An evaluation of middle-income group housing in Kolkata, India

2019 ◽  
Vol 12 (3) ◽  
pp. 487-503 ◽  
Author(s):  
Amit Kaur ◽  
Sumana Gupta
Keyword(s):  
Weighted Average ◽  
Income Group ◽  
Group Housing ◽  
Satisfaction Level ◽  
Middle Income ◽  
Survey Question ◽  
Content Type ◽  
Level Of Satisfaction ◽  
Middle Income Group ◽  
The Government

Purpose This study aims to assess the satisfaction level of middle-income group (MIG) residents of government group housings of Kolkata, India. Further, a Composite Satisfaction Index (CSI) was also devised for assessing the satisfaction level. Design/methodology/approach The satisfaction level was assessed in three domains – “within premises”, “at neighbourhood” and “with cost” – incurred and questionnaires were designed to conduct primary survey. Question on overall level of satisfaction “with location” was also included. All satisfaction responses were recorded on a five-point Likert scale. Subsequently, a CSI – a weighted average of satisfaction for attribute “with location” and “with cost” – was devised. The weights were assigned through expert opinion survey using Delphi technique. Data being ordinal in nature, a two-step approach was adopted – initially through exploratory factor analysis, contributing attributes were identified and later a Generalised Ordered Logit Model was fitted in STATA. “Monetary benefits” were calculated as a difference of actual expenditure incurred from recommended expenditure towards regular transportation and housing. Mean satisfaction scores for attributes “with cost” were validated with “monetary benefits”. Findings Attribute “with cost” contributed significantly towards the overall level of satisfaction “with location”. The computed CSI values also comply with the findings, indicating the reliability of the index in similar contexts. The government group housing model was successful in its outreach towards the intended beneficiaries. Practical implications The CSI devised will help the MIG in identifying appropriate residential housing locations and enable policymakers in reviewing group housings. Originality/value Residential satisfaction studies were not specific to MIG residents considering attribute “with cost”. Hence, this study contributed to the existing knowledge in this specific context.

scholarly journals Role of Public Sector Bank in Financial Inclusion of Low or Middle Income Group in Chennai

2019 ◽  
Vol 8 (4S3) ◽  
pp. 40-44
Keyword(s):  
Public Sector ◽  
Low Income ◽  
Income Group ◽  
Financial Inclusion ◽  
Behavioral Ethics ◽  
Economic Equality ◽  
Middle Income ◽  
Middle Income Group ◽  
The Government

The role of public sector bank, in raising the economic equality on low income or middle income group, the term financial inclusion emphasis on redistribution of income within the same household, the deprive section of society avail the benefit with some standard provided by the government and how the approach have been taken by public sector bank to distribute the same and their behavioral ethics trail over the schemes. The study focused the dominant properties which fabricate imperative on financial inclusion among various categories of customers in public sector banks and also investigated the recognition of public in stand point of financial assistance and financial features offered by public sector bank through correlation statistical analysis with the sample of 200 with Chennai arena..

Peru, Uruguay high-tech research policies fall short

2016 ◽  
Keyword(s):  
Public Funding ◽  
Income Group ◽  
High Tech ◽  
Middle Income ◽  
Content Type ◽  
Technology And Innovation ◽  
Science Technology ◽  
Middle Income Group ◽  
Increase Productivity ◽  
Science Technology And Innovation

Subject Efforts to promote science, technology and innovation. Significance Peru and Uruguay have recently sought to reverse decades of neglect in science, technology and innovation (STI) policy through reforms and increases in public funding. However, STI capacity and research and development (R&D) output in these countries compare poorly against averages for their upper-middle-income group. Impacts Recent strong primary sector-led growth in Peru and Uruguay may not be sustained. Both countries need to increase productivity and diversify their economies to maintain long-term competitiveness. Increasing expenditure on R&D will be crucial to this end.

