The Evolution of Community Development Banks Influenced by E-Payment and Its Social Impact on Brazil

Microcredit involves offering credit in small amounts and at low interest rates to economically disadvantaged populations and those who cannot offer guarantees. The offer of microcredit for solidarity purposes is not aimed at increasing an organization's profits but rather toward local economic development and as an initiative to eradicate poverty. The first community development bank was founded in Brazil in 1998. Such banks offer financial, solidary-based, networked services of an associative nature and are aimed at reorganizing local economies through job and income generation and establishment of a solidarity economy. This chapter presents the following problem question: How has the mobile payment or electronic payment technology impacted the performance of Brazilian solidary digital banks? It also presents guidelines for replicating this model in developing countries.

Toward Equitable Micromobility: Lessons from Austin E-Scooter Sharing Program

This study revealed the inequitable societal impacts of E-scooters on disadvantaged populations. The study conducted a population distribution analysis to compare the use opportunities and space intrusion burdens of E-scooter sharing on four vulnerable population groups in Austin, Texas. Nearly all minority population experienced fewer E-scooter use opportunities. Ten percent of the minority population waited for a disproportionately longer time before a disturbance could be resolved. Ten percent of the low-income population were in a disadvantaged position in high opportunities and moderate burdens. Twenty percent of the physically disabled population faced more moderate-level burdens. The result did not show significant inequitable outcomes for the elderly population.

COVID-19: An Economic or Social Disease? Implications for Disadvantaged Populations

The world is still struggling against the coronavirus (COVID-19) pandemic [...]

Towards Equity in Micromobility: Spatial Analysis of Access to Bikes and Scooters amongst Disadvantaged Populations

In recent years, cities around the world have launched various micromobility programs to offer more convenient and efficient mobility options that make transit networks more accessible. However, the question of whether micromobility services are accessible to and equitably distributed amongst all populations still remains unanswered. In this study, we investigate the spatial accessibility of disadvantaged communities, such as racial and ethnic minorities, low-income populations, and transit-dependent populations, to scooter and bike services. The ultimate goal of this study is to examine associations between the level of access to bikes and scooters and the racial and social characteristics of communities throughout the City of Austin, Texas. To achieve this goal, first, equity analysis with a Lorenz curve was performed to understand how bike and scooter accessibility is distributed among the population. Then, both Ordinary Least Squares (OLS) and Geographically Weighted Regression (GWR) models were generated to explore factors associated with bike and scooter accessibility. The analysis of the residuals showed more consistent results in the GWR models than in the OLS models. The equity analysis with the Lorenz curve conducted herein reveals extreme inequity in access to micromobility services. Almost 80 percent of residents have no access to bikes and scooters. Access is even worse for transit-dependent people when compared to the general population. The regression models further revealed that areas with a higher proportion of Black residents were less likely to have access to both bikes and scooters, yet positive associations were found for both bike and scooter accessibility and low-income populations. Increased understanding of spatial access to bikes and scooters can support ongoing efforts to deliver equitable transportation systems, improve transportation alternatives for disadvantaged populations, and support future policy actions related to bike and scooter services.

Socioeconomic inequalities and the Covid-19 Pandemic

The aim of this review is to examine the effects of the Covid-19 pandemic on health inequalities and discuss effective public policies in containing them. The Covid-19 pandemic has generated not only an unprecedented health crisis, but also a severe economic recession and rapid increase in unemployment and economic difficulties. The poorer socioeconomic classes have been most affected by SARS-CoV-2 infections and deaths due to inequalities in working, housing and area of residence conditions, psychosocial factors, as well as unequal access to health care. However, the effects of the pandemic on health inequalities can be tackled by effective policies of Covid-19 containment based on testing, tracing and isolate timely and stronger social protection measures on behalf of the most disadvantaged populations.

