scholarly journals Impact of Micro Finance among Self Help Groups in Fisheries (At North Chennai)

2019 ◽  
Vol 8 (10) ◽  
pp. 1740-1743
Keyword(s):  
Low Income ◽  
Fish Community ◽  
Poverty Line ◽  
Fishing Community ◽  
Financial Products ◽  
Self Help ◽  
Transfer Services ◽  
Self Help Groups ◽  
Low Income Consumers ◽  
General Fact

Microfinance can be distinct for low-income consumers such as loans, transfer services, savings, insurances and other financial products. Micro Finance Institutions and Banks use Self Help Groups as a tool to bring inclusive growth. The general fact is majority of fish community population are living below poverty line all over the world. The purpose of this study are to assess the State Co-operative Bank performance of microfinance onthe economic development of fishing community in north Chennai

Occupational Diversification as Livelihood Strategy Among the Agricultural Labour Households of West Bengal, India

2021 ◽  
pp. 0258042X2110261
Author(s):  
Amit Kundu ◽  
Sangita Das
Keyword(s):  
West Bengal ◽  
Household Head ◽  
Poverty Line ◽  
Field Investigation ◽  
Self Help ◽  
Marginal Farmer ◽  
Effective Role ◽  
Self Help Groups ◽  
Adult Member ◽  
Female Member

It is now difficult for an agricultural-labour household to get employment as agricultural labourers throughout the year. So, this type of household for survival purposes has to depend on diversified occupations when sometimes only the household head participates and sometimes more than one able-bodied household member participate. Based on a village-level field investigation in West Bengal, the article explores that possibility to keep an agricultural labour household above the poverty line will be more effective if more than one adult member participates in different types of occupations throughout the year. Except this, other possible determinants which can play an effective role to keep an agricultural-labour household above the poverty line are higher operational land among the marginal farmer household who are also working as hired agricultural labour in others’ land and accessibility of microcredit for income-generating activity for the female member(s) of a household from self-help groups (SHGs).

A Critical Assessment of the Swarnajayanti Gram Swarojagar Yojana (SGSY) in India

2016 ◽  
Vol 3 (3) ◽  
Author(s):  
Susmita Sarkar ◽  
Mahesh Kumar
Keyword(s):  
Gender Equality ◽  
Poverty Reduction ◽  
National Level ◽  
Poverty Line ◽  
Critical Assessment ◽  
Bank Credit ◽  
Poverty Eradication ◽  
Self Help ◽  
Poverty Program ◽  
Self Help Groups

The present study is a critical assessment of Swarnajayanti Gram SwarojagarYojana (SGSY), a national level anti-poverty program of government of India with regard to poverty eradication and women's empowerment. Though SGSY scheme focuses only on poverty reduction and does not have explicit gender equality objectives, however more number of women members and women Self-help groups are encouraged to be linked with this program than men. The Ministry of Rural Development, Government of India, constituted a committee on credit related issues under SGSY to analyze the constraints in the adequate flow of credit to Self-help groups of SGSY and to suggest measures and strategies for promoting effective credit linkages to the SHGs and made two strategy of universalization coverage of SHGs assisted by bank credit and providing skills at least to one youth of a Below Poverty Line (BPL) family necessitates restructuring of SGSY. 

scholarly journals Women Empowerment through Self-help Groups (SHGs): Cases from Telangana State

2016 ◽  
Vol 4 (2) ◽  
pp. 324
Author(s):  
Shankar Chatterjee
Keyword(s):  
Field Study ◽  
Primary Education ◽  
Rural Women ◽  
Poverty Line ◽  
Women Empowerment ◽  
Self Help ◽  
Bank Managers ◽  
Telangana State ◽  
Self Help Groups ◽  
Almost All

<div><p><em>This article is based on field study carried out in June 2016 in Nizamabad District of Telangana where it was observed that rural women belonging to all categories of caste with primary education or even illiterate under the banner of self-help groups (SHGs) had been earning not only income but feeling empowered. Almost all were below poverty line (BPL) once upon a time and few during the course of study were also were BPL.  Regrading, empowerment, it was reported that almost all women were attending gram sabha meeting and sharing their views.  Even it was reported that all freely talk to bank managers, block officials and others. In this article few cases are presented based on field study. </em></p></div>

scholarly journals A Study on the Socioeconomic Profile of Self Help Groups Established under NRLM in the Jammu Region

2021 ◽  
pp. 93-98
Author(s):  
Kalla Ashok ◽  
Rajinder Peshin ◽  
K. V. Manjunath ◽  
Rakesh Kumar ◽  
Rakesh Sharma
Keyword(s):  
Formal Education ◽  
Nuclear Family ◽  
Sampling Technique ◽  
Poverty Line ◽  
Structured Interview ◽  
Family Type ◽  
Self Help ◽  
Education Levels ◽  
Set Up ◽  
Self Help Groups

