Research on Credit Assessment Technology of Small and Micro Foreign Trade Enterprises of Commercial Banks

2021 ◽  
Author(s):  
S. M. Borodachev

The work proposes a model of funds formation in current and fixed-term (ruble and currency) accounts and transfers of funds between them. The sources of money are loans issued by commercial banks, placement of government domestic debt, the positive balance of foreign trade. The financial parameters and characteristics of the system are estimated using the Kalman filter. The adequacy of the model is confirmed by simulation modeling. It was found that the rate of creation of rubles in current accounts increased from ≈ 8% per annum in 2015-16 ≈ to 12% in 2017-18 and to 29% in 2019-20. The leakage of foreign currency from accounts (in addition to the official outflow of capital) was ≈ 12, 50, 35 billion dollars per annum during the same periods.


InterConf ◽  
2021 ◽  
pp. 54-61
Author(s):  
Ayvazli Aykhan Nizami

Banks are one of the indispensable elements of the financial system. Banks are enterprises that collect free funds from large economic units and use them in economic units that need money. Although this structure initially means an intermediary service, banks focus on both the role of attracting and offering funds beyond the intermediary service. By creating new investment instruments, banks are turning people's banking activities into a more customer-oriented structure by attracting people's interest. Increased connectivity leads banks to create and offer additional services in the field of financial transactions not only locally but also between countries. On the other hand, banks also offer services such as brokerage services, guarantee services, payment and settlement services, and guarantees for foreign trade finance. Today, banks continue to provide a wide range of services under the influence of technology. However, today the wide range of banking operations allows banks to become more profitable in the products they offer.


PRODUCTIVITY ◽  
2018 ◽  
Vol 59 (2) ◽  
pp. 186-197
Author(s):  
M. SELVAKUMAR ◽  
◽  
P. ANBUCHEZHIENKAMARAJ ◽  
V. Sathyalakshmi ◽  
R. Mohammed Abubakkar Siddique ◽  
...  

2012 ◽  
pp. 96-114
Author(s):  
L. Tsedilin

The article analyzes the pre-revolutionary and the Soviet experience of the protectionist policies. Special attention is paid to the external economic policy during the times of NEP (New Economic Policy), socialist industrialization and the years of 1970-1980s. The results of the state monopoly on foreign trade and currency transactions in the Soviet Union are summarized; the economic integration in the frames of Comecon is assessed.


2005 ◽  
pp. 132-139 ◽  
Author(s):  
A. Chirkin

WTO plays the key role in regulating international foreign trade. The article considers basic problems, which Russia will face after joining this organization. Advantages as well as risks connected with membership in WTO are noted. The necessity of safeguarding national interests and fulfilling the requirements of the country's economic security is stressed.


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