scholarly journals Evolving American Investing Attitudes: The Hybrid Shift In Mutual Fund Distribution

2012 ◽  
Vol 10 (11) ◽  
pp. 613 ◽  
Author(s):  
Brian D. Fitzpatrick ◽  
Ethan McWilliams ◽  
David B. Vicknair
Keyword(s):  
Mutual Funds ◽  
Mutual Fund ◽  
Financial Planning ◽  
Human Mind ◽  
Third Party ◽  
Distribution Model ◽  
The Past ◽  
New Methods ◽  
The U.S ◽  
The Way

This paper studies the dramatic evolution in the way American investors choose to invest in the mutual fund industry. The industrys change from direct-to-shareholder model to a third-party distribution model is discussed, as well as the implications for future mutual fund investors. Ever since the first recorded asset and debt managers arose in the 14th and 15th centuries in Europe, investing has grown into a tug-and-pull type of system that the human mind seems drawn to. The way that Americans choose to invest their money is changing as we enter the 21st century and the new methods and procedures are having a greater impact than many of us realize. In the U.S., trillions of dollars each year are invested in mutual funds, but more and more investors are taking a less-involved route by allowing financial analysts to choose where their money is invested. In the following pages, we will take a closer look at the mutual fund market and its basic components, the ways that mutual funds have been viewed and traded in the past, and the revolutionary changes that are happening right under our noses that the average American may not even be aware of. With the help of many credible sources, such as the Investment Company Institute, Reflow Investments LLC, and the Financial Planning Journal, the change from direct-to-shareholder mutual fund distribution to third-party intermediary distribution will be explained and the effects these changes has on the average investor will be explored.

“We are the 99%”

2017 ◽  
Author(s):  
Caroline Heldman
Keyword(s):  
Social Media ◽  
Ease Of Use ◽  
Consumer Activism ◽  
The Past ◽  
Politically Active ◽  
The U.S ◽  
The Way

This chapter examines the contemporary era of consumer activism in the U.S. that started in the mid-2000s with the advent of social media. Contemporary consumer activism is distinct in its ease of use, transnational focus, effectiveness, and popularity. Americans have become more politically active through the marketplace in the past decade, and this has altered the way companies do business. The chapter concludes that the current era of marketplace activism strengthens democracy through higher rates of participation in the marketplace for political ends.

Afterword

2021 ◽  
pp. 244-248
Author(s):  
Michael J. Rosenfeld
Keyword(s):  
Social Change ◽  
Gay Rights ◽  
Marriage Equality ◽  
Short Term ◽  
The Past ◽  
The Many ◽  
The U.S ◽  
The Way

Gay rights and marriage equality have advanced so far in the U.S. in the past decade that it would be all too easy to assume that the struggle is over. The opponents of gay rights, however, remain powerful. Readers can take inspiration from how dramatically attitudes toward gay rights have liberalized in the past two decades and how transformative the liberalization of attitudes has been. We live in a world where political lies often seem to have the upper hand. It is worth remembering that despite the many short term advantages that lies can yield in politics, the truth has some long term advantages as well. The way the marriage equality movement prevailed should be a lesson to anyone who wants to make progressive social change.

scholarly journals How to Direct a Mutual-Fund Portfolio by Walking Through Common Strategies

2019 ◽  
Vol 8 (4) ◽  
pp. 513-516
Keyword(s):  
Mutual Funds ◽  
Portfolio Management ◽  
Mutual Fund ◽  
Know How ◽  
The World ◽  
Game Plan ◽  
Fund Portfolio ◽  
The Way

The way to portfolio management is to have at every that you hold quickly too. The best cash supervisors on the world are powerful in light of the way that they have a request to direct cash and they have a game plan to contribute. What is needed is a sound academic framework for settling on decisions and the ability to keep sentiments from expending that structure." Most people contribute to finishing a target, the most generally perceived being retirement and school. Making a game plan upgrades your conceivable outcomes of advancement, despite for shorter-term funds destinations like a house in advance portion, excursion or auto. Right when contributing for a target, consider these requests. At the point when will I require my speculation, the amount of will I require, what is the best record sort, assessable or cost-advantaged. Answers to these request will help choose the measure of danger you can take, the sum you need to contribute and what kind of record you should consider, after we have manufactured your portfolio of mutual funds, we have to know how to look after it. Here, we discuss how to deal with a mutual-fund portfolio by strolling through four basic techniques.