National Rural Livelihood Mission (NRLM) scheme was launched in 2011 with an agenda to reach out and mobilise seventy million below poverty line (BPL) households into self-managed self-help groups (SHG) and federal institutions and support them through livelihood collectives. In order to understand the profile characteristics of SHGs established under this scheme, the study was conducted in purposively selected Jammu and Samba districts in the Jammu region. Out of a total of 670 SHGs set up till 2017, a sample of 20 SHGs, 10 from each purposively selected Dansal block of Jammu district and Ghagwal block of Samba district were selected employing random sampling technique without replacement. Data collection was done by personal interview method with a semi structured interview schedule. The results revealed that all the respondents were female and majority were married belonging to the scheduled castes, with a nuclear family type having an average formal education upto 5th standard. It is also understood that there is a significant relationship between the education levels of the respondents with their caste and group membership. The study also found that majority of the respondents engaged into self help groups under NRLM belonging to the below poverty line category.

Comparative Analysis of Beneficiaries and Non-beneficiaries about Scientific Livestock Farming Practices

2021 ◽  
Author(s):  
Akshita Chadda ◽  
Y.S. Jadoun ◽  
Jaswinder Singh ◽  
S.K. Kansal
Keyword(s):  
Low Income ◽  
Rural Women ◽  
Structured Interview ◽  
Small Scale ◽  
Knowledge Level ◽  
Farming Practices ◽  
Livestock Farming ◽  
Self Help ◽  
Self Help Groups ◽  
The Impact

Background: Punjab being a productive state in agriculture and livestock farming, various institutions are actively involved in Self Help Group formation for socio- economic development of low-income group. Rural women are engaged in small-scale entrepreneurship programme with the help of Self Help Groups. The present study was conducted to assess the impact of livestock based Self Help Groups on knowledge level regarding the scientific livestock farming practices among the beneficiaries of Self Help Groups and non-beneficiaries. Methods: The study was undertaken in Ludhiana district of Punjab. A multistage random sampling procedure was applied to draw the sample for the study. For meeting the objective; 120 beneficiaries and 60 non-beneficiaries were subjected to structured interview schedule. Result: The study revealed that majority of the beneficiaries (50.00%) and non-beneficiaries (55.00%) had medium level of knowledge regarding overall scientific livestock farming practices. Knowledge Index was higher in case of beneficiaries (61.46) than that of non-beneficiaries (56.68). Self Help Groups had made a significant positive impact on knowledge level of the beneficiaries and thus helped in improving overall socio-economic conditions of the rural women.

scholarly journals Effect of Self Employment on Poverty Reduction in Nalgonda and Warangal District of Telangana

2016 ◽  
Vol 2 (4) ◽  
Author(s):  
K. Jayasree
Keyword(s):  
Poverty Reduction ◽  
Simple Random Sampling ◽  
Poverty Line ◽  
Positive Sign ◽  
Active Involvement ◽  
Self Employment ◽  
Self Help ◽  
Rural Livelihood ◽  
Self Help Groups ◽  
Nalgonda District

Economic growth is essential for poverty reduction. The paper evaluates the percentage decline of poor impact on Nalgonda and Warangal districts. The paper evaluates the National Rural Livelihood Mission in Nalgonda and Warangal Districts of Telangana. These two districts are selected as the Simple Random Sampling method was used to select 100 women beneficiaries (swarojgaris/ self-employment seekers) from each district. The swarojgaris who are also Members of grassroot SHGs, were interviewed to collect information on employment and income in particular. The success of Self Help Groups in Nalgonda and Warangal districts is active involvement in the NRLM programme. Andhra Pradesh in 2009-10 was Rs. 693.00 per month. Using the poverty line of AP, poverty ratios were calculated for the three study districts. The percentage of Beneficiaries households, who had crossed the poverty line after enrolment into NRLM, was estimated by using per capita per month poverty line of Rs.433.43 (before joining NRLM) for 2004-05 in the State. In Nalgonda district Before Joining NRLM, 98 percent of Beneficiaries were poor in Nalgonda district. After joining NRLM the 63 percent Beneficiaries became non-poor which means that still 37 percent of sample households continued to be in utter poverty in Nalgonda district. The details are shown in Table XI. Before Joining NRLM, 100 percent of Beneficiaries were poor in Warangal district. After joining NRLM the 57 percent Beneficiaries became non-poor which means that still 43 percent of sample households continued to be in utter poverty in Warangal district. Both district poverty has declined it is a positive sign.

