A Critical Assessment of the Swarnajayanti Gram Swarojagar Yojana (SGSY) in India

Author(s):  
Susmita Sarkar ◽  
Mahesh Kumar

The present study is a critical assessment of Swarnajayanti Gram SwarojagarYojana (SGSY), a national level anti-poverty program of government of India with regard to poverty eradication and women's empowerment. Though SGSY scheme focuses only on poverty reduction and does not have explicit gender equality objectives, however more number of women members and women Self-help groups are encouraged to be linked with this program than men. The Ministry of Rural Development, Government of India, constituted a committee on credit related issues under SGSY to analyze the constraints in the adequate flow of credit to Self-help groups of SGSY and to suggest measures and strategies for promoting effective credit linkages to the SHGs and made two strategy of universalization coverage of SHGs assisted by bank credit and providing skills at least to one youth of a Below Poverty Line (BPL) family necessitates restructuring of SGSY. 

Author(s):  
K. Jayasree

Economic growth is essential for poverty reduction. The paper evaluates the percentage decline of poor impact on Nalgonda and Warangal districts. The paper evaluates the National Rural Livelihood Mission in Nalgonda and Warangal Districts of Telangana. These two districts are selected as the Simple Random Sampling method was used to select 100 women beneficiaries (swarojgaris/ self-employment seekers) from each district. The swarojgaris who are also Members of grassroot SHGs, were interviewed to collect information on employment and income in particular. The success of Self Help Groups in Nalgonda and Warangal districts is active involvement in the NRLM programme. Andhra Pradesh in 2009-10 was Rs. 693.00 per month. Using the poverty line of AP, poverty ratios were calculated for the three study districts. The percentage of Beneficiaries households, who had crossed the poverty line after enrolment into NRLM, was estimated by using per capita per month poverty line of Rs.433.43 (before joining NRLM) for 2004-05 in the State. In Nalgonda district Before Joining NRLM, 98 percent of Beneficiaries were poor in Nalgonda district. After joining NRLM the 63 percent Beneficiaries became non-poor which means that still 37 percent of sample households continued to be in utter poverty in Nalgonda district. The details are shown in Table XI. Before Joining NRLM, 100 percent of Beneficiaries were poor in Warangal district. After joining NRLM the 57 percent Beneficiaries became non-poor which means that still 43 percent of sample households continued to be in utter poverty in Warangal district. Both district poverty has declined it is a positive sign.


2021 ◽  
pp. 0258042X2110261
Author(s):  
Amit Kundu ◽  
Sangita Das

It is now difficult for an agricultural-labour household to get employment as agricultural labourers throughout the year. So, this type of household for survival purposes has to depend on diversified occupations when sometimes only the household head participates and sometimes more than one able-bodied household member participate. Based on a village-level field investigation in West Bengal, the article explores that possibility to keep an agricultural labour household above the poverty line will be more effective if more than one adult member participates in different types of occupations throughout the year. Except this, other possible determinants which can play an effective role to keep an agricultural-labour household above the poverty line are higher operational land among the marginal farmer household who are also working as hired agricultural labour in others’ land and accessibility of microcredit for income-generating activity for the female member(s) of a household from self-help groups (SHGs).


2018 ◽  
Vol 14 (5) ◽  
pp. 105
Author(s):  
Greene Ifeanyi Eleagu

Poverty has been a huge challenge to Nigeria for a long time as majority of Nigerians live below poverty line. Successive civilian and military governments in Nigeria agreed on the need to eradicate or alleviate this ugly situation. In an attempt to ameliorate the situation, they introduced a number of schemes and programmes. The apparent failure of the various schemes and programmes and the resultant citizen discontent led to the creation of the National Poverty Eradication Programme, NAPEP, in all the states of the federation and the Federal Capital Territory. The broad objective of the study was to empirically evaluate the impact of NAPEP towards poverty eradication in Abia state, through the provision of youth employment. The structuralfunctionalist theory was adopted with an interrogation of relevant documents on financial flows, projects and programmes. The findings suggest that youth unemployment was pervasive. Again, the poverty reduction or alleviation efforts were fraught with corruption. To correct these, the work recommended disbursing monies to beneficiaries through banks. It also suggested, among others, that future efforts should be rural-centred, instead of urban-centred.


