What Influences the Market Outcome of Online P2P Lending Marketplace?

2015 ◽  
Vol 23 (3) ◽  
pp. 23-40 ◽  
Author(s):  
Yun Xu ◽  
Chuan Luo ◽  
Dongyu Chen ◽  
Haichao Zheng

Online Peer-to-Peer (P2P) lending marketplaces allow individuals to lend and borrow directly among each other without the mediation of a creditor bank institution. Prior literature has examined online P2P, but has largely been limited to the Western context. This paper thus explores how social capital and other factors influences online P2P lending in the U.S. and China. Based on the archival data of Prosper and PPDai, we compare market outcome of two online P2P lending marketplaces in the U.S. and China. The empirical results show that social capital is not equally important in different online communities. Social capital seems to be more influential for likelihood of getting funded in China than in the U.S. In contrast, social capital has influence on interest rate in the U.S. only. The authors' study thus extends current understanding about how social capital influences online communities to a global perspective.

2015 ◽  
Vol 30 (1) ◽  
pp. 81-96 ◽  
Author(s):  
Justin C. Medina

Distribution of firearm victimization is not equal within cities. Victimization can persistently concentrate in a small number of neighborhoods, while others experience very little violence. Theorists have pointed to one possible explanation as the ability of groups to control violence using social capital. Researchers have shown this association at the U.S. county, state, and national levels. Few studies, however, have examined the relationship between neighborhood social capital and violence over time. This study uses longitudinal data to ask whether neighborhood social capital both predicts and is influenced by firearm victimization over 3 years in Philadelphia. The results of several regression analyses suggest that trusting others and firearm victimization are inversely related over time. Implications for neighborhood policy planning and social capital as a theoretical framework are discussed.


2021 ◽  
Vol 9 (2) ◽  
pp. 189-204
Author(s):  
Ozum Yesiltas

This study investigates the growing influence of Middle Eastern non-state actors as agents of foreign policy and their interactions with states through an analysis of the U.S.-Kurdish relationship. Incorporating archival data and interviews with Kurdish and American policy makers, the paper analyses the factors that have affected the U.S.-Kurdish relationship from World War II to the recent Syrian crisis in the context of the mainstream theoretical approaches within the discipline of International Relations. The article concludes that the failure to formulate a coherent Kurdish policy complicates the U.S.’ Middle East strategy and contributes to outcomes unfavourable to U.S. interests in the region.  Abstract in Kurmanji Hêza ji kenaran : Pêşniyara bo siyaseteke derveyî ya hevgirtî ya Dewletên Yekbûyî yên Amerîkayê li hemberî Kurdan Ev lêkolîn tesîra her ku diçe mezin dibe ya aktorên ne-dewletî li Rojhilata Navîn wek failên siyaseta derve, digel danûstandinên wan bi dewletan re, li ser hîma tehlîla têkiliya DYA û Kurdan vedikole. Bi vehewandina daneyên arşîvî û hevdîtinên li gel siyasetmedarên kurd û amerîkî, ev nivîsar nêrînên bîrdozî yên herî berbelav di  babetaTêkiliyên Navneteweyî de bi kar tîne, ji bo ku faktorên bandor li têkiliyên DYA-Kurd ji Şerê Cîhanê yê Duyem heta qeyrana surî ya dawîn  kirine, tehlîl bike. Nivîsar bi vê encamê digihîje ku têkçûna sazkirina siyaseteke kurd a hevgirtî ji bo stratejiya DYA ya li Rojhilata Navîn zehmetiyan derdixe û netîceyên neyînî bo berjewendiyên DYA jî bi xwe re tîne. Abstract in Sorani Hêzê Sînoran: Kurdan Reyde Mesela Sîyasetê Teberî yê DYA yê ‘Pêgirewteyî’ Pê analîzê têkilîya DYA û kurdan, no cigêrayîş Rojhelato Mîyanên de tesîrê averşîyayoxî yê aktoranê bêdewletanê sey ajananê sîyasetê teberî û dewletan reyde înteraksîyonanê nê aktoran tehqîq keno. Bi dayeyanê arşîvan û roportajanê qerardaranê sîyasetî reyde, no nuşte faktoranê ke Cengê Cîhanî yê II. ra heta krîzê Sûrîye yê nikayinî têkilîya DYA û kurdan ser o tesîr kerdo, ê faktoran çarçewaya teorîyanê bingeyênan yê beşê Têkilîya Mîyanneteweyî de analîz keno. Na meqale netîce de vana ke DYA besenêkerd polîtîkayêka kurdan a pêgirewtîye virazê, na kêmanîye kî Rojhelato Mîyanên de stratejîya DYA kena têmîyan û peynîye de faydeyê xo nêreseno menfeatanê DYA yê a herême. Abstract in Zazaki Destellat le kenarewe : keysêk derbarey hawrrayî le siyasetî derewey Emerîka da beramber be Kurdekan Em nûsîne le karîgerî geşesendinî hêzwektere bê-netewekan le ser siyasetî Rojhellatî Nawerrast da dekollêtewe, legell peywendiyan legell dewlletekan da le rêgayi şirovekirdinî peywendî nêwan wîlayete yekgirtwekanî Emerîka û Kurdekan da. Be têkellkirdinî datay erşîf û çawpêketin legell siyasetmedare emerîkî û Kurdekan da, em nûsîne şirovey ew fakterane dekat ke karîgeryan le ser peywendî nêwan wîlayete yekgrtwekanî emerîka û Kurdekan da hebuh le cengî cîhanî duwemewe heta qeyranî tazey Suriya, le çwarçêwey têore berbillawekan le zanistî peywendiye nîwdewlletiyekan da. Encamî wutareke eweye ke be hoy şikesthênan le dirustkirdinî siyasetêkî yekgirtû beramber Kurdekan, astengî bo planî Wîlayete Yekgrtwekanî Emerîka le Rojhellatî Nawerrast da dirust dekat û debête hoy dirustbûnî derencamî nerênî le qazancî Wîlayete Yekgirtwekanî Emerîka le nawçeke da.


2018 ◽  
Vol 69 (1) ◽  
pp. 3-23 ◽  
Author(s):  
Calonie M. K. Gray

With the U.S. adult education system providing education services to millions of immigrants annually, understanding the unique skills and assets among adult immigrant learners is important. Using data from the U.S. Program for the International Assessment of Adult Competencies, this study used data on immigrants ( n = 1,873) to identify latent classes along dimensions of human and social capital. Latent class analysis indicated five discrete profiles: High Opportunity, Upskill Ready, Satisfactorily Skilled, Motivated and Engaged, and Highly Skilled. The results provide support for using customized education approaches to capitalize on the collection of assets adult learners have while concurrently increasing education service providers’ capacity to serve.


Author(s):  
Serkan Gürsoy ◽  
Murat Yücelen

This chapter deals with the evolution of communities of practice by considering two key components which facilitate knowledge sharing: Organizational Learning and Social Capital. Dualities and intersections between the building blocks of these two components are investigated by discussing organizational learning in its explorative and exploitative forms, while considering social capital in its bridging and bonding forms. As a critical contemporary step of evolution, information and communication technologies are also elaborated in order to examine the impact of constant and instant tools on these facilitators of knowledge sharing. The study aims to derive proxies among these components of organizational learning and social capital in order to design an integrated framework that reflects the nature of online communities of practice.


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