment of the members. In addition the group mechanism is assumed to be useful for social empowerment also. The dynamics of this philosophy is studied recently with some positive results. An attempt is made to understand the impact of SHGs on women empowerment. The study also focuses on examining the role of certain factors (influencers) in affecting empowerment.

Sign in / Sign up

Export Citation Format

Share Document