A loan application fraud detection method based on knowledge graph and neural network

2018 ◽  
Author(s):  
Qing Zhan ◽  
Hang Yin
Keyword(s):  
Neural Network ◽  
Detection Method ◽  
Fraud Detection ◽  
Knowledge Graph

scholarly journals Tax Fraud Detection through Neural Networks: An Application Using a Sample of Personal Income Taxpayers

2019 ◽  
Vol 11 (4) ◽  
pp. 86 ◽  
Author(s):  
César Pérez López ◽  
María Delgado Rodríguez ◽  
Sonia de Lucas Santos
Keyword(s):  
Neural Network ◽  
Neural Networks ◽  
Income Tax ◽  
Fraud Detection ◽  
Personal Income ◽  
Personal Income Tax ◽  
Tax Returns ◽  
The Neural Networks ◽  
Tax Fraud ◽  
Efficiency Rate

The goal of the present research is to contribute to the detection of tax fraud concerning personal income tax returns (IRPF, in Spanish) filed in Spain, through the use of Machine Learning advanced predictive tools, by applying Multilayer Perceptron neural network (MLP) models. The possibilities springing from these techniques have been applied to a broad range of personal income return data supplied by the Institute of Fiscal Studies (IEF). The use of the neural networks enabled taxpayer segmentation as well as calculation of the probability concerning an individual taxpayer’s propensity to attempt to evade taxes. The results showed that the selected model has an efficiency rate of 84.3%, implying an improvement in relation to other models utilized in tax fraud detection. The proposal can be generalized to quantify an individual’s propensity to commit fraud with regards to other kinds of taxes. These models will support tax offices to help them arrive at the best decisions regarding action plans to combat tax fraud.

scholarly journals A Real-time Driver Fatigue Detection Method Based on Two-Stage Convolutional Neural Network

2020 ◽  
Vol 53 (2) ◽  
pp. 15374-15379
Author(s):  
Hu He ◽  
Xiaoyong Zhang ◽  
Fu Jiang ◽  
Chenglong Wang ◽  
Yingze Yang ◽  
...  
Keyword(s):  
Neural Network ◽  
Convolutional Neural Network ◽  
Real Time ◽  
Detection Method ◽  
Driver Fatigue ◽  
Two Stage ◽  
Fatigue Detection

scholarly journals Correspondence Learning for Deep Multi-Modal Recognition and Fraud Detection

Electronics ◽  
2021 ◽  
Vol 10 (7) ◽  
pp. 800
Author(s):  
Jongchan Park ◽  
Min-Hyun Kim ◽  
Dong-Geol Choi
Keyword(s):  
Deep Learning ◽  
Simple Technique ◽  
Detection Method ◽  
Fraud Detection ◽  
Complementary Information ◽  
Multiple Modalities ◽  
Vending Machines ◽  
Emotion Intensity ◽  
The Relationship ◽  
Extract Information

Deep learning-based methods have achieved good performance in various recognition benchmarks mostly by utilizing single modalities. As different modalities contain complementary information to each other, multi-modal based methods are proposed to implicitly utilize them. In this paper, we propose a simple technique, called correspondence learning (CL), which explicitly learns the relationship among multiple modalities. The multiple modalities in the data samples are randomly mixed among different samples. If the modalities are from the same sample (not mixed), then they have positive correspondence, and vice versa. CL is an auxiliary task for the model to predict the correspondence among modalities. The model is expected to extract information from each modality to check correspondence and achieve better representations in multi-modal recognition tasks. In this work, we first validate the proposed method in various multi-modal benchmarks including CMU Multimodal Opinion-Level Sentiment Intensity (CMU-MOSI) and CMU Multimodal Opinion Sentiment and Emotion Intensity (CMU-MOSEI) sentiment analysis datasets. In addition, we propose a fraud detection method using the learned correspondence among modalities. To validate this additional usage, we collect a multi-modal dataset for fraud detection using real-world samples for reverse vending machines.

scholarly journals Spectral Convolution Feature-Based SPD Matrix Representation for Signal Detection Using a Deep Neural Network

Entropy ◽  
2020 ◽  
Vol 22 (9) ◽  
pp. 949
Author(s):  
Jiangyi Wang ◽  
Min Liu ◽  
Xinwu Zeng ◽  
Xiaoqiang Hua
Keyword(s):  
Neural Network ◽  
Signal Detection ◽  
Convolutional Neural Network ◽  
Deep Neural Network ◽  
Detection Method ◽  
Learning Algorithm ◽  
Simulated Data ◽  
Data Sets ◽  
Feature Maps ◽  
Simulated Data Sets

Convolutional neural networks have powerful performances in many visual tasks because of their hierarchical structures and powerful feature extraction capabilities. SPD (symmetric positive definition) matrix is paid attention to in visual classification, because it has excellent ability to learn proper statistical representation and distinguish samples with different information. In this paper, a deep neural network signal detection method based on spectral convolution features is proposed. In this method, local features extracted from convolutional neural network are used to construct the SPD matrix, and a deep learning algorithm for the SPD matrix is used to detect target signals. Feature maps extracted by two kinds of convolutional neural network models are applied in this study. Based on this method, signal detection has become a binary classification problem of signals in samples. In order to prove the availability and superiority of this method, simulated and semi-physical simulated data sets are used. The results show that, under low SCR (signal-to-clutter ratio), compared with the spectral signal detection method based on the deep neural network, this method can obtain a gain of 0.5–2 dB on simulated data sets and semi-physical simulated data sets.

scholarly journals Research of Personalized Recommendation Technology Based on Knowledge Graphs

2021 ◽  
Vol 11 (15) ◽  
pp. 7104
Author(s):  
Xu Yang ◽  
Ziyi Huan ◽  
Yisong Zhai ◽  
Ting Lin
Keyword(s):  
Neural Network ◽  
Hot Spot ◽  
Experimental Results ◽  
Graph Representation ◽  
Personalized Recommendation ◽  
Knowledge Graph ◽  
Learning Technology ◽  
Data Set ◽  
Model Based ◽  
Knowledge Graphs

Nowadays, personalized recommendation based on knowledge graphs has become a hot spot for researchers due to its good recommendation effect. In this paper, we researched personalized recommendation based on knowledge graphs. First of all, we study the knowledge graphs’ construction method and complete the construction of the movie knowledge graphs. Furthermore, we use Neo4j graph database to store the movie data and vividly display it. Then, the classical translation model TransE algorithm in knowledge graph representation learning technology is studied in this paper, and we improved the algorithm through a cross-training method by using the information of the neighboring feature structures of the entities in the knowledge graph. Furthermore, the negative sampling process of TransE algorithm is improved. The experimental results show that the improved TransE model can more accurately vectorize entities and relations. Finally, this paper constructs a recommendation model by combining knowledge graphs with ranking learning and neural network. We propose the Bayesian personalized recommendation model based on knowledge graphs (KG-BPR) and the neural network recommendation model based on knowledge graphs(KG-NN). The semantic information of entities and relations in knowledge graphs is embedded into vector space by using improved TransE method, and we compare the results. The item entity vectors containing external knowledge information are integrated into the BPR model and neural network, respectively, which make up for the lack of knowledge information of the item itself. Finally, the experimental analysis is carried out on MovieLens-1M data set. The experimental results show that the two recommendation models proposed in this paper can effectively improve the accuracy, recall, F1 value and MAP value of recommendation.

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