scholarly journals Constraints Faced by Self-help Groups under Deendayal Antyodaya Yojana – National Rural Livelihood Mission in Uttarakhand State

2020 ◽  
pp. 80-87
Author(s):  
Pratima Rana ◽  
Neelam Bhardwaj
Keyword(s):  
Rural Livelihoods ◽  
Poverty Line ◽  
Leadership Role ◽  
Equal Treatment ◽  
Social Constraints ◽  
Self Help ◽  
Major Constraint ◽  
Rural Livelihood ◽  
The Government ◽  
Self Help Groups

After independence the main agenda for development of society was poverty alleviation. 26.1% of the total population lives below poverty line. Sustainability and improvement in the life of rural people is the main agenda of all developmental programmes. During that time all the development programmes implemented by the government were unified into one self employment programme referred to as Swarna Jayanti Gram Swarozgar Yojana (SGSY). The Ministry of Rural Development was determined to restructure the continuing SGSY into National Rural Livelihood Mission (NRLM). The main strategy was to encourage women in rural households to be part of Self-Help Group. Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM) was launched in June 2011. The constraints were the restrictions SHG women members face in performing various functions in the SHGs. For the study purpose the interview schedule was prepared, women member (n=280) and government officials (n=20) were asked about the various constraints being faced by them. Based on the findings of the study, various constraints were Administrative constraints (majority of the respondents reported less number of working staff as a major constraint), Social constraints (reluctance of the members to take leadership role was the main constraint reported by SHG members), Empowering constraints (lack of freedom to take decisions and lack of equal treatment were reported as the major constraints), Management constraints (lack of space was the major constraint) and marketing constraints (transportation problems and lack of market information were reported as the major constraints).

Financial Inclusion Through Microenterprises of Rural SHGs

2018 ◽  
pp. 269-281 ◽  
Author(s):  
Rahul Vyas ◽  
Nidhi Nalwaya
Keyword(s):  
Low Income ◽  
Rural Areas ◽  
Economic Transformation ◽  
Financial Inclusion ◽  
Employment Opportunities ◽  
Self Help ◽  
Financial Framework ◽  
Self Help Groups ◽  
The Impact ◽  
Self Help Group

The elementary aim of microenterprises and Self Help Groups (SHGs) is to empower the impoverished populace, particularly of the rural areas, and furthermore provide financial sustainability so as to improve livelihoods. The pervasive twin threats of unemployment and exclusion from the financial framework in the rural areas are the major challenges to the economic and social development of India. A self-help group is a potent means to remove poverty in the same vein microenterprises contribute significantly to economic development and social stability by affording employment opportunities, thereby emerging as a vehicle through which low-income people can escape poverty. SHGs and microenterprises are a significant means for socio-economic transformation through financial inclusion. The objective of the chapter is to study and analyze the impact of microenterprises and SHGs on the financial inclusion of people in rural areas of Tribal South Rajasthan.

scholarly journals Prospects of Livelihood Enhancement through SHGs in Fisheries Sector of Kashmir Region

2021 ◽  
pp. 29-33
Author(s):  
Rizwana Malik ◽  
Mudasir M. Kirmani
Keyword(s):  
Research Work ◽  
Fishing Community ◽  
Interview Schedule ◽  
Jammu And Kashmir ◽  
Governmental Organization ◽  
Awareness Campaigns ◽  
Self Help ◽  
Positive Experiences ◽  
Self Help Groups ◽  
Insight Into

The development of fishing community in general and fisherwoman community in particular has been the need of the hour in view of different developmental programmes initiated by governmental and non-governmental organization across the valley. The research work envisaging the applicability of self-help groups (SHGs) in fishing community was designed and undertaken suggest strategies for development of SHGs among fishers. The research study was carried out in Tailbal area of district Srinagar of Kashmir region in Jammu and Kashmir. The Tailbal area comprises of 200 fisher households having an approximate population of 1000 people. The sample used in the research work constituted of 100 fisherwomen and a pre-tested interview schedule was administered to get the responses from the respondents. During the course of study fisherwomen  were comprehensively interviewed  in order to get an insight into their interest and attitude towards formation of SHGs. The results revealed that the fisher women  had very less information about the SHGs and the benefits of forming SHGs. However, post awareness campaigns the fisherwomen community of the Tailbal area were motivated to be part of such groups in order to help the fisherwoman community in general and society in particular. The results also revealed that the fisherwomen had faith in governmental schemes because of the previous positive experiences so they felt that initiative like formation of SHGs can be of great help for them in overcoming the challenges at personal and professional front. Fisherwomen being very active and equal partners in fishing enterprise know the importance of saving money, securing loans and  thus majority of them showed their willingness to form the fisher SHGs.

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