Microfinance through Self-Help Groups: Poverty Reduction and Women Empowerment

Author(s):  
Sudhakara Reddy B.
2022 ◽  
pp. 213-226
Author(s):  
Veer P. Gangwar ◽  
Shad Ahmad Khan

In India, societal development is a cynosure, and thus, it is not a truism but a reality. Women's entrepreneurship emerging through self-help groups (SHGs) contributes to the economic well-being, sustainability, and in poverty reduction. The growth of SHGs is evidence in itself. In the recent decade, micro enterprises and SHGs have come up as prominent solutions to the entrepreneurial crisis existing in the country, and their role in empowering women and their development needs to studied. This study uses a descriptive statistic, reliability, and correlation analysis through SPSS and structural equation modeling (SEM) as an analytical tool to explore linkages between empowerment effected by SHG and micro-entrepreneurship. The research study results show that the contributory role of women entrepreneurs to the society is considerably worth appreciation. The causal relationship has also surfaced demonstrating the connection between women empowerment and development brought about by SHG and micro-entrepreneurship from a bottom-of-pyramid perspective.


2011 ◽  
Vol 1 (2) ◽  
pp. 107-118
Author(s):  
Lakshmi R ◽  
Vadivalagan G

Women empowerment is a process in which women challenge the existing norms and culture, to effectively promote their well being. The participation of women in Self Help Groups (SHGs) made a significant impact on their empowerment both in social and economical aspects This study addresses women empowerment through self help groups in Dharmapuri district of Tamilnadu . The information required for the study has been collected from both the primary and secondary sources A multistage random sampling method has been followed. Average and percentage analysis was carried out to draw meaningful interpretation of the results. Garret ranking technique was used to find the reasons for joining the Self help group. Factor analysis was used to measure thedetermine the relationship between the observed variables The results of the study revealed that the SHGs have had greater impact on both economic and social aspects of the beneficiaries.


2021 ◽  
Vol 1 (1) ◽  
Author(s):  
Vyomesh Pant

In this paper, a model for development of Self-Help Groups (SHGs) has been presented in perspective of India to ensure the Economic and Social development of the country and addressing, simultaneously, some of the major challenges being faced by India. Adequate microfinancing to the SHGs and developing entrepreneurship among its members may help in achieving several targets like poverty alleviation, women empowerment, employment generation, homogeneous development etc. If planned properly, the SHGs can become an instrument for all round and all-inclusive development of India or any other similarly placed developing country. SHGs may also play an import role in the endeavour of India to become a five trillion economy, to achieve self-sustainability and to attain the Sustainable Development Goals.


Author(s):  
Tej Singha ◽  
Parul Mittalb

The paper highlights the Self Help Groups trends and patterns in the State of Haryana. In the state, both government and non government organizations are working for microfinance programme and have been promoting SHGs under various programmes and schemes by different departments and agencies. In Haryana, SHGs are promoting through Women and Child Development Department has promoted SHGs under the Programme for Advancement of gender Equity and Swayamsiddha. Women’s Awareness and Management Academy has promoted Swa-shakti project. Forest Department has been promoting SHGs under the Haryana Community Forest Project and Integrated Natural Resource Management and Poverty Reduction. Banks are promoting SHGs under the SHGs-Bank linkage Programme of NABARD; DRDA is promoting SHGs under Swarnjayati Gram Swarajgar Yojana ((Now National Rural Livelihoods Mission, NRLM). Mewat Development Agency is promoting SHGs under IFAD programme in Mewat district. The most wide-spread model of micro-finance in Haryana is Swaranjayanti Gram Swarozgar Yojana and NABARD-SHG Linkage.


2012 ◽  
Vol 11 (2) ◽  
pp. 21-39
Author(s):  
Kavitha S ◽  
P Laxmana

For the Empowerment of women, government has come up with many schemes. Among those, Self Help Group (SHG) is found to be the strongest route. The purpose of the Programme is to endow women economically and socially by bringing them in self-help groups, and it spent corers of rupees at a time in the project taken up for the development of  women and organizing women empowerment in such huge number.


2019 ◽  
Vol 9 (5) ◽  
pp. 111-131
Author(s):  
K. Gayathri Reddy ◽  
Varsha P.S ◽  
L.N Sudheendra Rao ◽  
Amit Kumar

The objective of current study is to identify different dimensions of women empowerment, problems and challenges such as perceived tension of individual self -help group member in the process of women empowerment, and suggestions to improve women empowerment in the context of India. The 351 responses were collected via stratified random sampling from members of self -help groups, and an exploratory principal component analysis is undertaken to identify the number of components that underlie the women empowerment. Further, a confirmatory factor analysis is used to confirm the factors in the study. The findings indicate five broad dimensions (i.e. economic, political, social, legal, psychological), four different types of perceived individual tensions (i.e., economic, social, legal, technology-oriented learning), and four significant categories of capacity building measures (i.e. training on governance, technology-driven livelihood support, promoting networking, social justice & harmony) of women empowerment.


2019 ◽  
Vol 9 (3) ◽  
pp. 65-87
Author(s):  
Varsha P.S ◽  
Gayathri Reddy K ◽  
Sudheendra Rao L.N ◽  
Amit Kumar

The current research seeks empirical insights into the women empowerment (WE) by focusing on the role of the self-help groups (SHG), capacity building (CB) measures and perceived individual tension (T). By applying multiple regression analysis on 351 survey responses in India, our findings suggest that WE emerges from two distinct attributes of the SHG members: surface-level (e.g., age, marital status, no. of children, income, whether spouse working, any other assistance) and deep-level (e.g., years of SHG membership, amount of loan availed, purpose of loan, educational level). Moreover, WE is a combination of five broad dimensions such as economic, political, social, legal and psychological empowerment. Further, a set of capacity building measures (i.e., training on governance, technology-driven livelihood support, promoting networking, social justice and harmony) helps to empower women. The study also explores four different categories of perceived individual tension (i.e., economic, social, legal, and technology-oriented learning) and their effects on WE. Finally, the perceived tension moderates the relationship between deep-level SHG attributes and WE.


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