Social Insurance in Market Contexts: Implications of the Structure of Workers’ Compensation for Job Safety and Wages

1992 ◽  
pp. 399-422 ◽  
Author(s):  
Michael J. Moore ◽  
W. Kip Viscusi
Keyword(s):  
Social Insurance ◽  
Workers Compensation ◽  
Job Safety

scholarly journals Social Insurance and Truncated Benefits: Measuring the Impacts of Workers' Compensation

2012 ◽  
Vol 2012 ◽  
pp. 1-21
Author(s):  
Samuel K. Allen
Keyword(s):  
Social Insurance ◽  
Census Data ◽  
Estimation Problem ◽  
Workers Compensation ◽  
Individual Level ◽  
New Strategy ◽  
Lower Wage ◽  
Indirect Impacts ◽  
Over Time

This study addresses the indirect impacts of state-mandated workers' compensation benefits on workers' wages. The benefit structure of workers' compensation causes a fundamental estimation problem. I develop a new strategy to limit the biases inherent in earlier models. I utilize individual-level census data (between 1940 and 1990) to exploit benefit variation that occurs both across states and within the fifty states over time. The results suggest that wage offsets are not constant across time and may be larger for workers at lower-wage levels.

Workers' Compensation

2013 ◽  
Author(s):  
Paul Terrell
Keyword(s):  
Federal Government ◽  
Social Insurance ◽  
District Of Columbia ◽  
Economic Consequences ◽  
Workers Compensation

Workers' Compensation is a form of social insurance financed and administered by each of the 50 states, the federal government (for federal workers), and the District of Columbia that protects workers and their families from some of the economic consequences of workplace-related accidents and illnesses.

Questions and Answers

2000 ◽  
Vol 5 (1) ◽  
pp. 7-7, 12
Author(s):  
Christopher R. Brigham ◽  
James B. Talmage
Keyword(s):  
Prince Edward Island ◽  
Social Insurance ◽  
Workers Compensation ◽  
Injured Worker ◽  
Earning Capacity ◽  
Questions And Answers

Abstract Workers’ compensation in Canada is a legislated system of social insurance that is funded by assessments levied on employers. Thirteen established Workers’ Compensation Board (WCB) systems have regional jurisdiction and responsibility for administering and adjudicating compensation for the injured worker. Disability awards for certain injuries are determined by statute; others are determined using an acceptable reference or impairment schedule such as the AMA Guides to the Evaluation of Permanent Impairment (AMA Guides). On August 22, 1960, Dr D. E. Bell presented to the Association of Workers’ Compensation Boards of Canada an impairment rating schedule to represent the loss of earning capacity and fulfill the spirit of workers’ compensation. Dr Bell's schedule has served as the basis for many Canadian WCB Primary Rating Schedules. Most jurisdictions refer to the AMA Guides in instances when the primary schedule is inadequate. A table in this article lists the current primary and secondary schedules for assessment of impairment in Canada; another table shows the differences in the ratings between Dr Bell's schedule and the AMA Guides. The AMA Guides is used principally only in Yukon and Prince Edward Island and is used for impairment estimations of more complicated injuries in all regions but Quebec.

U.S. Industries v. Director: “Claim” Versus “Condition” in the Analysis of Workers' Compensation Cases

1986 ◽  
Vol 12 (2) ◽  
pp. 273-303
Author(s):  
Jordan Yospe
Keyword(s):  
Supreme Court ◽  
Social Insurance ◽  
Compensation System ◽  
Workers Compensation ◽  
Statutory Interpretation ◽  
Disability Benefits ◽  
The Supreme Court ◽  
Disability Claim ◽  
At Home

AbstractUnder most workers' compensation statutes, an injury must “arise out of” and “in the course of” employment in order to qualify as a compensable disability. In U.S. Industries v. Director, the Supreme Court held that the Longshoremen's and Harbor Workers' Compensation Act must be strictly construed to avoid transforming the compensation system into a form of social insurance. In U.S. Industries, the Court denied a disability claim based on an arthritic condition which was manifested while the worker was at home in bed. This Note contends that the Supreme Court neglected to consider pertinent medical realities when analyzing the causation question. Thus, the decision undermines the overall rationale behind workers' compensation legislation. Nonetheless, the Note argues that the case does not relax the requirement of adequately scrutinizing the causative elements underlying any reasonable claim for disability benefits. An analysis adequately accommodating both medical and legal facts, instead of relying upon the vagaries of statutory interpretation, is necessary to improve the efficiency and fairness of workers' compensation disability determinations.

The Labor Supply Consequences of Employment-Limiting Social Insurance Benefits: New Tests for Income Effects

2011 ◽  
Vol 11 (1) ◽  
Author(s):  
Henry R Hyatt
Keyword(s):  
Labor Supply ◽  
Unemployment Insurance ◽  
Social Insurance ◽  
Workers Compensation ◽  
Payroll Tax ◽  
Insurance Benefits ◽  
Income Effects ◽  
Price Distortion ◽  
Compensation Claim ◽  
Legislative Changes

Abstract Studies of moral hazard in employment-limiting social insurance programs such as Unemployment Insurance or Workers Compensation have demonstrated that higher benefits discourage work, emphasizing the price distortion inherent in benefit provision. Utilizing administrative data linking Workers’ Compensation claim records to wage records from an Unemployment Insurance payroll tax database, I explore a different explanation and implement tests for “income effects” that exploit the fact that claimants no longer experience a distorted price of non-employment after an employment-limiting benefit ends. A pair of legislative changes to a Workers’ Compensation benefit rate show little or no evidence of income effects and moderate evidence of income effects, respectively.

Workers’ Compensation

2014 ◽  
Author(s):  
Leslie I. Boden ◽  
Emily A. Spieler
Keyword(s):  
United States ◽  
Social Insurance ◽  
Workplace Safety ◽  
The United States ◽  
Current Status ◽  
Workers Compensation ◽  
Political Issue ◽  
Social Insurance System ◽  
Work Related ◽  
Relationship Of

This chapter describes the history and current status of workers’ compensation programs in the United States. Workers’ compensation, the oldest social insurance system in the United States, was designed to provide medical and cash benefits to people with work-related injuries and illnesses while protecting employers from liability. Primarily established state by state, these programs vary significantly among jurisdictions. The chapter explores several disturbing themes: the failure of these systems to provide benefits for many occupationally caused injuries and illnesses; the questionable adequacy of benefit levels; confusion and humiliation of applicants; and the recurring political issue of fraud. The chapter also briefly describes the relationship of workers’ compensation programs with other disability and health insurance systems, employment relations, and workplace safety regulation. It closes with questions about the future of workers’ compensation in the United States.

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