A holistic analysis of Near Field Communication mobile payments: An empirical analysis

2022 ◽  
Vol 1 (1) ◽  
pp. 1
Author(s):  
Zoran Kalinic ◽  
Iviane Ramos De Luna ◽  
Veljko Marinkovic ◽  
Francisco Liébana Cabanillas
Keyword(s):  
Empirical Analysis ◽  
Near Field ◽  
Near Field Communication ◽  
Mobile Payments ◽  
Holistic Analysis

Financial Experiences, Beliefs, and Near Field Communication Based Mobile Payments Among Young Adults

2020 ◽  
Vol 31 (1) ◽  
pp. 69-82
Author(s):  
Haidong Zhao ◽  
Lini Zhang ◽  
Sophia Anong
Keyword(s):  
Young Adults ◽  
Near Field ◽  
Perceived Usefulness ◽  
Mediating Effect ◽  
Mobile Payment ◽  
Near Field Communication ◽  
Significant Positive Association ◽  
Mobile Payments ◽  
Intention To Adopt ◽  
Nfc Mobile Payment

This study examined a conceptual model on the intention to adopt NFC-based mobile payment that incorporates financial experiences and beliefs. NFC refers to Near Field Communication, a new technology in mobile payments. From an online experimental survey of 463 U.S. young adults, this research found consumers who used cards among their payment methods as opposed to cash-only were less likely to adopt NFC mobile payment. Previous experience in non-NFC mobile payments had a significant positive association with intention to adopt NFC mobile payment. Among the beliefs, consumers with higher trust and higher perceived usefulness about NFC mobile payment had greater intentions to adopt it. Moreover, trust was found to have a mediating effect between non-NFC mobile payment experience and the intention to adopt NFC mobile payment. This study not only provides mobile payment providers with effective marketing strategies to increase consumers' adoption of NFC mobile payment but also provides financial educators with important implications to develop targeted education programs.

scholarly journals Design of Prototype Payment Application System With Near Field Communication (NFC) Technology based on Android

2012 ◽  
Vol 1 (1) ◽  
pp. 1-12 ◽  
Author(s):  
Huda Ubaya
Keyword(s):  
Near Field ◽  
Mobile Commerce ◽  
Near Field Communication ◽  
User Needs ◽  
Electronic Money ◽  
Application System ◽  
Business World ◽  
Mobile Payments ◽  
Information Order ◽  
Financial Transactions

Since the late 1990s, people have enjoyed a comfortable lifestyle. Mobile devices supported by the development of wireless networks have spread throughout the world. People can get information, order tickets, download songs and perform commercial transactions, called mobile commerce. Mobile commerce applications become the most popular application for mobile device users who want to do business and financial transactions easily and securely, anytime and anywhere they are. Today the use of physical cash is experiencing a decline in popularity in the business world, because it is being replaced by non-physical payments are often called electronic money (e-money). An important technology behind mobile payments is called Near Field Communication (NFC). As an indication that the NFC has tremendous business potential, leading companies like Nokia, Microsoft, Visa Inc., and MasterCard Worldwide and NXP Semiconductors, is actively engaged on them. Payment processing integrated with NFC technology based mobile operating system that is a trend today is Android that support NFC technology is version 2.3.3 Gingerbread. The prototype application is designed to pay for 2 on the user side of the user as consumer and the merchant side as a trader or seller by using the handset that already have NFC technology is Google Samsung Nexus S. Pay an application prototype also implements the concept of security in e-commerce transactions by using the protocol-to-Tag Tag so that the user needs for security and comfort during the financial transaction are met. DOI: 10.18495/comengapp.11.001012

Technological Diffusion of Near Field Communication (NFC)

2016 ◽  
Vol 7 (3) ◽  
pp. 59-75 ◽  
Author(s):  
Tom Page
Keyword(s):  
Near Field ◽  
Near Field Communication ◽  
Remote Diagnostics ◽  
Mobile Payments ◽  
Medical Sector ◽  
Recent Developments ◽  
Managerial Implications ◽  
To Come ◽  
Consumer Devices ◽  
Further Development

Near Field Communication (NFC) is increasingly being employed in modern consumer devices and until now it has been used for mobile payments. However, on further investigation there are other areas where NFC has a key role. Recent developments in Medical and ticketing based NFC applications show promise for being the so called “Catalyst” for NFC's integration. The objective of this research was to determine if mobile payments will be the catalyst for a more widespread integration of NFC into society and how NFC technology will impact on everyday life. Research Methods comprised questionnaire and interviews to gain further insight into the current standing of NFC. The findings indicated that NFC will not mature enough to be classified as viral by 2016, especially with contactless payments as no decisions seem to have been made for any progression. It is that most likely outcome that NFC will mature enough at the very latest in 2018, with further development in the years to come for unique serialisation and the internet of things. Managerial implications for this research extend to the medical sector where large gains can be made in better patient care and remote diagnostics leading to a more efficient service.

