scholarly journals Revisiting the Efficiency of Indian Banking Sector: An Analysis of Comparative Models Through Data Envelopment Analysis

2020 ◽  
Vol 4 (1) ◽  
pp. 92-108 ◽  
Author(s):  
Jyoti Tanwar ◽  
Himanshu Seth ◽  
Arun Kumar Vaish ◽  
N V M Rao
Keyword(s):  
Data Envelopment Analysis ◽  
Banking Sector ◽  
Foreign Banks ◽  
Data Envelopment ◽  
Internal Factors ◽  
After Effects ◽  
Comparative Efficiency ◽  
Using Data ◽  
Indian Banks ◽  
Public Banks

This study examines the efficiency of the overall Indian banking industry using Data Envelopment Analysis (DEA) and to perform a comparative efficiency analysis of public, private, and foreign banks using six varied forms. Also, providing ranks to the banks based on their efficiency. The study incorporates BCC output-oriented DEA model using a sample of 50 Indian banks (public banks = 17, private banks = 18, foreign banks = 15) for a period ranging from 2009-10 to 2018-19, hence incorporating the after-effects of the financial crisis and demonetization, this study uses panel data from 2009-10 to 2018-19. The results showed that most of the Indian banks fall on the efficient side or are near to full efficiency. However, public banks outperform private and foreign banks in terms of their average efficiency. Results also specify that the performance of banks is sensitive to input-output variables, units under evaluation, and choice of the model. The current study has just focused on the internal factors for analyzing the efficiency of Indian banks; however, certain external factors might also impact the banks’ efficiency.

Exploring the effect of online banking on bank performance using data envelopment analysis

2019 ◽  
Vol 27 (1) ◽  
pp. 137-165 ◽  
Author(s):  
Kwame Owusu Kwateng ◽  
Edna Edwina Osei-Wusu ◽  
Kofi Amanor
Keyword(s):  
Data Envelopment Analysis ◽  
Banking Sector ◽  
Principal Component ◽  
Internet Banking ◽  
Bank Performance ◽  
Data Envelopment ◽  
Content Type ◽  
Banking Service ◽  
Using Data ◽  
And Cluster Analysis

Purpose Increased competition in the banking sector coupled with long queues in the banking hall has necessitated the introduction of internet banking among banks in Ghana. As a result, internet banking has attracted a great deal of attention from both academicians and practitioners. The purpose of this paper is to examine the effect of internet banking on the performance of banking institutions in Ghana. Design/methodology/approach In total, 20 banks in Ghana were selected from the Bank of Ghana website for the study. The financial information about the banks’ operations was retrieved from the financial statements of the respective banks for the end of the year 2016. The data envelopment analysis-bootstrap approach with principal component analysis and cluster analysis was used to estimate 49 models. Findings The findings of the study indicated that the integration of internet banking into traditional banking methods has led to superior bank performance in Ghana. It was observed that while the independent application of internet banking as a strategy to raise performance was not yielding higher returns due to the low patronage of internet services among banking consumers, its integration with possible traditional methods is widely observed among the top performers in the banking industry. Practical implications Traditional banking methods, integrated banking service strategies and the internet banking service-oriented strategy emerged as the main banking strategies among the banks. Originality/value Extant literature is quite silent on the effect of internet banking on bank performance in Africa. However, this paper is among the first significant attempts to examine the effect of internet banking on bank performance.

Comparative Efficiency Assessment of Primary Care Service Delivery Models Using Data Envelopment Analysis

2011 ◽  
Vol 37 (1) ◽  
pp. 85-109 ◽  
Author(s):  
Olga Milliken ◽  
Rose Anne Devlin ◽  
Victoria Barham ◽  
William Hogg ◽  
Simone Dahrouge ◽  
...  
Keyword(s):  
Primary Care ◽  
Data Envelopment Analysis ◽  
Service Delivery ◽  
Care Service ◽  
Data Envelopment ◽  
Comparative Efficiency ◽  
Service Delivery Models ◽  
Efficiency Assessment ◽  
Using Data ◽  
Delivery Models

scholarly journals The Efficiency of Islamic Banks and Conventional Banks in Indonesia Using Data Envelopment Analysis Approach

2021 ◽  
Vol 58 (1) ◽  
pp. 375-381
Author(s):  
Retno Fitrianti, Sri Undai Nurbayani
Keyword(s):  
Data Envelopment Analysis ◽  
Commercial Bank ◽  
Commercial Banks ◽  
Banking Sector ◽  
Financial Institution ◽  
Data Envelopment ◽  
Islamic Banks ◽  
Sample Technique ◽  
Using Data ◽  
Conventional Banks

Banking sector mediation is related to efficiency in economic performance. As a financial institution, banks need to maintain their performance in order to operate optimally, one factor that must be considered is efficiency in performance. This research aimed to analyze the efficiency of Islamic Banks and Conventional Commercial Bank in Indonesia. Using a purposive sample technique for two Islamic banks and two commercial banks. Fixed assets, deposits, and other operating expenses as input variablesused, while credit as output variable.  Using Data Envelopment Analysis to calculate the efficiency of banking. The results show that all Sharia Commercial Bank samples reached efficiency level 1 was efficient. Besides, the sample of conventional commercial banks used in this study is not all efficient. This is due to one of the sample banks having an efficiency level below one, which is 0.644. It means that conventional bank groups are inefficient.

scholarly journals Operating Performance of Public Banks in Taiwan after Privatization

2013 ◽  
Vol 5 (8) ◽  
pp. 424-433 ◽  
Author(s):  
Z-John Liu
Keyword(s):  
Data Envelopment Analysis ◽  
Operating Performance ◽  
Foreign Banks ◽  
Operating Efficiency ◽  
Data Envelopment ◽  
Significant Difference ◽  
Sample Data ◽  
Average Operating ◽  
Public Banks ◽  
Number Of Branches

The study selected nine state-owned banks in Taiwan that went on privatization in 1998 and foreign banks with similar assets scales and more branches in Taiwan as sample. Data Envelopment Analysis (DEA) is applied to explore the variation condition of efficient values for the periods between 1995 and 2007, prior and after each state-owned bank became privatized. To avoid data bias, the years affected by financial storm (from 2008 to 2010) were eliminated. Empirical results of the study are: The number of branches and assets return ratio are positively correlated to overall technical efficient value; savings and government holding ratio are negatively correlated to overall technical efficient value, showing that government releasing stock holdings through privatization can actually improve bank operating efficiency. The result of MannWhitney non-parametric examinations show that: Before the state-owned banks in Taiwan privatized, their average operating efficiency is significantly lower than that of foreign owned banks. After privatization, there is no significant difference in operating efficiency between state-owned and foreign-owned banks, revealing that privatization has effect of enhancing operating efficiency in public banks.

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