The role of social entrepreneurs’ cosmopolitan orientation in bridging the gap between prosperity and social deprivation

Purpose Israel is characterised by economic growth that is accompanied not only by prosperity but also by increasing poverty. This paper aims to conceptualise the role of Israel’s social enterprises in reducing the gap between prosperous and disadvantaged populations. Design/methodology/approach This qualitative study is based on 23 in-depth interviews. It makes use of a theoretical framework that incorporates two elements: cosmopolitanism and social entrepreneurship. Cosmopolitanism, together with government policies that aim to develop free enterprise and international trade, support entrepreneurship and advance education, accompanies and facilitates prosperity. Whilst prosperity increases inequality, social entrepreneurship develops as a tool to mitigate the side effects of economic growth in the form of the increasing gap between the rich and the poor. Findings This paper argues that the principal reason why the gap evolved and is increasing is in the discrepancy between rapidly rising requirements presented by the innovation-focussed economy and the workers’ skills. Based on interviews with social entrepreneurs who are (co)founders or managers of businesses with a social purpose, findings show that the gap between prosperity and social deprivation could be bridged by increasing workers’ capacity to align their skills with employers’ requirements, which is the area to which Israeli social enterprises contribute. Originality/value The paper argues that cosmopolitan orientation is one of the contributors to economic growth and innovation, whilst prosperity increases the gap between high- and low-income groups. The paper contributes to the body of knowledge about social entrepreneurs by applying the framework that makes use of cosmopolitanism as an important driver of Israeli social entrepreneurship, which helps to explain the role that social business enterprises play in reducing the gap between prosperous and disadvantaged populations.

Enrollment, retention, and strategies for including disadvantaged populations in randomized controlled trials: a systematic review protocol

Background Many randomized controlled trials fail to reach their target sample size. When coupled with the omission and underrepresentation of disadvantaged groups in randomized controlled trials, many trials fail to obtain data that accurately represents the true diversity of their target population. Policies and practices have been implemented to increase representation of disadvantaged groups in many randomized controlled trials, with some trials specifically targeting such groups. To our knowledge, no systematic review has quantified the enrollment metrics and effectiveness of inclusion and retention strategies in randomized controlled trials focused on disadvantaged populations specifically. Methods We will conduct a systematic search across EMBASE, MEDLINE, Web of Science, and CINAHL as well as grey literature, conference proceedings, research monographs, and Google Scholar from inception onwards. We will include randomized controlled trials where at least 50% of enrolled participants are considered to be disadvantaged, as per the RCT authors’ definition and in line with our inclusion criteria. Two independent researchers per article will conduct preliminary title and abstract screening, subsequent full text review, and data extraction for the selected trials, with a third reviewer available to resolve conflicts. We will assess the quality of all included studies using specific criteria regarding data reporting, external validity, and internal validity. We will combine all selected studies and conduct a narrative synthesis to assess enrollment metrics. If there is sufficient homogeneity and sufficient trials comparing recruitment strategies within disadvantaged populations, we will conduct a random effects meta-analysis to evaluate the effectiveness of strategies designed to maximize the inclusion of disadvantaged populations in randomized controlled trials. Discussion The findings of this systematic review will establish baseline recruitment and enrollment metrics of trials targeting disadvantaged populations to elucidate the scope of the challenge of recruiting such populations. We hope that our findings will promote future research on the distinct barriers that may prevent disadvantaged populations from participating in health intervention research, will encourage more trials exploring effective, tailored recruitment strategies, and will establish a foundation to track future progress in the recruitment of disadvantaged populations. Trial registrations PROSPERO ID: CRD42020152814

Infrastructure is not enough: Interactions between the environment, socioeconomic disadvantage, and cycling participation in England

Cycling can be particularly beneficial for socioeconomically disadvantaged populations. First, because it can allow them to access opportunities that by other modes they may not afford. Secondly, because it can increase their physical activity levels and, consequently, improve their health. We analyse the extent to which socioeconomic disadvantage impacts on cycling participation in England, for both leisure and utility cycling. Then, we explore the extent to which this impact could be explained by the environment in which disadvantaged populations live. The study population includes 167,178 individuals, residing in 2,931 areas, and 326 Local Authorities. Data on individual factors were drawn from the Active Lives Survey, and data on environmental factors from several sources. Descriptive statistics and multilevel logistic models were estimated. The likelihood of cycling is lower among people living in deprived areas than among people living in non-deprived areas. This difference is significant for leisure, but also for utility cycling when controlling for individual and environmental factors. The study also found that cycling infrastructure and greater levels of cyclability are higher in deprived areas than in non-deprived areas. This suggests that infrastructure and cyclability are not enough to increase cycling levels among disadvantaged populations. Further research on other barriers to cycling among disadvantaged populations is required.