International Banking Regulation

2019 ◽  
pp. 61-84
Keyword(s):  
Banking Regulation ◽  
International Banking

U. S. Investment Banks in the Context of the Post-Crisis International Banking Regulation Reform

2020 ◽  
Vol 2020 (1) ◽  
pp. 21-40
Author(s):  
Eduard Dzhagityan ◽  
Anastasiya Podrugina ◽  
Sofya Streltsova
Keyword(s):  
Financial Stability ◽  
Banking Regulation ◽  
Capital Requirements ◽  
Capital Adequacy ◽  
Investment Banks ◽  
Basel Iii ◽  
International Banking ◽  
Minimum Capital ◽  
Negative Effect

The article looks into the reasons underlying the outspread of the full-scale mechanism of banking regulation over U. S. investment banks. We analyze the effect of the Basel III standards on stress-resilience of investment banks and examine the role of U. S. investment banks in ensuring financial stability. Based on regression analysis we found that minimum capital adequacy standards of Basel III do not have negative effect on ROE of the U. S. investment banks that are G-SIB category-designate; however, additional capital requirements (Higher Loss Absorbency (HLA) surcharge) that depend on G-SIB’s systemic significance according to their bucket as per Financial Stability Board classification do have significant and negative effect on ROE in the post crisis period. Besides, leverage requirements that also depend on G-SIB’s systemic significance have a statistically significant effect on ROE.

scholarly journals Financial Technologies of International Banking Regulations

2019 ◽  
Vol 71 ◽  
pp. 02010
Author(s):  
G.S. Panova
Keyword(s):  
Financial Markets ◽  
Banking Regulation ◽  
International Standards ◽  
International Banking ◽  
Advantages And Disadvantages ◽  
Banking Regulations ◽  
Basel Accords ◽  
Global Banking ◽  
Methodological Approaches ◽  
The Impact

The author considers the problems of banking regulation in the context of globalization. An analysis of relevant issues indicates the need to improve financial technologies for banking regulation. Basel innovations, designed to ensure the stability and uninterrupted operation of the global banking system, have led to the creation of counter-innovations by the banking sector. Basel Accords led to the development of the so-called “regulatory rally”, when increasingly sophisticated methods of regulation gave rise to increasingly inventive ways to protect the gains of the banking business. These ways sometimes became an indirect source of rising risks, and were initially taken as effective protection against these risks. The author analyzes the main advantages and disadvantages of the latest Basel Accords on Banking Supervision (Basel III) and identifies specific directions for its improvement, taking into account current practices of national and international approaches to regulating the activities of credit organizations 10 years after the global financial and banking crisis. The importance of the study is determined by the need to develop financial technologies for international banking regulations, as well as theoretical and methodological approaches that determine the interconnectedness and interdependence of financial markets. It is also important to evaluate the effectiveness of measures to regulate the activities of financial and credit institutions at the national and international levels to develop strategies and tactics for the optimal progressive development of financial markets. The purpose of the study is to develop theoretical and methodological approaches to assessing the impact of international standards on activities of Russian credit organizations.

Actual Problems of Banking Regulation in Kazakhstan

2020 ◽  
Vol 11 (2) ◽  
pp. 544
Author(s):  
Kulyash Zh. SADVOKASSOVA ◽  
Gaukhar S. KODASHEVA ◽  
Nazgul KHAMITKHAN ◽  
Aizhan Ye. ZHAMIYEVA ◽  
Rustem K. SADVOKASSOV
Keyword(s):  
Financial Market ◽  
Current Practice ◽  
Banking Regulation ◽  
Practical Significance ◽  
Regulation System ◽  
Basel Iii ◽  
International Banking ◽  
Banking Supervision ◽  
University Professors ◽  
The Face

The article discusses the current problems of banking regulation in Kazakhstan in the face of growing uncertainty in the financial market. In this context, an assessment of the current practice of banking regulation has been given, the strengths and weaknesses of this process have been identified, as well as problems with the introduction of Basel III international banking supervision standards and ways to further improve the national banking regulation system in modern conditions. All these questions considered in this article determine the relevance of the presented material. The materials of the article suggest practical significance for university professors of economic specialties.  

scholarly journals An Unlikely Champion of Global Finance: Why is China Exceeding International Banking Standards?