Is global carbon inequality getting better or worse? A decomposition analysis of carbon inequality in intraincome and interincome groups

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Rongrong Li ◽  
Qiang Wang ◽  
Yi Liu ◽  
Rui Jiang
Keyword(s):  
Carbon Emissions ◽  
Carbon Emission ◽  
Income Group ◽  
Driving Factors ◽  
Theil Index ◽  
High Income Group ◽  
Middle Income ◽  
Content Type ◽  
Middle Income Group ◽  
Global Carbon

PurposeThis study is aimed at better understanding the evolution of inequality in carbon emission in intraincome and interincome groups in the world, and then to uncover the driving factors that affect inequality in carbon emission.Design/methodology/approachThe approach is developed by combining the Theil index and the decomposition technique. Specifically, the Theil index is used to measure the inequality in carbon emissions from the perspective of global and each income group level. The extended logarithmic mean Divisia index was developed to explore the driving factors.FindingsThis study finds that the inequality in carbon emissions of intraincome group is getting better, whereas the inequality in carbon emission of interincome group is getting worse. And the difference in global carbon emissions between income groups is the main source of global carbon emission inequality, which is greater than that within each income group. In addition, the high-income group has transferred their carbon emissions to upper-middle income group by importing high-carbon-intensive products to meet the domestic demand, while lower-middle-income group do not fully participate in the international trade.Practical implicationsTo alleviate the global carbon inequality, more attention should be paid to the inequality in carbon emission of interincome group, especially the trade between high-income group and upper-middle income group. From the perspective of driving factors, the impact of import and export trade dependence on the per capita carbon emissions of different income groups can almost offset each other, so the trade surplus effect should be the focus of each group.Originality/valueIn order to consider the impact of international trade, this study conducts a comprehensive analysis of global carbon emissions inequality from the perspective of income levels and introduces the import and export dependence effect and the trade surplus effect into the analysis framework of global carbon emission inequality drivers, which has not been any research carried out so far. The results of this paper not only provide policy recommendations for mitigating global carbon emissions but also provide a new research perspective for subsequent inequality research.

Housing delivery to the low income in Botswana

2018 ◽  
Vol 11 (2) ◽  
pp. 356-385 ◽  
Author(s):  
Johnson Kampamba ◽  
Simon Kachepa ◽  
Boipuso Nkwae ◽  
Ntombi Godiraone Matlhogojane ◽  
Tuelo Outule
Keyword(s):  
Low Income ◽  
Mixed Method ◽  
Simple Random Sampling ◽  
Income Group ◽  
Middle Income ◽  
Content Type ◽  
Self Help ◽  
Middle Income Group ◽  
Increasing Demand ◽  
Method Approach

Purpose The purpose of this study is to evaluate the housing delivery to the low income through the Self Help Housing Agency (SHHA) in Gaborone, Botswana. Design/methodology/approach Data were collected through the use of questionnaire, interviews, records searches and observations using the mixed-method approach to establish why people sale houses. Proportionate and simple random sampling was used to obtain a sample size of 93 plots for both new SHHA areas and old SHHA areas at 90 per cent confidence level. For each plot, data pertaining to plot allocation, plot ownership, exchange of ownership over the years were collected. Findings The findings revealed that the programme has been hit by challenges emanating from the low-income group selling their houses to middle-income group which is predominant in the area thus leading to gentrification. It was also established that the number of sales in SHHA areas were increasing as evidenced from the transfers that were taking place. This could be influenced by the increasing demand for housing due to a growing population in Gaborone. The findings also revealed that demand is one of the determinants of rising prices, thus an incentive to the low-income group to sell their houses at higher prices. Research limitations/implications The implication of these findings is that the low income will be displaced and might become homeless in future thus creating an opportunity for illegal settlements to develop. Originality/value The study has provided a context in which housing delivery to the low-income group can be safe guarded.

