scholarly journals Agent Banking and Financial Inclusion

2020 ◽  
Vol 11 (1) ◽  
pp. 127-141
Author(s):  
Nabila Nisha ◽  
Kashfiya Nawrin ◽  
Anika Bushra
Keyword(s):  
Developing Countries ◽  
Financial Services ◽  
Financial Inclusion ◽  
Rural Poor ◽  
Financial Deepening ◽  
Case Study Approach ◽  
Banking Services ◽  
Study Approach ◽  
Secure Access

Access to financial services has always been limited in Bangladesh. The need for financial inclusion has thus largely surfaced in the country. As a result, agent banking services were implemented via an inclusive digital financial program across rural and unbanked areas of Bangladesh. Despite having a significant impact upon financial inclusion across developing countries, literature in this realm lacks in-depth investigations on agent banking and its impact on financial inclusion. This study thus aims to represent the overall aspect of agent banking and its association with financial inclusion in the setting of the developing country of Bangladesh. For this research, a case study approach has been employed. The study highlights that agent banking is an effective and credible way of entrenching financial deepening across the unbanked areas of Bangladesh. Moreover, the study emphasizes that agent banking can secure access to financial services for the rural poor and generate wholesome development for Bangladesh.

scholarly journals Development of a sustainable and inclusive solid waste management system in Colombia

2021 ◽  
Author(s):  
Jessica Edmonds
Keyword(s):  
Developing Countries ◽  
Waste Management ◽  
Solid Waste ◽  
Solid Waste Management ◽  
Main Concern ◽  
Waste Collection ◽  
Case Study Approach ◽  
Informal Recycling ◽  
Study Approach

Managing solid waste is a pressing environmental issue worldwide. This is especially observed in developing countries, where the main concern is to provide the service of waste collection, usually lacking a formal recycling program. Instead, recycling is often conducted by an informal sector composed of recyclers-by-trade. What has been found is that the current informal recycling sector - if approached differently - can offer a financially viable and an environmentally and culturally sound solution. A case study approach was chosen and questionnaires were conducted with recyclers-by-trade and dealers in Cali, Colombia. An interview was conducted with the President of the Recyclers' Association of Bogotá, Colombia. A normative system is proposed as an alternative context-based solution in developing countries that focuses on the inclusion of organized recyclers-by-trade into the formal solid waste management in order to increase recycling rates, extend the lifespan of landfills and improve the living and working conditions of this informal recycling sector.

scholarly journals Proses Kolaboratif dalam Perencanaan Berbasis Komunikasi Pada Masyarakat Non-Kolaboratif

2013 ◽  
Vol 29 (2) ◽  
pp. 133
Author(s):  
Ely Sufianti ◽  
Dewi Sawitri ◽  
Krishnai Nur Pribadi ◽  
Tommy Firman
Keyword(s):  
Qualitative Research ◽  
Developing Countries ◽  
Research Methods ◽  
Empirical Investigation ◽  
Case Study Approach ◽  
Collaborative Process ◽  
Study Approach ◽  
Authentic Dialogue ◽  
Key Aspects

The collaborative process is a key element of the communicative-based planning. This process requires participations, equality of power, as well as adequate competence of the actors who engage the process. This condition seems difficult to occur in the societies, especially those in developing countries, in which people’s participation, equality of power, and competence are considered low (uncollaborative society). The purpose of this paper is to explore whether the collaborative process can occur or not in the context of such societies.  The empirical investigation was conducted by using the qualitative research methods with a case study approach to sidewalk vendors arrangement planning at Banjarsari, Surakarta City. It shows that the planning involves the collaborative process stages and authentic dialogue, which are the key aspects of collaborative process.

scholarly journals The Diffusion of M-Pesa in Developing Countries: Convergence Program Lead Vodafone Albania Sh.a, Tirane, Albania

2019 ◽  
Vol 5 (2) ◽  
pp. 43
Author(s):  
Elvis Bregu ◽  
Bitila Shosha
Keyword(s):  
Developing Countries ◽  
Case Studies ◽  
Financial Services ◽  
Financial Inclusion ◽  
Review Of The Literature ◽  
Banking Services ◽  
Mobile Money ◽  
The Way

The purpose of this study is to investigate whether this kind of innovative service was successful in all developing countries. Prior to the introduction and implementation of M-Pesa, people used a variety of formal and informal channels to save or send money to others. It is supposed that through mobile money technology, the population currently out of the reach of financial services will be integrated as formal players into the market and that informal ways of transferring money will be reduced (Jenkins, 2008). Financial inclusion is an issue that has gathered a lot of attention among policymakers and researchers and is referred to as a process that guarantees ease on access, availability and also the usage of banking services for all householders of a country (Sarma, 2010). Without doubt, the introduction of M-Pesa in Kenya has deeply changed the way through which transactions occur. Based on the review of the literature but also the case-studies on the application of M-Pesain Albania and other countries, at the end of the paper we give some important conclusions.

