Gender Differences in Financial Literacy and Financial Behaviour Among Young Adults: The Role of Parents and Information Seeking

2020 ◽  
Vol 41 (4) ◽  
pp. 672-690
Author(s):  
Saeed Pahlevan Sharif ◽  
Ashraf Sadat Ahadzadeh ◽  
Jason James Turner
2019 ◽  
Vol 63 (4) ◽  
pp. 689-712
Author(s):  
K. Rothermich ◽  
O. Caivano ◽  
L.J. Knoll ◽  
V. Talwar

Interpreting other people’s intentions during communication represents a remarkable challenge for children. Although many studies have examined children’s understanding of, for example, sarcasm, less is known about their interpretation. Using realistic audiovisual scenes, we invited 124 children between 8 and 12 years old to watch video clips of young adults using different speaker intentions. After watching each video clip, children answered questions about the characters and their beliefs, and the perceived friendliness of the speaker. Children’s responses reveal age and gender differences in the ability to interpret speaker belief and social intentions, especially for scenarios conveying teasing and prosocial lies. We found that the ability to infer speaker belief of prosocial lies and to interpret social intentions increases with age. Our results suggest that children at the age of 8 years already show adult-like abilities to understand literal statements, whereas the ability to infer specific social intentions, such as teasing and prosocial lies, is still developing between the age of 8 and 12 years. Moreover, girls performed better in classifying prosocial lies and sarcasm as insincere than boys. The outcomes expand our understanding of how children observe speaker intentions and suggest further research into the development of teasing and prosocial lie interpretation.


1986 ◽  
Vol 80 (4) ◽  
pp. 675-680
Author(s):  
Clara Shaw Schuster

Sexuality is an integral part of one's self-concept. As such it effects mental health and social behaviors. Visually impaired children are deprived of the major mode of learning about gender differences and appropriate sexual conduct within our culture. Consequently, the primary caretaker or parents, who play a major role in the formation of a child's ego-identity, must reevaluate current social taboos against physical contact and generate naturalistic experiences to aid the child in the identification of gender differences, anatomical functioning, and interpersonal skills associated with expressing one's sexuality. Specific, age-appropriate intervention strategies for use within the family context are offered.


2020 ◽  
Vol 6 (3) ◽  
pp. 1131-1139
Author(s):  
Rika Desiyanti ◽  
Aza Azlina Md Kassim

Financial literacy is the skill to conduct personal and also business finance. Financial literacy shows information and reasoned both for the economy and finance.  Financial literacy is able to apply and regulate financial literacy that affects wellbeing. In 2013, the financial services authority (OJK) has conducted a financial survey and the result indicated that only 21.8% of people understand finance and in 2016, the percentage has increased from about 8% to 29.66. Lacking strength of financial literacy gives low effect on financial decisions, including less saving,  opting for more leverage, and involved in unprofitable investments. This paper a particular goal to analyze the influence of parental motivation and experience on financial literacy. Research sample is SMEs' Owners in Sumatra, Indonesia, have been sent questionnaires.  Based on a sample of 60 respondents it can be concluded that parents' motivation affected their financial literacy. Nevertheless, financial experience by the parents does not affect financial literacy.


2015 ◽  
Vol 2015 ◽  
pp. 1-6 ◽  
Author(s):  
Shelia M. Kennison ◽  
Jennifer Byrd-Craven

The research investigated the relationship between family dynamics and the beliefs about the benefits of talking to infants. Prior research has shown that language development is enhanced by verbal interaction with others. We tested two hypotheses: (a) men may view talking to infants as less beneficial than women and (b) one’s relationships with parents would be related to the extent to which young adults view talking to infants as beneficial. In a study with 301 undergraduates (181 women, 120 men), we confirmed both hypotheses, showing that (a) men were less likely than women to view talking to infants as beneficial and (b) for both men and women, the more negative their relationship with their mother, the less likely they were to view talking to infants as beneficial. Implications for infant care are discussed.


2022 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Nisha Prakash ◽  
Subburaj Alagarsamy ◽  
Aparna Hawaldar

PurposeThe study attempts to understand the factors impacting the financial wellbeing of IT employees in India using confirmatory factor analysis (CFA). It utilizes well-established survey instruments to assess the impact of financial literacy, financial behaviour and financial stress on financial wellbeing. The study also attempts to understand the role of demographic factors (age, gender, monthly income, job category and work experience) in determining financial wellbeing through multigroup analysis.Design/methodology/approachStructured equation modelling (SEM) is used to study the link between the determinants. The study also attempts to understand the role of demographic factors (age, gender, monthly income, job category and work experience) in determining financial wellbeing through multigroup analysis. Data used for the analysis covers 237 employees working in the IT sector.FindingsWhile financial literacy and financial behaviour have a significant positive impact on financial wellbeing, financial stress has a significant negative impact. Financial behaviour and financial stress were found to have a mediating role in the relationship between financial literacy and financial wellbeing. The demographic variables significantly moderate the relationship between the factors leading to financial wellbeing.Originality/valueThe results show the need for financial wellbeing programs to focus on enhancing financial knowledge and improving financial planning. Further, it suggests offering customized financial wellbeing programs based on the employee's demographic characteristics rather than following a “one program, fits all” approach.


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