Mutual Funds

GIS Business ◽  
2019 ◽  
Vol 14 (4) ◽  
pp. 201-208
Author(s):  
Sonal Kumawat ◽  
Hemraj Kumawat ◽  
Vaishali Sharma ◽  
Pooja Verma ◽  
Priyanka
Keyword(s):  
Mutual Funds ◽  
Mutual Fund ◽  
Investment Decision ◽  
Indian Government ◽  
The Past ◽  
Adequate Knowledge ◽  
Investment Decision Making ◽  
Fund Industry ◽  
Mutual Fund Industry ◽  
Unit Trust

The Indian mutual fund industry witnessed a remarkable performance in the past 30 years. After independence, with the joint effort of the Indian government and the Reserve Bank of India, the establishment of Unit Trust of India marked the beginning of the mutual fund industry in India. With the opening of mutual fund industry in India, investors started taking the advantage of multiple investment opportunities. This leads to increase in savings to the funds along with banks. Mutual funds have given consistent favorable returns over the past year despite of slow growth. For making an investment in a highly sophisticated and complex financial market, investors need the support of financial experts to take an informed decision. These financial experts are mutual funds who act as an intermediary. Association of Mutual Funds in India is established to protect the interests of mutual funds along with its unit holders and to ensure the development of Indian mutual fund industry on ethical and professional lines. Today, investors prefers to invest in mutual funds amongst other investment options as mutual funds ensures protection of their interest by making an optimum investment decision making. Investment in mutual funds proved to be advantageous to those investors who are ready to take higher risk in order to earn higher return but they lack adequate knowledge of the market.

Part V Pass-On, 21 Proving Pass-on

2020 ◽  
Author(s):  
Veljanovski Cento
Keyword(s):  
Regression Analysis ◽  
Multiple Regression Analysis ◽  
Multiple Regression ◽  
Volume Effect ◽  
Event Studies ◽  
Third Party ◽  
Standard Of Proof ◽  
The Past ◽  
Statistical Approaches ◽  
The Way

This chapter addresses the difficulty of establishing pass-on. Indeed, estimating pass-on is difficult and often impossible. Even where estimates of the pass-on rate can be generated, estimates of the overcharge are still required to quantify the amount of pass-on. For indirect purchasers, this will add to the difficulty because they may not have the necessary data and knowledge of successive upstream markets. There is also uncertainty to the standard of proof and evidential burden required to establish credible pass-on rates. However, there are a range of approaches that can be used to estimate or quantify the pass-on rate, which are set out in the European Commission’s Pass-on Guidelines. These include documentary evidence on firms’ pricing policies; economic theory/simulations; evidence on the way the direct and indirect purchasers have passed on cost increases in the past, arguing that they would react similarly to an overcharge; third party research on the way the industry has been passed on in the past; and statistical approaches either using multiple regression analysis, time series analysis, or event studies. The volume effect can be estimated using similar approaches although the Pass-on Guidelines suggest multiple regression analysis and the ‘elasticity approach’.

Mathematics, Multicultural Education, and Professional Development

1997 ◽  
Vol 28 (6) ◽  
pp. 680-696
Author(s):  
Christine E. Sleeter
Keyword(s):  
Professional Development ◽  
Social Justice ◽  
Civil Rights ◽  
Multicultural Education ◽  
Civil Rights Movement ◽  
The Past ◽  
Marginalized Groups ◽  
The U.S ◽  
The Way

Multicultural education grew out of the civil rights movement and, as such, is grounded in a vision of democracy, social justice, pluralism, and equality—ideals that have yet to be realized in U.S. society and its schools. For the past 25 years, multicultural education has served as a mobilizing focus for struggles to articulate visions of schooling that are consistent with the ideals of the U.S. and for the development of theory and research that offer a countervision to the way that schooling is usually conducted, particularly for children from historically marginalized groups. As this body of theory and research has grown so also have the implications for restructuring various dimensions of the education enterprise. Mathematics is one such dimension and is the focus of this article. First, however, I contextualize the discussion that follows within a vision of what multicultural education means.

scholarly journals Mutual Funds as Venture Capitalists? Evidence from Unicorns

2020 ◽  
Author(s):  
Sergey Chernenko ◽  
Josh Lerner ◽  
Yao Zeng
Keyword(s):  
Conceptual Framework ◽  
Mutual Funds ◽  
Mutual Fund ◽  
Early Stage ◽  
Agency Problems ◽  
Private Firms ◽  
Venture Capitalists ◽  
The Past ◽  
Board Representation ◽  
Private Venture

