Occupational Diversification as Livelihood Strategy Among the Agricultural Labour Households of West Bengal, India

2021 ◽  
pp. 0258042X2110261
Author(s):  
Amit Kundu ◽  
Sangita Das

It is now difficult for an agricultural-labour household to get employment as agricultural labourers throughout the year. So, this type of household for survival purposes has to depend on diversified occupations when sometimes only the household head participates and sometimes more than one able-bodied household member participate. Based on a village-level field investigation in West Bengal, the article explores that possibility to keep an agricultural labour household above the poverty line will be more effective if more than one adult member participates in different types of occupations throughout the year. Except this, other possible determinants which can play an effective role to keep an agricultural-labour household above the poverty line are higher operational land among the marginal farmer household who are also working as hired agricultural labour in others’ land and accessibility of microcredit for income-generating activity for the female member(s) of a household from self-help groups (SHGs).

Microfinance can be distinct for low-income consumers such as loans, transfer services, savings, insurances and other financial products. Micro Finance Institutions and Banks use Self Help Groups as a tool to bring inclusive growth. The general fact is majority of fish community population are living below poverty line all over the world. The purpose of this study are to assess the State Co-operative Bank performance of microfinance onthe economic development of fishing community in north Chennai


Author(s):  
Rema Das

Empowerment is an abstract, multi- dimensional and multi-level concept that can be both a process and outcome. It can be defined as the process of increasing the assets and capabilities of individuals or groups to make purposive choices and to transform those choices into desired actions and outcomes. A Self Help Group (SHG) is a small economically homogenous affinity group of 10 to 20 persons who come together to save small amounts regularly, mutually agree to contribute to a common fund, have collective decision making, or resolve conflicts through collective leadership and mutual discussion. The present study was undertaken in Cooch Behar district of West Bengal,


Author(s):  
Susmita Sarkar ◽  
Mahesh Kumar

The present study is a critical assessment of Swarnajayanti Gram SwarojagarYojana (SGSY), a national level anti-poverty program of government of India with regard to poverty eradication and women's empowerment. Though SGSY scheme focuses only on poverty reduction and does not have explicit gender equality objectives, however more number of women members and women Self-help groups are encouraged to be linked with this program than men. The Ministry of Rural Development, Government of India, constituted a committee on credit related issues under SGSY to analyze the constraints in the adequate flow of credit to Self-help groups of SGSY and to suggest measures and strategies for promoting effective credit linkages to the SHGs and made two strategy of universalization coverage of SHGs assisted by bank credit and providing skills at least to one youth of a Below Poverty Line (BPL) family necessitates restructuring of SGSY. 


Author(s):  
Debashis Mazumdar ◽  
Santanu Bisai ◽  
Mainak Bhattacharjee

One of the escape routes for the low-level development trap in the backward regions of India has been the formation of self-help groups (SHGs) and the provision of microfinance to the SHGs. This chapter analyzes the performance of such SHGs in some of the economically backward districts of West Bengal based on primary data collected from some sample drought-prone and non-drought-prone blocks of Paschim Medinipur and Bankura districts of West Bengal. The performance of sample SHGs in these drought-prone areas has been measured by (1) per-capita deposit, (2) per-capita credit, (3) credit-deposit ratio, and (4) repayment-credit ratio. An intra-regional difference in this performance has been observed in SHGs functioning in drought-prone and non-drought-prone blocks within the backward districts. Further, applying Probit model, it is observed that the SHG can climb easily upon the performance ladder with younger and educated members, greater percentage of members above the poverty level, better utilization of credit received, and so on.


Author(s):  
Shankar Chatterjee

<div><p><em>This article is based on field study carried out in June 2016 in Nizamabad District of Telangana where it was observed that rural women belonging to all categories of caste with primary education or even illiterate under the banner of self-help groups (SHGs) had been earning not only income but feeling empowered. Almost all were below poverty line (BPL) once upon a time and few during the course of study were also were BPL.  Regrading, empowerment, it was reported that almost all women were attending gram sabha meeting and sharing their views.  Even it was reported that all freely talk to bank managers, block officials and others. In this article few cases are presented based on field study. </em></p></div>


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