Author(s):  
Tej Singha ◽  
Parul Mittalb

The paper highlights the Self Help Groups trends and patterns in the State of Haryana. In the state, both government and non government organizations are working for microfinance programme and have been promoting SHGs under various programmes and schemes by different departments and agencies. In Haryana, SHGs are promoting through Women and Child Development Department has promoted SHGs under the Programme for Advancement of gender Equity and Swayamsiddha. Women’s Awareness and Management Academy has promoted Swa-shakti project. Forest Department has been promoting SHGs under the Haryana Community Forest Project and Integrated Natural Resource Management and Poverty Reduction. Banks are promoting SHGs under the SHGs-Bank linkage Programme of NABARD; DRDA is promoting SHGs under Swarnjayati Gram Swarajgar Yojana ((Now National Rural Livelihoods Mission, NRLM). Mewat Development Agency is promoting SHGs under IFAD programme in Mewat district. The most wide-spread model of micro-finance in Haryana is Swaranjayanti Gram Swarozgar Yojana and NABARD-SHG Linkage.


Microfinance can be distinct for low-income consumers such as loans, transfer services, savings, insurances and other financial products. Micro Finance Institutions and Banks use Self Help Groups as a tool to bring inclusive growth. The general fact is majority of fish community population are living below poverty line all over the world. The purpose of this study are to assess the State Co-operative Bank performance of microfinance onthe economic development of fishing community in north Chennai


2022 ◽  
pp. 213-226
Author(s):  
Veer P. Gangwar ◽  
Shad Ahmad Khan

In India, societal development is a cynosure, and thus, it is not a truism but a reality. Women's entrepreneurship emerging through self-help groups (SHGs) contributes to the economic well-being, sustainability, and in poverty reduction. The growth of SHGs is evidence in itself. In the recent decade, micro enterprises and SHGs have come up as prominent solutions to the entrepreneurial crisis existing in the country, and their role in empowering women and their development needs to studied. This study uses a descriptive statistic, reliability, and correlation analysis through SPSS and structural equation modeling (SEM) as an analytical tool to explore linkages between empowerment effected by SHG and micro-entrepreneurship. The research study results show that the contributory role of women entrepreneurs to the society is considerably worth appreciation. The causal relationship has also surfaced demonstrating the connection between women empowerment and development brought about by SHG and micro-entrepreneurship from a bottom-of-pyramid perspective.


2014 ◽  
Vol 1 (1) ◽  
Author(s):  
Arjun. Y. Pangannavar

Self-Help Group (SHG) program is a pragmatic approach to eradicate poverty. It is initiated as a self-employment program in the jargon of poverty eradication measures as well as empowerment program in the country. The SHG program was initiated in Belgaum District of Karnataka State in 2000 by the Govt. with a view to bring more poor women under this program to make them empowered politically, socially and economically. But the development of Women Self Help Groups (WSHGs) is very slow in terms of its number, membership, accumulation of funds and size of disbursement of funds among beneficiaries. There is a dire need of effective efforts from all sides to make the development process of WSHGs strong and sustainable in the district.


Author(s):  
Shankar Chatterjee

<div><p><em>This article is based on field study carried out in June 2016 in Nizamabad District of Telangana where it was observed that rural women belonging to all categories of caste with primary education or even illiterate under the banner of self-help groups (SHGs) had been earning not only income but feeling empowered. Almost all were below poverty line (BPL) once upon a time and few during the course of study were also were BPL.  Regrading, empowerment, it was reported that almost all women were attending gram sabha meeting and sharing their views.  Even it was reported that all freely talk to bank managers, block officials and others. In this article few cases are presented based on field study. </em></p></div>


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