scholarly journals Mukhyamantri Chiranjeevi Yojana: Analysing the Affordable Health Insurance Model

2021 ◽  
Vol 8 (2) ◽  
pp. 133-144
Author(s):  
Utkarsha Sharma ◽  
Anima Vaish
Risks ◽  
2018 ◽  
Vol 6 (3) ◽  
pp. 81
Author(s):  
Marjolein van Rooijen ◽  
Chaw-Yin Myint ◽  
Milena Pavlova ◽  
Wim Groot

(1) Background: Health insurance and social protection in Myanmar are negligible, which leaves many citizens at risk of financial hardship in case of a serious illness. The aim of this study is to explore the views of healthcare consumers and compare them to the views of key informants on the design and implementation of a nationwide health insurance system in Myanmar. (2) Method: Data were collected through nine focus group discussions with healthcare consumers and six semi-structured interviews with key health system informants. (3) Results: The consumers supported a mandatory basic health insurance and voluntary supplementary health insurance. Tax-based funding was suggested as an option that can help to enhance healthcare utilization among the poor and vulnerable groups. However, a fully tax-based funding was perceived to have limited chances of success given the low level of government resources available. Community-based insurance, where community members pool money in a healthcare fund, was seen as more appropriate for the rural areas. (4) Conclusion: This study suggests a healthcare financing mechanism based on a mixed insurance model for the creation of nationwide health insurance. Further inquiry into the feasibility of the vital aspects of the nationwide health insurance is needed.


2012 ◽  
Vol 7 (6) ◽  
pp. 01-03
Author(s):  
G.V. Ramesh Babu

2021 ◽  
pp. 918-928
Author(s):  
Tamara Popic

This chapter offers an in-depth look at health politics and the universal health system in Serbia based on compulsory social health insurance. It traces the development of the Serbian healthcare system after the breakup of Socialist Federal Republic of Yugoslavia, characterized by a move from the self-managed insurance model to a more standard Bismarckian health insurance system combined with passive privatization. Despite efforts to restructure healthcare provision through a reform in 2005, the system’s two-tier structure remains firmly entrenched, protected by professional interests. The chapter highlights other healthcare issues including long waiting lists and corruption.


Author(s):  
Norisca Lewaherilla ◽  
G. Haumahu

Health insurance is an insurance product that provides benefits if the insured is exposed to the risk of an accident or illness and causes loss of income, thus requiring costs. The most important benefit in this study from sickness insurance is the reimbursement of medical expenses. The design of determining premiums by applying deductibles (flat deductibles) is seen as one of the insurance policy policies that meet the principles of determining premiums. The actuarial aspects considered in the health insurance model in this study for the calculation of premiums relating to the type of insurance benefits with expense reimbursement for a period of one year coverage, with due regard to the type of work. The purpose of this study is to see the applied of deductible to the premiums that must be paid to insurance companies that provide benefits for claims submitted. The policy of applying deductibles certainly makes the amount of reimbursement change.


2021 ◽  
pp. 767-787
Author(s):  
Tamara Popic

This chapter offers an in-depth look at health politics and the health system in Slovakia based on compulsory social health insurance. It traces the development of the Slovak healthcare system, characterized by the shift from a social health insurance model to a Semashko model of health provision under communism. Slovak post-communist health politics has been marked by strong left–right political conflict and institutional barriers to reforms. Nevertheless, health policy in Slovakia displays a dramatic shift to a market-oriented healthcare provision based on user fees and managed competition, introduced in 2003 and 2004. Attempts to reverse market-oriented reforms were partially successful and have involved supranational and international authorities of the European Commission and of the International Court of Arbitration. As outlined in the chapter, some of the main issues facing the Slovak healthcare system have been overcapacity in the hospital sector, a malfunctioning referral system, and corruption.


Author(s):  
Musbikhin Biyati Ahwarumi ◽  

Islamic Boarding School Sunan Drajat is a boarding school with a population of students reaching 12000 plus 20 business units spread across various sectors so that the existence of micro insurance is needed as a form of social security for students and others. This study aims to make a proposed model for the development of sharia insurance that can be developed at the Islamic boarding school in accordance with existing needs. The research method used in this study is a qualitative approach with ANP analysis techniques, the use of ANP analysis techniques aims to determine the extent to which the response from Sunan Drajat stakeholders is in accordance with what is needed. The results show that the micro insurance model that can be applied at the Islamic Boarding School Sunan Drajat is a micro insurance model that is oriented towards the welfare of students, especially in the form of health insurance with an easy, safe and profitable service system so that it can provide guarantees to students.


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