Abstract “Founder-friendly” venture financings and nontraditional venture investors have both flourished over the past decade. Using detailed contract data, we study open-end mutual funds investing in private venture-backed firms. We posit that conflicts between early-stage venture investors and liquidity-constrained later-stage ones influence the classic agency problems affecting entrepreneurs and investors. We find that mutual funds with more stable funding are more likely to invest in private firms and that financing rounds with mutual fund participation have stronger redemption, stronger IPO-related rights, and less board representation. These findings are consistent with our conceptual framework.

scholarly journals An Evaluation of Factors Considered while Selecting Mutual Funds: A Case of Brokers in Punjab

2014 ◽  
Vol 9 (3) ◽  
pp. 1748-1753
Author(s):  
Anu Sahi ◽  
Dr. Anurag Pahuja ◽  
Dr. Balram Dogra
Keyword(s):  
Empirical Study ◽  
Mutual Funds ◽  
Mutual Fund ◽  
Distribution Channel ◽  
The State ◽  
Financial Advisors ◽  
The Past ◽  
Retail Investor ◽  
Fund Industry

The past years have been a defining period for the mutual fund industry, as lack of incentivisation has made it increasingly burdensome for the distributor to reach out to the retail investor. Rather, role of distribution channel is phenomenal in delivery of product or service. Majority of the investors relies on financial advisors for choosing mutual funds. Hence, it is imperative to unveil the factors considered while selecting mutual funds and attributes affecting success of mutual funds. It is a maiden effort in this regard, since no such empirical study as per best of our knowledge has been conducted in the state of Punjab till date.

A study on performance evaluation of equity mutual funds schemes in India

2020 ◽  
Vol 07 (02) ◽  
pp. 2050017
Author(s):  
Ruchi Arora ◽  
T. V. Raman
Keyword(s):  
Mutual Funds ◽  
Mutual Fund ◽  
Secondary Data ◽  
Information Ratio ◽  
Portfolio Evaluation ◽  
The Past ◽  
Equity Mutual Funds ◽  
Secondary Data Sources ◽  
Fund Investment ◽  
Fund Size

Mutual Funds give a platform for everyone to participate within the Indian capital market with skilled fund management no matter the number endowed. In the past few years, among the various financial products in India, Mutual Funds have emerged as the favorite. There is no doubt that acceptance of mutual funds as an investment vehicle has certainly increased among investors as many investors are earning from mutual fund — as result of increase in information and awareness among investors. Smaller amount of risk is associated with mutual fund investment than directly investing in stocks. Fund manager needs to provide returns in order to construct a diversified portfolio. They take into account numerous factors like, fund size, scheme type, returns, risk, etc. The paper attempts to analyze portfolio evaluation of selected equity diversified schemes using volatility measures such as quantitative factors like Standard Deviation, Beta and the ratios such as Sharpe, Treynor, Jensen’s Alpha, Information ratio, Fama’s Measure, Expense ratio measures. Data for research are collected from the secondary data sources and selected from 30 Mutual Fund schemes 10 AMCs.

Introduction

2013 ◽  
Vol 45 (1) ◽  
pp. 127-128
Author(s):  
Nile Green
Keyword(s):  
South Asian ◽  
Middle Eastern ◽  
The Other ◽  
Colonial India ◽  
The Past ◽  
Central Asian ◽  
The 1960S ◽  
Cross Fertilization ◽  
The U.S ◽  
The Way

Compared to its neighboring countries, Afghanistan remains something of a blank on the historiographical map. Falling between Middle Eastern, South Asian, and Central Asian fields of expertise, it is in many respects the last great unclaimed territory of historical studies, not so much competed over as ignored by scholars trained in these areas. Despite a rich burst of scholarship in the 1960s, and the efforts of a small but distinguished cadre of scholars since then, Afghan history has neither truly developed as a historical field in its own right nor been successfully absorbed into the study of any of its adjacent regions. This is not to deny that Afghanistan has received some expert (and inexpert) attention since the U.S.-led intervention in late 2001: several important analytical works stand out among the shelves of other, more or less hastily written, books of the past decade. But anthropologists and political scientists have led the way; historians’ interventions in this burgeoning literature have been few. Of the three most significant books on Afghan history published since 2001, two deal with Afghanistan in relation to colonial India, and the other is a survey work written by an anthropologist (albeit benefiting from the analytical cross-fertilization).

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