Comprehensive Evaluation of Credit Risk of Warehousing Logistics Financial Business Supervisor

ICLEM 2010 ◽  
2010 ◽  
Author(s):  
Juan He ◽  
Liwei Kang ◽  
Zhonghua Ma ◽  
Ming Li
Keyword(s):  
Credit Risk ◽  
Comprehensive Evaluation

scholarly journals Bank Credit Strategy Model Based on AHP-Fuzzy Comprehensive Evaluation

2021 ◽  
Vol 7 (1) ◽  
pp. 22
Author(s):  
Zhongbin Fang ◽  
Hongru Fan ◽  
Haoxin Huang ◽  
Yuhan Zhuang ◽  
Jia Ji ◽  
...  
Keyword(s):  
Interest Rate ◽  
Credit Risk ◽  
Credit Rating ◽  
Comprehensive Evaluation ◽  
Evaluation Model ◽  
Supply And Demand ◽  
Fuzzy Comprehensive Evaluation ◽  
Bank Credit ◽  
Strategic Issues ◽  
Demand Chain

Credit risk control and credit strategy formulation of medium and micro enterprises have always been important strategic issues faced by commercial banks. Banks usually make corporate loan policies based on the credit degree, the information of trading bills and the relationship of supply-demand chain of the enterprise. In this paper, we established the AHP-Fuzzy comprehensive evaluation model for quantifying enterprise credit risk. Based on the relevant data of 123 enterprises with credit records, the credit strategy is formulated according to the three indicators of enterprise strength, enterprise reputation and stability of supply-demand relationship. This paper also combines the credit reputation, credit risk and supply and demand stability rating in order to establish the bank credit strategic planning model to decide whether to lend or not and the lending order. The conclusion shows that, under the condition of constant total loan amount, the enterprises with the highest credit rating should be given priority. Then, combined with the change of customer turnover rate with interest rate, we take the bank's maximize expected income as objective to calculate the optimal loan interest rate of different customer groups.

Comprehensive Evaluation of Credit Risk of Supply Chain Finance among SMEs: Based on FCE

2011 ◽  
Vol 58-60 ◽  
pp. 668-673 ◽  
Author(s):  
Juan He ◽  
Li Wei Kang ◽  
Zhong Hua Ma
Keyword(s):  
Risk Factors ◽  
Decision Making ◽  
Supply Chain ◽  
Credit Risk ◽  
Commercial Banks ◽  
Comprehensive Evaluation ◽  
Supply Chain Finance

Given the ambiguity, complexity and subjectivity of credit risk among SMEs, this paper is going to adopt FCE method to have a comprehensive evaluation of their credit risk, And it also will quantize and evaluation various risk factors to offer a qualitative reference to decision-making in optimization of commercial banks as well as management and subscription of SMEs.

scholarly journals Evaluation of SMEs’ Credit Decision Based on Support Vector Machine-Logistics Regression

2021 ◽  
Vol 2021 ◽  
pp. 1-10
Author(s):  
Rui Xie ◽  
Rui Liu ◽  
Xian-Bei Liu ◽  
Jia-Ming Zhu
Keyword(s):  
Decision Making ◽  
Credit Risk ◽  
Comprehensive Evaluation ◽  
Evaluation Model ◽  
Evaluation Index System ◽  
Classification Model ◽  
Support Vector ◽  
Logistics Regression ◽  
Vector Machines ◽  
Comprehensive Evaluation Model

This article uses support vector machines, logistics regression, and other methods for the comprehensive evaluation of credit decision-making of small, medium, and microenterprises and comprehensively uses software programming such as MATLAB and SPSS Modeler to solve the problem. The results, such as credit risk evaluation index system, credit risk classification model, and credit decision-making comprehensive evaluation model, are obtained. Finally, this article starts from the credit decision of small, medium, and microenterprises and provides theoretical and practical suggestions for banks to control the risks of small, medium, and microenterprises and their own development.

Validation of an integrity-based selection measure for credit risk potential

2009 ◽  
Author(s):  
Kelly D. Dages ◽  
John W. Jones ◽  
Bailey Klinger
Keyword(s):  
Credit Risk ◽  
Risk Potential
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