Performance of SHGs in the Backward Districts of West Bengal

Author(s):  
Debashis Mazumdar ◽  
Santanu Bisai ◽  
Mainak Bhattacharjee

One of the escape routes for the low-level development trap in the backward regions of India has been the formation of self-help groups (SHGs) and the provision of microfinance to the SHGs. This chapter analyzes the performance of such SHGs in some of the economically backward districts of West Bengal based on primary data collected from some sample drought-prone and non-drought-prone blocks of Paschim Medinipur and Bankura districts of West Bengal. The performance of sample SHGs in these drought-prone areas has been measured by (1) per-capita deposit, (2) per-capita credit, (3) credit-deposit ratio, and (4) repayment-credit ratio. An intra-regional difference in this performance has been observed in SHGs functioning in drought-prone and non-drought-prone blocks within the backward districts. Further, applying Probit model, it is observed that the SHG can climb easily upon the performance ladder with younger and educated members, greater percentage of members above the poverty level, better utilization of credit received, and so on.

2021 ◽  
pp. 0258042X2110261
Author(s):  
Amit Kundu ◽  
Sangita Das

It is now difficult for an agricultural-labour household to get employment as agricultural labourers throughout the year. So, this type of household for survival purposes has to depend on diversified occupations when sometimes only the household head participates and sometimes more than one able-bodied household member participate. Based on a village-level field investigation in West Bengal, the article explores that possibility to keep an agricultural labour household above the poverty line will be more effective if more than one adult member participates in different types of occupations throughout the year. Except this, other possible determinants which can play an effective role to keep an agricultural-labour household above the poverty line are higher operational land among the marginal farmer household who are also working as hired agricultural labour in others’ land and accessibility of microcredit for income-generating activity for the female member(s) of a household from self-help groups (SHGs).


Author(s):  
Rema Das

Empowerment is an abstract, multi- dimensional and multi-level concept that can be both a process and outcome. It can be defined as the process of increasing the assets and capabilities of individuals or groups to make purposive choices and to transform those choices into desired actions and outcomes. A Self Help Group (SHG) is a small economically homogenous affinity group of 10 to 20 persons who come together to save small amounts regularly, mutually agree to contribute to a common fund, have collective decision making, or resolve conflicts through collective leadership and mutual discussion. The present study was undertaken in Cooch Behar district of West Bengal,


2016 ◽  
Vol 3 (2) ◽  
Author(s):  
Elizabeth Joey Joey Henriques

Self Help Groups have emerged as an important mechanism to bring about socio-economic change in society. Various studies indicate the positive impact that SHGs have had on employment generation, savings, incomes, poverty alleviation and women empowerment. The present study, based on primary data sourced from women members of SHGs located in the state of Goa is an attempt to understand the impact of group membership on its members, particularly women. An attempt has also been made to throw light on the pivotal role that the Self Help Group Promoting Agencies essay in realising the goal of women empowerment. The study also analyses the independence that women exhibit in taking decisions, be it in the economic or political domain.


2019 ◽  
Vol 18 (2) ◽  
pp. 23-42
Author(s):  
Siddhartha Thyagarajan ◽  
Thangasamy Nambirajan ◽  
Ganeshkumar Chandirasekaran

The article presents the findings from the study on the training facilities in Micro-Small-Medium Enterprises (MSME) for Self-Help Groups (SHG) in the Union Territory of Puducherry region. The research variables were adopted in accordance to the legal provisions of SHG. Primary data of 127 random sample of MSMEs was collected through a survey method using structured questionnaire. Results show that 63% of the MSME has not undertaken any training for their suppliers, while a good proportion of the companies consisting of 15.7% have provided between 1-2 trainings. The study argues that the policy maker should identify large number of economically development-oriented skills and include them in training programmes to encourage increased development of microenterprises.


Author(s):  
Partha Mukhopadhyay ◽  
Madhabendra Sinha ◽  
Anjan Ray Chaudhury ◽  
Partha Pratim Sengupta

The chapter attempts to analyze the impact of microfinance and micro-entrepreneurial activities of women through self-help groups (SHGs) on their socio-economic empowerment. Empirically applauded Logit model has been employed for analyzing the socio-economic impacts using primary data collected from a primary survey conducted in selected rural blocks of Burdwan district of West Bengal, India. Participation of women in the household decision-making process and income and employment generation activities are found to be significant factors in this regard. Finally, the study suggests that training of SHGs to non-members, increase in loan amount from banks, and effective utilization of that loan promote women's empowerment as well as employment.


2020 ◽  
Vol 36 (2) ◽  
pp. 61-64
Author(s):  
Dimple Goel ◽  
and Sanjay Kumar Sinha

The purpose of this study was to study the role of SHG in social, economic and psychological empowerment of women in Haryana The study included primary data from 278 from rural respondents of Haryana (156 from Kaithal District and 122 from Ambala District) selected through non-probability convenience sampling technique. Cronbach’s alpha test was conducted to check the reliability and internal consistency of collected data. The results show that there exist no statistically significant difference in social, economic and psychological empowerment of women with respect to demographic variables. The findings of the study can help Government and NRLM to adopt appropriate policy and encourage women to participate in SHG activity.


2014 ◽  
Vol 1 (1) ◽  
Author(s):  
K. C. Mishra

Self Help Groups (SHGs) are meant to empower women both socially and economically. They encourage women to participate in decision making in the household, community and local domestic sector and prepare rural women to take up leadership positions. This study examines the pre-SHG and post-SHG status of rural SHG members in Puri district of Odisha. On the basis of primary data analysis, the study finds that SHGs have not only produced tangible assets and improved the living conditions of the members, but has also helped in changing much of their social outlook and attitudes. In the study area, SHGs have served the cause of women empowerment, social solidarity and socio-economic betterment of the rural poor.


2019 ◽  
Vol 4 (01) ◽  
pp. 76-80
Author(s):  
Pukhraj Singh ◽  
Nitin Kumar Nag ◽  
Lalit Kumar Verma ◽  
Dushyant Kumar

The present study was carried out in the rural area of Meerut district, with the objective to find out the study the performance of SHGs and problems faced by the SHGs in the study area. As a part of primary data collection, a sample (random) of 110 women respondents were selected out of 22 SHGs operating in the district. The data was collected during the period July 2018 - Dec 2018. A self-help is a small, economically and attractive group of 10-20 rural people which comes together to save small amounts regularly. It generally performs various types of economic activities with the help of their small savings. Self-help groups are informal association of women. The main purpose of such an association is to enable members to mobilization of savings and credit facilities gain economic benefits out of mutual help, solidarity and social responsibility. SHGs is the group based approach, which helps the women members of each SHGs to accumulate capital by way of small saving and helping them to get credit facilities from their funds. Presently, the women of the society are facing the financial problem to start business or to undertake different economic activities to become self-employed and self-reliant.


Sign in / Sign up

Export Citation Format

Share Document