Discount Focus Subgroup Method

2015 ◽  
pp. 344-361
Author(s):  
Mohanad Halaweh
Keyword(s):  
Near Field ◽  
Emerging Technology ◽  
Research Topic ◽  
Near Field Communication ◽  
Group Method ◽  
Mobile Payments ◽  
Social Concerns ◽  
Financial Research ◽  
Emerging Topics ◽  
Focus Group Method

This chapter develops an innovative focus group method—the Discount Focus Subgroup (DFSG)—through its application in research aimed at identifying the ethical and social concerns of using an emerging technology, called near field communication, for mobile payments. The DFSG method was needed to address the challenges encountered when this research was conducted, such as limited financial research resources, the emergent nature of the research topic, and the challenges of gathering and analyzing qualitative data. This chapter illustrates when and how to use the DFSG method. It provides the methodological steps for its application, which can be followed while researching emerging topics in the Information Systems (IS) field. The chapter also discusses why DFSG is an innovative method and reflects on its application.

Near Field Communication Enabled Mobile Payments: Preliminary Study

2018 ◽  
Vol 7 (2.34) ◽  
pp. 60
Author(s):  
Imtiaz Ali Brohi ◽  
Najma Imtiaz Ali ◽  
Asadullah Shah ◽  
Madihah Bt. S. Abd. Aziz ◽  
Mohd. Izzuddin Bin Mohd. Tamrin
Keyword(s):  
Pilot Study ◽  
Ubiquitous Computing ◽  
Technology Acceptance ◽  
Near Field ◽  
Mobile Payment ◽  
Near Field Communication ◽  
Payment Model ◽  
Mobile Payments ◽  
Use Of Technology ◽  
Preliminary Study

The ubiquitous computing has made consumers life easy, it has given the new way to interact with family and friends and perform many activities which were impossible in previous time. One of the profound achievement of ubiquitous computing is Mobile Payment and an advanced mode of the mobile payment is the near field communication mobile payment. In this study the authors have proposed theoretical  near field communication mobile payment model that is based on extended unified technology acceptance and use of technology (UTAUT2) .In this paper, the author have performed the pilot study to validate the variables and to verify their reliability among the proposed items.  The results has proven that there is a reliability among the items in variables, as the Cronbach’s alpha value for the variables is above or equal to 0.7. 

Adoption of Near Field Communication (NFC) for Mobile Payments in the UAE

2016 ◽  
Vol 12 (4) ◽  
pp. 38-56 ◽  
Author(s):  
Mohanad Halaweh ◽  
Hashem Al Qaisi
Keyword(s):  
New Technology ◽  
Near Field ◽  
Payment System ◽  
Mobile Payment ◽  
Near Field Communication ◽  
Structured Interviews ◽  
Technology Infrastructure ◽  
Mobile Payments ◽  
Nfc Mobile Payment ◽  
Exchange Data

Near Field Communication (NFC) is one of the emerging technologies that enables mobile devices to wirelessly exchange data at short ranges. NFC technology has great potential, making it convenient to process payments through mobile phones. The aim of this research is to explore the challenges and factors which influence the adoption of the NFC payment system by merchants and retailers in the UAE. This paper presents the results of semi-structured interviews conducted amongst the UAE merchants and retailers. The analysis of data revealed a lack of knowledge, awareness and experience, from both merchants and retailers, about the NFC mobile payment system. Security, promptness and business sustainability were found to be important factors for merchants to contemplate before adopting the new technology. Furthermore, technology infrastructure, switching cost, availability and ecosystem complexity impeded the spreading of NFC mobile payment technology in the UAE market.

NFC Payments Overview

2017 ◽  
pp. 1-42
Keyword(s):  
Mobile Phones ◽  
Short Range ◽  
Near Field ◽  
Mobile Commerce ◽  
Mobile Payment ◽  
Near Field Communication ◽  
Point Of Sale ◽  
Mobile Payments ◽  
Close Range ◽  
User Friendly

NFC payment is the latest mobile payment technology for cashless transactions. Mobile payment is an application of mobile commerce which facilitates mobile commerce transactions by providing the mobile customer with a convenient means to pay. Many mobile payment methods have been proposed and implemented like user friendly, customer centric, merchant centric where security concerns are highly addressed. This chapter discusses the evolution of mobile payments that describes different technologies like SET, Barcode, Biometrics and also Near Field Communications that provides a platform for many applications for peer to peer transactions and other security features where confidentiality and trust are main concerns. Near Field Communication (NFC) provides means to close-range contactless identification and communications for mobile phones and other devices Also, use of NFC for short range communication allows the possible integration with existing Point-of-Sale equipment and the payment process from the customers and merchants perspective.

Discount Focus Subgroup Method

2015 ◽  
pp. 494-512
Author(s):  
Mohanad Halaweh
Keyword(s):  
Near Field ◽  
Emerging Technology ◽  
Research Topic ◽  
Near Field Communication ◽  
Group Method ◽  
Mobile Payments ◽  
Social Concerns ◽  
Financial Research ◽  
Emerging Topics ◽  
Focus Group Method

This chapter develops an innovative focus group method—the Discount Focus Subgroup (DFSG)—through its application in research aimed at identifying the ethical and social concerns of using an emerging technology, called near field communication, for mobile payments. The DFSG method was needed to address the challenges encountered when this research was conducted, such as limited financial research resources, the emergent nature of the research topic, and the challenges of gathering and analyzing qualitative data. This chapter illustrates when and how to use the DFSG method. It provides the methodological steps for its application, which can be followed while researching emerging topics in the Information Systems (IS) field. The chapter also discusses why DFSG is an innovative method and reflects on its application.

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