Role of Commercial Banks in Financial Inclusion: Analysis Through Awareness Given by Banks

Abstract Almsgiving is one of the pillars supporting the upholding of Islam as the obligation for the adherents to improve horizontal relations between fellow humans and strengthen vertical relations with Allah SWT. The implementation of Islamic Social Responsibility (ISR) of the Islamic Bank gives a positive assessment in sharia agreement, justice and equality, responsibility for work, welfare, guarantee of nature preservation and benevolent assistance that is not profit-oriented.Proper almsgiving management and ISR implementation make Islamic banks trusted by the public in terms of service quality, satisfaction and loyalty of Muzzaki. It reduces bad images, and provides relevant impacts on social welfare and the progress of the era. The data analysis used to test the hypotheses is Multiple Linear Regression analysis. The data is collected by distributing questionnaires to Commissioners and Directors at 14 (fourteen) Islamic Commercial Banks spread throughout Indonesia. The result of this study shows partially prove the role of Islamic bank commissioners in the amsgiving management only, while the importance of the role of directors in Islamic banks in almsgiving management and the implementation of ISR partially. Keywords: Islamic Bank, Commissioners, Directors, Almsgiving and ISR

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Success of Self Help Group – Bank Linkage Program in India under Financial Inclusion

Adhyayan A Journal of Management Sciences ◽

10.21567/adhyayan.v6i1.10833 ◽

2016 ◽

Vol 6 (1) ◽

Author(s):

Ritu Singh

Keyword(s):

Rural Areas ◽

Commercial Banks ◽

Financial Inclusion ◽

Functional Reach ◽

Self Help ◽

Geographical Spread ◽

The Social ◽

Linkage Program ◽

Self Help Group

The ‘social banking’ policies being followed by the country resulted in widening the geographical spread and functional reach of commercial banks in rural areas in the period that followed the nationalization of banks. This paper is concluded with a view that SHG – Bank Linkage program is a success in our country India and helping many people to make their life better.

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Assessing the Impact of Bank Concentration and Liquidity of Refah Bank Branches on Profitability during the Period1383-190

International Journal of Human Resource Studies ◽

10.5296/ijhrs.v4i1.5644 ◽

2014 ◽

Vol 4 (1) ◽

pp. 248

Author(s):

Hossin Ostadi ◽

Nastran Monsef

Keyword(s):

Commercial Banks ◽

Bank Capital ◽

Factors Affecting ◽

Bank Branches ◽

Independent Variables ◽

Bank Deposits ◽

The Impact ◽

Bank Concentration ◽

Research Period

Profitability is an important factor to show this articledoeswhat is the role of the intermediary bank to collect your savings and allocation of loans. Given the importance of profitability indicators in this study, the factors affecting the profitability of commercial banks in Iranare analyzedwith emphasis on the degree of centralization and bank deposits. Dependent variable is indicators of profitability (ROE, ROA) and bank deposits, bank size, bank capital, focus on liquidity and banking requirements are independent variables. Correlation analysis and OLS regression are used and the research period is 1381 to 1390 that the country's territory where bank branches.Our results indicate that the effect of bank size on profitability is positive and the increase in bank size on profitability is increased. Impact on the profitability of bank deposits is positive, ie increasing the profitability of bank deposits increased. Finally, the impact of bank concentration on profitability is positive. Increasing the bank's focus profitability increases. Moreover, the results adversely affect the liquidity of the index is profit.

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