2017 ◽  
Vol 46 (2) ◽  
pp. 41-79 ◽  
Author(s):  
Peter Knaack
Keyword(s):  
Global Financial Crisis ◽  
External Validation ◽  
Adjustment Costs ◽  
Banking Regulation ◽  
Institutional History ◽  
International Banking ◽  
Global Finance ◽  
Regulatory Standards ◽  
History Of ◽  
The Global Financial Crisis

As a G20 member, China has been engaged in financial reform since the end of the global financial crisis. A core piece of this reform is Basel III, the new prudential standard issued by the Basel Committee. Rather than being merely compliant, China's banking regulation is stricter than the global standard and being implemented ahead of the international timetable. Why is China voluntarily subjecting itself to tougher regulatory standards than the rest of the world? This article shows that low adjustment costs, factional politics, and, above all, an unusual alignment of domestic interests in the quest for international reputation are driving this phenomenon. The troubled institutional history of China's financial system motivates all relevant stakeholders to seek external validation in order to address a credibility gap abroad, albeit for different reasons. The article examines the power of reputation as a driver of regulatory positioning in the context of China's integration into international financial institutions.

A Crisis of Anglo-America

2020 ◽  
pp. 232-250
Author(s):  
Jeremy Green
Keyword(s):  
New York ◽  
Democratic Party ◽  
Global Financial Crisis ◽  
Banking Regulation ◽  
International Banking ◽  
Financial Deregulation ◽  
Institutional Infrastructure ◽  
Anglo American ◽  
The Global Financial Crisis

This chapter explains that the Anglo-American origins of the global financial crisis of 2007/8 had a deep historical-institutional lineage, rooted in the transatlantic transformation from the Keynesian order during the early 1980s. This transformation was itself enabled and conditioned by previous processes of postwar Anglo-American development. The continuation of long-term transatlantic financial liberalization and integration dynamics during the 1980s and beyond placed the markets in New York and London at the heart of the institutional infrastructure that transmitted the crisis globally. Anglo-American preeminence within international banking regulation ensured that the global financial system would accommodate the enormous leveraging-up of major banks. Politically, the conversion of both the UK's Labour Party and America's Democratic Party to the virtues of financial deregulation, as well as their acceptance of the epistemic omnipotence of financial markets, laid the basis for the profoundly misplaced complacence that generated economic vulnerability on an enormous scale. Viewing the events of 2007/8 from the perspective of the longue durée of Anglo-American finance allows one to more fully appreciate the role of the nexus between treasuries, central banks, and private bankers on both sides of the Atlantic in producing the crisis.

5. International banking supervision and regulatory architecture

2019 ◽  
pp. 189-230
Author(s):  
Iris H-Y Chiu ◽  
Joanna Wilson
Keyword(s):  
Financial Stability ◽  
Banking Regulation ◽  
International Banking ◽  
Banking Supervision ◽  
Financial Architecture ◽  
Basel Committee ◽  
Regulatory Architecture ◽  
International Financial Architecture ◽  
Large Numbers ◽  
The Creation

This chapter assesses international banking supervision. The solution to the issues in international banking has been the development of procedures that seek to encourage coordination or cooperation between national supervisors. This has been facilitated by the creation of international organisations that have allowed large numbers of countries to discuss, agree, and promote not only supervisory standards, but also regulatory rules. Together, these organisations constitute the international financial architecture that seeks to ensure financial stability by addressing a number of different issues. Two of the key bodies in international banking regulation include the Basel Committee on Banking Supervision (BCBS) and the Financial Stability Board (FSB). Ultimately, the proliferation of international banking in recent decades, and the need to ensure that banking supervision takes place on a consolidated basis, has led to calls for the creation of a single global regulator.

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