scholarly journals Analisis Pendapatan Bagi Hasil Bank Syariah (Studi Pada PT. Bank Syariah XXX Cabang Bima)

2020 ◽  
Vol 8 (2) ◽  
pp. 44-49
Author(s):  
Hartoyo Hartoyo
Keyword(s):  
Business Model ◽  
Banking Sector ◽  
Rapid Development ◽  
Profit Sharing ◽  
Islamic Banks ◽  
Case Study Approach ◽  
Banking Services ◽  
Study Approach ◽  
People’S Attitudes

Abstrak Perkembangan pesat sector perbankan syariah di Indonesia merupakan representasi dari sikap masyarakat yang membutuhkan layanan jasa perbankan yang sesuai dengan prinsip-prinsip syariah. Disisi lain banyak pertanyaan tentang kesesuaian model bisnis yang diterapkan oleh perbankan syariah dengan prinsip-prinsip syariah Islam. Penelitian ini bertujuan untuk menganalisis model bisnis bank syariah dari sisi system pendapatan bagi hasil yang diterapkan. Penelitian ini menggunakan pendekatan studi kasus di salah satu bank syariah di kota Bima, NTB. Hasil penelitian menunjukkan ada beberapa ketidaksesuaian dalam penerapan prinsip-prinsip syariah dalam model bisnis bank syariah, yaitu prinsip yadul amanah, biaya pengelolaan, pembagian keuntungan dan memudharabahkan  kembali harta mudharabah. Kata Kunci: pendapatan bagi hasil, prinsip syariah, bank syariah.   Abstract The rapid development of the sharia banking sector in Indonesia is a representation of people's attitudes in need of banking services that are in accordance with sharia principles. But, there are many questions about the suitability of the business model adopted by Islamic banking with Islamic sharia principles. This study aims to analyze the business model of Islamic banks in terms of revenue sharing systems that are applied. This study uses a case study approach in one of the Islamic banks in Bima, NTB. The results showed that there were some discrepancies in the application of sharia principles in the Islamic bank business model, namely the principle of yadul amanah, management costs, profit sharing and redistribution of mudharabah assets. Keywords: sharing revenue, sharia principle, sharia bank. 

scholarly journals Coping with Challenges of Public-Private Partnership (PPP) for Housing Delivery in Nigeria

2018 ◽  
Vol 7 (2.29) ◽  
pp. 1097 ◽  
Author(s):  
Zayyanu Muhammad ◽  
Foziah Johar ◽  
. .
Keyword(s):  
Developing Countries ◽  
Private Sector ◽  
Public Private Partnership ◽  
Risk Allocation ◽  
Housing Project ◽  
Case Study Approach ◽  
Private Partnership ◽  
Study Approach ◽  
Infrastructure Provision

Although public-private partnerships continue to gain popularity in infrastructure provision, the application of the strategy in housing delivery is bedevilled with many challenges particularly in the context of developing countries like Nigeria. This article aims to offer solutions to the challenges of PPP for housing delivery in Nigeria. Using a case study approach, the article investigated the challenges of PPP housing project in the federal capital territory [FCT] Abuja, Nigeria. The study found that “lack of transparency in the procurement process”, “inappropriate risk allocation”, “poor administrative machinery”, “corruption”, and incompetent private sector” are the major challenges that militate against successful housing delivery through public-private partnership in Nigeria. In conclusion, the paper outlined solutions for coping with the challenges of PPP for housing delivery in Nigeria.  

scholarly journals Development of a sustainable and inclusive solid waste management system in Colombia

2021 ◽  
Author(s):  
Jessica Edmonds
Keyword(s):  
Developing Countries ◽  
Waste Management ◽  
Solid Waste ◽  
Solid Waste Management ◽  
Main Concern ◽  
Waste Collection ◽  
Case Study Approach ◽  
Informal Recycling ◽  
Study Approach

Managing solid waste is a pressing environmental issue worldwide. This is especially observed in developing countries, where the main concern is to provide the service of waste collection, usually lacking a formal recycling program. Instead, recycling is often conducted by an informal sector composed of recyclers-by-trade. What has been found is that the current informal recycling sector - if approached differently - can offer a financially viable and an environmentally and culturally sound solution. A case study approach was chosen and questionnaires were conducted with recyclers-by-trade and dealers in Cali, Colombia. An interview was conducted with the President of the Recyclers' Association of Bogotá, Colombia. A normative system is proposed as an alternative context-based solution in developing countries that focuses on the inclusion of organized recyclers-by-trade into the formal solid waste management in order to increase recycling rates, extend the lifespan of landfills and improve the living and working conditions of this informal recycling sector.

Sign in / Sign up

Export Citation Format

Share Document