scholarly journals Explaining Online Fraud Victimization of Older Adults via Cyber Routines and Lifestyles

2021 ◽  
Vol 5 (Supplement_1) ◽  
pp. 771-771
Author(s):  
Katalin Parti

Abstract The paper compares victim group characteristics: the differences between individuals under 55 and 55 and older, victimized by online fraud committed by a stranger. We test Cyber-Routine Activities Theory (cyber-RAT; Choi, 2008). In addition to active online lifestyle and computer familiarity, we include in the analysis independent variables such as living arrangements, occupation, and the willingness to report and ask for help. A representative sample of US citizens 18 or older was collected using a Dynata research panel in October 2020. We utilized one-way ANOVA on ranks for testing whether older and younger victims’ characteristics can be derived from the same independent variables. We find that older victims differ in characteristics from younger victims. Those who live alone or in a marriage with no children, and retired are significantly less victimized by online fraud than those who live with a partner and children and having full-time jobs. Besides, they are less likely to report their victimization, and their online activities and computer familiarity make them more vulnerable to online fraud than younger adults. Our findings suggest that older victims need prevention and intervention solutions designed especially for them. In an aging society, individuals will be increasingly active online and in the job market. Employers must provide internet security training for employees on manipulative online scams. Crime prevention programs must include awareness-raising on the role of reporting and how to ask for help. Relatives, friends, and caretakers need to be trained in preventing and early recognizing online fraud impacting older adults.

2020 ◽  
pp. 016402752096154
Author(s):  
Wen-Jui Han ◽  
Ying Li ◽  
Cliff Whetung

Using a sample of Chinese adults over the age of 50 from wave 1 of the WHO Study on Global Ageing and Adult Health (n = 13,367), we investigated the relationship between living arrangements and subjective well-being (SWB) in regard to life satisfaction, happiness, and control. We also looked at the moderating role of resources, proxied by income and hukou status. Multivariate regression results indicate that living only with a spouse was significantly associated with better SWB. Multigenerational living arrangements may not always promote SWB, particularly when resources are constrained. Yet, results also underscore the importance of daughters and daughters-in-law in promoting SWB among older adults. Older adults in rural areas had better SWB, including greater life satisfaction if living with grandchildren only, compared to their urban peers living with a spouse only. Findings suggest that context matters in the association between living arrangements and older adults’ SWB.


2016 ◽  
Vol 29 (7) ◽  
pp. 1182-1213 ◽  
Author(s):  
Qian Song

Objective: When examining the depressive symptoms of left-behind elderly, this article goes beyond a focus on disruption to traditional patterns of living arrangements and investigates the heterogeneities in the patterns of migration distance, as well as the role of community contexts in buffering the loss of migrant children’s support. Method: This study uses the first wave of the China Health and Retirement Longitudinal Survey, and employs random effects multi-level modeling. Results: Having migrant children is associated with increased depressive symptoms among older adults, above and beyond living arrangements. Having their migrant children all live outside the province further puts older adults in disadvantaged mental conditions. This disadvantage can be further compounded by residence in impoverished communities. Discussion: In assessing depression among rural older adults in China, examination of living arrangements may be insufficient. It may be necessary to reference to children’s migration status as well as community poverty levels.


2000 ◽  
Vol 41 (1) ◽  
pp. 23-38 ◽  
Author(s):  
Mercedes Bern-Klug ◽  
Stanley Deviney ◽  
David J. Ekerdt

Based on this 1995 study of 163 families in the Kansas City area who experienced the death of a loved one age 50+ in the previous months, we found that combined funeral and cemetery-related costs ranged from $195 to over $14,000. We also report ranges in costs for caskets, outer burial containers, cemetery expenses, and funeral home costs. Total final costs were regressed on two independent variables, 1) presence of a preneed funeral home contract and, 2) type of body disposition (burial versus cremation). This model explained over 40 percent of the variation in total final costs. Final costs for decedents who were cremated were $4,426 less than their buried counterparts, and those with a preneed contract spent about $1,600 less. Implications for families and for helping professionals who may have interactions with families around the time of death are provided. Readers are cautioned that the purchase of a preneed funeral contract is not without financial risk; the financial risk varies from state to state. Other options of setting funds aside to cover final arrangements are discussed.


2021 ◽  
pp. 073346482199261
Author(s):  
Ella Cohn-Schwartz ◽  
Liat Ayalon

Objectives: Guided by the human-ecological model, we aimed to identify contextual factors related to protective behaviors during the COVID-19 outbreak. Method: Data are based on a nationally representative survey of adults aged 50+ in Israel during the COVID-19 outbreak ( N = 1,019). Regression models predicted three behaviors: using hand sanitizers and masks, stocking up food, and avoiding social meetings. The independent variables were living arrangements (microsystems) and type of localities (macrosystems). Results: Participants who lived alone or lived in rural localities were less likely to adopt protective measures. Conclusion: Policy makers should pay particular attention to adults who live alone or live in rural areas as they might be less likely to adopt protective behaviors and face higher health risks during the pandemic.


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