Income generation, local economic development and community development: paying the price for lacking business skills?1

2006 ◽  
Vol 42 (3) ◽  
pp. 379-395 ◽  
Author(s):  
Lochner Marais ◽  
Lucius Botes
2022 ◽  
pp. 229-249
Author(s):  
Otávio L. C. Romano Jr. ◽  
Bruno R. D. Lucena ◽  
Armando Lirio de Souza ◽  
Thiago Poleto

Microcredit involves offering credit in small amounts and at low interest rates to economically disadvantaged populations and those who cannot offer guarantees. The offer of microcredit for solidarity purposes is not aimed at increasing an organization's profits but rather toward local economic development and as an initiative to eradicate poverty. The first community development bank was founded in Brazil in 1998. Such banks offer financial, solidary-based, networked services of an associative nature and are aimed at reorganizing local economies through job and income generation and establishment of a solidarity economy. This chapter presents the following problem question: How has the mobile payment or electronic payment technology impacted the performance of Brazilian solidary digital banks? It also presents guidelines for replicating this model in developing countries.


Revista Foco ◽  
2017 ◽  
Vol 10 (1) ◽  
pp. 09 ◽  
Author(s):  
Géssika Cecília Carvalho

Este artigo é resultado de um estudo sobre a implementação do Programa Trabalho e Empreendedorismo da Mulher em Pernambuco (PTEM-PE) e seus benefícios para as mulheres que participaram de suas atividades. O Programa tinha como objetivo alterar a inter-relação presente nos processos de desenvolvimento local e as questões de gênero, atendendo mulheres em situação de vulnerabilidade por renda, apresentando oportunidades de alternativas de geração de renda, de inserção no mercado e de organização em associações e cooperativas. Os resultados da pesquisa apontaram que o PTEM-PE teve seus méritos e trouxe benefícios para as participantes, ainda que não tenham sido os postos como objetivos nos documentos oficiais, pois se referiram mais aos aspectos subjetivos, comportamentais e existenciais. O significado por elas atribuído dos benefícios foi mais perceptível no que se refere às mudanças produzidas nos olhares e opiniões sobre si mesmas e não necessariamente ao seu protagonismo e efetiva participação no desenvolvimento econômico local. This article is the result of a study on the implementation of the Programa Trabalho e Empreendedorismo da Mulher in Pernambuco (PTEM-PE) and their benefits for women who participated in its activities. The Program aimed to change the interrelation in local development processes and gender issues, taking account of vulnerable women by income, presenting opportunities for income generation alternatives, market integration and in associations and cooperatives. The survey results showed that the PTEM-PE had its merits and has brought benefits to the participants, even if they have not been the posts as goals in official documents, as mentioned more subjective, behavioural aspects and existential. The meaning for they assigned the benefits was more noticeable with regard to changes produced in looks and opinions about themselves and not necessarily to their role and effective participation in local economic development. 


2010 ◽  
Vol 42 (1) ◽  
pp. 143-159 ◽  
Author(s):  
Jeffrey L. Jordan ◽  
Bulent Anil ◽  
Abdul Munasib

While a substantial amount of research has been devoted to showing what social capital does, research explaining social capital itself lags behind. The literature has a long tradition of examining the effect of social capital on local economic growth and development. In this paper we examine whether local economic development can explain the variation in social capital across various geographical clusters in the state of Georgia. We begin by devising a measurement tool, a Human Development Index (HDI), to measure community development. Our social capital measure includes associational memberships, voluntary activities, and philanthropy obtained from the Georgia Social Capital Survey. The findings show that even after accounting for various demographic and economic characteristics, the HDI explains the variation in a number of social capital levels (especially those measured by associational involvement) across various geographical clusters in the state of Georgia.


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