Perceived eWallet security: impact of COVID-19 pandemic

2020 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Swapnil Undale ◽  
Ashish Kulkarni ◽  
Harshali Patil
Keyword(s):  
Income Group ◽  
Lower Income ◽  
Middle Income ◽  
Content Type ◽  
Lower Income Group ◽  
Middle Income Group ◽  
Security Concerns ◽  
Multi Method Approach ◽  
Digital Transactions ◽  
Method Approach

Purpose Coronavirus (COVID-19) pandemic forced nationwide lockdown in India. During the period of lockdown usage of eWallet increased by 44%. With the increased usage of digital transactions, cyber-crime attacks also increased as much as by 86%. The socio-economic environment and the peoples’ mindset in the country yet not ready for this kind of rise in digital transactions. The purpose of this study is to capture “security concern” and “comfortability” in regard to using eWallet during the COVID-19 pandemic situation. The study further investigated the influence of demographics such as gender and income on “security concern” and “comfortability” in using eWallet. Design/methodology/approach This was an empirical study. The respondents were selected using a purposive sampling method. Only those people who had been using eWallet were included in the survey. The questionnaire was circulated to 100 respondents who agreed to participate in the survey. After scrutiny total of 43 questionnaires were found to be completely filled in all aspects, and thus used for analysis. This study used an innovative multi-method approach for analysis. The hypotheses were tested using two methods: the conventional p-value method and the robust BCa bootstrap method. The effect size was also reported. Findings The findings suggest that female users are more concerned about eWallet security than male users. This study showed that people from the middle-income group are more concerned about the security of digital payments than the people from the lower-income group. Research limitations/implications This study covered the influence of two demographic variables “gender” and “income” on security and comfort in using eWallets. Other demographic variables such as age, education, occupation and area of residence (rural or urban) need to be investigated with the inclusion of rural populations. From the findings of this study, this paper argues that the middle-income group in India is more risk intolerant than the lower-income group while higher and lower-income groups are indifferent. A separate detailed study is recommended for additional support. This study used an innovative multi-method approach of analysis and use of bootstrapping. This may encourage other researchers to adopt such approaches. Practical implications This study showed that irrespective of the forceful adoption; security concerns are prevailing and on the rise. This is an alarm to developers and service providers that, although the use of eWallets increased exponentially during this COVID-19 pandemic, it is a forceful adoption and not willful. They should not get deceived by rise in eWallet users and must endeavor to improve the security of eWallets otherwise, there may be a sharp decline in eWallet users once the COVID-19 pandemic is over. Originality/value This study attempted to capture the comfortability and security concerns of eWallet users during the COVID-19 pandemic. This study used an innovative multi-method approach of analysis and used bootstrapping in addition to the conventional p-value method to test the significance. This study showed that irrespective of the forceful adoption of eWallets owing to the COVID-19 pandemic, security concerns are prevailing and on the rise. The study confirms that gender has an influence on eWallet security. The findings of this study are in partial conformity with the findings of previous researchers.

scholarly journals Societal impact of novel corona virus (COVID ̶ 19 pandemic) in India

2020 ◽  
Author(s):  
Bhargabi Kundu ◽  
Dipak Bhowmik
Keyword(s):  
Income Group ◽  
Societal Impact ◽  
Clear Understanding ◽  
Huge Number ◽  
Middle Income ◽  
The Poor ◽  
Corona Virus ◽  
The People ◽  
Middle Income Group ◽  
The Government

The whole world is facing a big crisis due to the spreading of newly detected novel corona virus 2019 (COVID ̶ 19). A huge number of people have already been infected since last 4 months. People are thinking about the prevention of infected individuals, vaccine, medical treatment, and other precautions. The governments of most countries including India have already taken several measures like lockdown, social distancing, closure of schools, colleges, religious gatherings etc., to reduce its spreading. India is a developing country and most of the people are having below the standard income. So the lockdown in India has affected the poor and middle income group people. In this article, we will discuss in detail on the societal effects in India due to COVID ̶ 19 pandemic. The effects of health, essential commodities, Indian economy, domestic violence, politics, and psychology on society due to COVID ̶ 19 will be elaborated in detail. The aim of this research is to have a clear understanding of the present societal scenario during lockdown, which may help the government for better management and prevention of the disease.

