Perlindungan Hukum Terhadap Investor Sebagai Konsumen dalam Investasi Online

Today’s technological development have led to the emergence of online investing. The exixtence of online investing makes it easy for people to invest their wealth, simply by accessing sites that offer investment. However online investing has a negative impact on consumers. Therefore, this study aims to determine legal protection efforts against investors as consumers in online investment. The research method used in this research is doctrinal research method, with descriptive analytical research specifications and data analysis using qualitative methods. Then the result show that the legal protection for online investors can be carried out by the OJK in a preventive and repressive way.

Web Tools as Actors

Often actor-network theory studies find that technology has been translated through its relationships with human actors. This chapter reports on a study of online investing that found that the human actors were translated to more active and involved investors due to the changes, over time, in the online services that are available: the non-human actors. The Internet is a constantly evolving technological actor. New tools have the potential to change interactions with users. In this study, it became evident that new services had a noticeable effect on the behaviour of investors. Not only did investors report changes in their behaviour when they moved from offline to online investing, but they also reported changes in their investing strategies over time as new services became available. This study showed a new and interesting confirmation of the value of allowing non-human actors to be heard.

The Efficiency of Active Asset Allocation Funds in the Period of Instability at Financial Markets

The objective of the hereby paper is the assessment of domestic active asset allocation funds efficiency in the period of 2007-2012, including the comparison of earned return rates against the return rates obtained by other mixed funds, as well as WIG and WIG20 stock exchange indices. Additionally, the purpose of the paper is to analyse the investment policy applied by the above listed funds, carried out based on records included in adequate information prospectuses, and also having considered the investment portfolio compositions presented in annual and 6-month financial reports covering these funds. The assessment of applied investment strategies efficiency is performed based on 12-, 24-, 36-, 48- and 60- month return rates set at the end of 6-month reporting periods. The analysis covered only domestic open-end active asset allocation investment funds included in this group following the definition accepted by Analizy Online investing assets in financial instruments issued by entities, officially seated in Poland or outside Poland and valuating participation units in PLN, which have been operating for at least 24 months from the day of 30th June 2012.