PEMBINAAN TEKNOLOGI INFORMASI DAN SISTEM OPERASIONAL BANK SYARIAH

Information technology is a knowledge that is always evolving from tools or communication which is a delivery of information through rapid communications, which relates to information problems in terms of all aspects ranging from data collection, data storage, data processing from information to the process of delivering information to people who need it. The purpose of fostering information technology and healthy internet use is an educational process by providing sufficient understanding of the current latest technology and being educated with the Islamic bank operating system, the owner of the fund invests his money so he can earn interest from the bank. If the profit sharing from the customer's funds is then distributed to those in need (eg venture capital), with a profit sharing agreement according to the agreement. Guidance on the Development of Information Technology and Bank Sariah Operational Systems at the Vocational High School Nang Nadim Batam to find out how to use good information technology and know the operating system of the Sariah bank. With this coaching, it is hoped that students will be helped in understanding the service that was carried out on January 15 and 16, 2019 at SMK Hang Nadim Batu Aji, Batam City.

The Effect of Religiosity, Profit Los And Sharing on Consumer Trust and Intention to Financing in Islamic Bank

With a majority Muslim population, Indonesia has a good market share for Islamic banks. The existence of conventional banks becomes a competition to determine the strategy of Islamic bank managers. This study aimed to examine the effect of honesty and profit-sharing on trust mediation on consumer intentions. This study uses SPSS analysis and the Sobel test to see the role of mediation. Samples were taken as many as 384 respondents from the Muslim community. The analysis results obtained that religiosity significantly affects consumer trust and intentions. Profit and loss sharing significantly impacts confidence and does not affect consumer intentions. Trust can provide a significant mediating role. In terms of increasing the factors that influence consumer intentions, company managers must build consumer trust, the opportunity for a religious community to become a potential target market.

Pengaplikasian Kaidah Al-Ghunm Bi Al-Ghurm dalam Pembiayaan Musharakah pada Perbankan Syariah

Islamic banking is banking whose operations are based on sharia principles. The implementation system is by way of profit sharing, one of which is in musharakah transactions. Musharakah is cooperation in terms of capital which aims to obtain a profit. This study discusses the application/implementation of the rules of al-ghunm bil al-ghurm in musharakah financing in islamic banking. The purpose of this study was to describe and determine the relationship/correlation of al-ghunm bi al-ghurm rules in musharakah financing or capital cooperation in islamic banking.Keywords:shariah banking, al-ghunm, al-ghurm, musharakah.

The effect of asset quality, profit and loss sharing on Sharia Banking Liquidity in Indonesia

This study aims to determine the effect of asset quality variables (Non-Performing Financing), Profit and Loss Sharing (profit-loss sharing investment and profit-sharing investment account), capital adequacy ratio, bank size, return on assets, and gross domestic product on Islamic banking liquidity in Indonesia. The analysis was conducted using a sample of 7 Islamic commercial banks from the period March 2015 to December 2019. This study uses 2 multiple regression models of panel data with the results showing that Non-Performing Financing, profit-loss sharing investment, bank size, gross domestic product affect the liquidity of Islamic banks. , then for-profit sharing investment account, capital adequacy ratio, return on assets, does not affect the liquidity of Islamic banks.

The Use of Employee Financial Participation in Lithuanian Companies

The chapter analyses the use of employee financial participation in Lithuanian companies. The methodology of current research is based on the qualitative research method and analysis of the company's documents. In a total of 19 semi-structured individual anonymous interviews and one focus group were conducted with competent representatives of the companies – heads of human resources and finance departments of companies, heads of legal departments or top managers of law firms representing them. According to the research findings, employers set different goals for share and profit-sharing programs or measures. Among the already examined, high, long-term employee motivation dominates. It also includes aspects of employee involvement in management, strengthening loyalty, forming a sense of ownership. The Scandinavian capital corporation, which manages several companies in Lithuania and applies for a share ownership program, has succeeded in achieving its goals by strengthening employee motivation and involvement.