Indirect cost of maternal mortality in the WHO African Region, 2013

2016 ◽  
Vol 43 (5) ◽  
pp. 532-548 ◽  
Author(s):  
Joses M Kirigia ◽  
Germano M Mwabu ◽  
Juliet N Orem ◽  
Rosenabi Karimi Muthuri
Keyword(s):  
Health Care ◽  
Maternal Mortality ◽  
Universal Coverage ◽  
Income Group ◽  
African Region ◽  
Maternal Deaths ◽  
Middle Income ◽  
Content Type ◽  
Middle Income Group ◽  
The Impact

Purpose – The purpose of this paper is to estimate discounted value of potential non-health gross domestic product (GDP) losses attributable to the 167,913 maternal deaths that occurred among 45 countries in the WHO African Region in 2013. Design/methodology/approach – A cost-of-illness method was used to estimate non-health GDP losses related to maternal deaths. Future non-health GDP losses were discounted at 3 per cent. The analysis was undertaken for countries categorized under three income groups. Findings – The discounted value of future non-health GDP loss due to maternal deaths in 2013 is in the order of Int$5.53 billion. About 17.6 per cent of that occurred in countries in the high and upper income group, 45.7 per cent in the middle income group and 36.7 per cent in the lower middle income group, and the average non-health GDP loss per maternal death was Int$136,799, Int$43,304 and Int$19,822, respectively. Research limitations/implications – This study omitted costs related to direct health care, direct non-health care treatment, patient time for treatment, informal caregivers’ time, intangible costs such as pain and grief, lost output due to morbidity, and negative externalities on the family and community. Social implications – The study demonstrated that maternal deaths have a sizable negative effect on non-health GDP of the region, implying that maternal mortality is not only a human rights concern but also an economic issue and that universal coverage of maternal health interventions ought to be an imperative goal in all countries. Originality/value – This paper provides new evidence on the impact of maternal deaths on non-health GDP of 45 countries in the WHO African Region.

scholarly journals A STUDY ON QUALITY OF LIFE OF MIDDLE-INCOME GROUP ALONG URBAN CANAL WATERFRONTS

2021 ◽  
Author(s):  
A.M.L. Madhushan ◽  
◽  
J. Dharmasena ◽  
Keyword(s):  
Quality Of Life ◽  
Drainage System ◽  
Well Being ◽  
Income Group ◽  
Middle Income ◽  
Health And Wellbeing ◽  
Middle Income Group ◽  
Canal Network ◽  
The Government

In most of the cases, canal network in Greater Colombo region work as the drainage system of the urban area and as the backyard of the city. Therefore, there is a lack of attention to the canal waterfronts by the government and by the public. Hence, this research was to find out and evaluate the factors, which will affect the quality of life of people along urban canal waterfronts. It has been discussed in terms of liveability through a series of carefully selected indicators. Liveability surveys were conducted along five canal waterfronts and the participants’ perceptions were taken. Every canal waterfront was assigned a rating of over 25 qualitative and quantitative factors (set of indicators) across six broad categories (dimensions): safety, comfort, health and wellbeing, mobility, environment, and socio-cultural factors. Each qualitative factor was given a rating from 1(tolerable)-5(intolerable). Qualitative factors were then combined with quantitative factors through a series of equations to form the liveability index. According to the proposed liveability index, transport dimension index is ideal (100), while the health and well-being dimension is the lowest (27). This will help for the creation of government policies, plans, rules and regulations and when implementing projects along urban canal waterfronts.

Middle Income Group and Debt Fund

2011 ◽  
Vol 2 (3) ◽  
pp. 43-43
Author(s):  
Dr. Shakti Kumar ◽  
Keyword(s):  
Income Group ◽  
Middle Income ◽  
Middle Income Group
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