Pricing strategy and product quality design with platform-investment

<p style='text-indent:20px;'>With the development of business, more consumers are quality sensitive and improving the product quality becomes particularly important. We mainly discuss two investment strategies: retailer-investment and platform-investment. Compared with non-investment case, only if consumer sensitivity is not too high, it is profitable for the retailer to select retailer-investment. When both retailer-investment and platform-investment are viable, the choice of investment mechanism depends on the profit-sharing ratio. Particularly, if the ratio is within a certain range, the optimal investment strategy is platform-investment, achieving a triple-win outcome. Besides, to effectively alleviate the contradiction between the retailer's moral hazard problem and the sustainable value-added effect of platform-investment, we further research the contract term. These results give us some meaningful management inspirations in investment mechanism.</p>

Analysis of Strategic Human Resource Management Practices in Small and Medium Enterprises of South Asia

This empirical article aims to ascertain the impact & relationship of SHRM practices with service behavior among employees of SME's in Pakistan. Data was collected from 32 small & medium enterprises including Manufacturing, Consultants, Automotive, Fashion, Handicrafts, Surgical, Sports Goods & Customer Service sectors of 8 major cities of Pakistan by using stratified random sampling technique. The response rate was 76% as 180 questionnaires were distributed among front line employees, middle managers & executive managers and 38 questionnaires were returned back with 76% response rate and 118 questionnaires were found useable. Pearson's r correlation & linear regression analysis techniques were used to analyze the data on SPSS, PSAW version 22. According to results, the Regression model is weakly parsimonious & accounts for 33.3% of the variance. SHRM practices on the whole have positive moderate significant relationship (.337*) & positive impact (β = .787) on service behavior. In depth, training has positive weak significant relationship (.219*) & positive impact (β = .147), participation has positive moderate significant relationship (.499**) & positive impact (β = .432), job description has positive moderate significant relationship (.340**) & positive impact (β = .352), result-oriented appraisal has positive weak significant relationship (.222*) & positive impact (β = .015), internal career opportunities has positive weak significant relationship (.292**) & positive impact (β = .295) on service behavior. Employment security (.131) & profit sharing (- .054) have non-significant relationships with service behavior. This study facilitates the policy makers to adopt appropriate SHRM practices to foster service behavior among employees. This study was conducted in eight cities of Pakistan by using cross sectional research design. Future research direction is to expand the study by using longitudinal research design.

International Overview of Employee Share Ownership

Business management scholars have propositioned employee share ownership as a concept bearing different perspectives. Business management practitioners have implemented the model in varying degrees suiting their organizational needs depending on the context of the organization at the particular time. Empirical research on the impact, role, and the position of employee share ownership (ESO) has produced varying results leading to far reaching conclusions as to the importance and significance of the ESO on an organization and especially at a time when a firm is undergoing through crisis. The concept of employee share ownership has led to the development of employee share ownership plans which are implemented as direct stock/share allotment, bonuses, or profit-sharing models and plans. The employer or the principal capital holder bears an exclusive discretion in making the decision of who would receive any of these options.

Analysis of the Effect of Sharia Compliance and Islamic Corporate Governance on Fraud in Islamic Banks in Indonesia 2017-2019

This study aims to analyze the factors that influence the occurrence of fraud in Islamic banks in Indonesia. Measurement of fraud in Islamic banks is based on the number of internal frauds that occur in the financial year. The population in this study is Islamic banks in Indonesia for the period 2017-2019. The sample is selected using purposive sampling method and the number of samples obtained is 24 samples. The data used in this study are secondary data in the form of financial reports and corporate governance reports. Data analysis is performed using classical assumption tests and regression analysis. The results of this study indicate that Islamic corporate governance has a significant effect on internal fraud in Islamic banks in Indonesia. Meanwhile, partially the profit sharing ratio and Islamic investment ratio do not have a significant effect on internal fraud in Islamic banks in Indonesia. Islamic banking must comply with accounting standards and Auditing Organizations for Islamic Financial Institutions (AAOIFI) to minimize fraud in operations.

Akad Mudharabah Muthlaqah pada Deposito Kaffah di Bank Sumsel Babel Syariah

<p>Application of Mudharabah Muthlaqah on mudharabah deposits, the depositor or depositor acts as the owner of the funds (shahibul maal) and the bank acts as the manager of the funds (mudharib). The customer as the owner of the funds (shahibul maal) cannot provide certain limitations or requirements to the Islamic bank as the fund manager (mudharib) in managing their investment, whether related to the place, method or object of investment. Customers will get benefits in the form of profit sharing on deposits where the bank distributes profit sharing to customers with a ratio that has been agreed at the beginning and get results at maturity every month which goes directly to the customer's account. If there is a deposit payment before maturity, the bank will impose a fine on the customer in accordance with the bank's policy. Islamic banks have rights and freedoms in the mudharabah business. Profits from various sectors that are expected by Islamic banks to be profitable.<em> </em></p>