Early Warning for Internet Finance Industry Risk: An Empirical Investigation of the P2P Companies in the Coastal Regions of China

2020 ◽  
Vol 106 (sp1) ◽  
pp. 295
Author(s):  
Liyi Ma ◽  
Yane Wang ◽  
Chengmei Ren ◽  
Hui Li ◽  
Yingxia Li
Keyword(s):  
Early Warning ◽  
Empirical Investigation ◽  
Coastal Regions ◽  
Finance Industry ◽  
Internet Finance ◽  
Industry Risk

Chinese Internet Finance Credit Investigation Issue and Legal Countermeasures

2019 ◽  
pp. 193-218
Author(s):  
Cheng-Yong Liu ◽  
Ruey-Cheng Chen
Keyword(s):  
Big Data ◽  
Information Security ◽  
Public Interests ◽  
Existing Problems ◽  
Finance Industry ◽  
Blockchain Technology ◽  
Viable Solution ◽  
Internet Finance ◽  
Rights And Interests ◽  
Investigation Information

In recent years there has been a phenomenon of “Thirst for Credit Investigation Information” within China's internet finance industry. To compensate for the new credit investigation demands that traditional measures of credit investigation lack, big data credit investigation has been widely recognized as a viable solution. Big data credit investigation however poses greater risks to the rights and interests of the information subject. In order to solve the existing problems associated with the data credit investigation industry, the author advocates that special laws and regulations be revised or formulated on the basis of balancing the rights and interests of the information subject with those of public interests. In the future, the combination of big data credit investigation system with blockchain technology may effectively solve the problems that are harmful to the rights and interests of the information subject, such as information-isolated island and information security.

Chinese Internet Finance Credit Investigation Issue and Legal Countermeasures

2021 ◽  
pp. 1303-1322
Author(s):  
Cheng-Yong Liu ◽  
Ruey-Cheng Chen
Keyword(s):  
Big Data ◽  
Information Security ◽  
Public Interests ◽  
Existing Problems ◽  
Finance Industry ◽  
Blockchain Technology ◽  
Viable Solution ◽  
Internet Finance ◽  
Rights And Interests ◽  
Investigation Information

In recent years there has been a phenomenon of “Thirst for Credit Investigation Information” within China's internet finance industry. To compensate for the new credit investigation demands that traditional measures of credit investigation lack, big data credit investigation has been widely recognized as a viable solution. Big data credit investigation however poses greater risks to the rights and interests of the information subject. In order to solve the existing problems associated with the data credit investigation industry, the author advocates that special laws and regulations be revised or formulated on the basis of balancing the rights and interests of the information subject with those of public interests. In the future, the combination of big data credit investigation system with blockchain technology may effectively solve the problems that are harmful to the rights and interests of the information subject, such as information-isolated island and information security.

Early Warning Systems of Currency Crises: An Empirical Investigation in Vietnam

2016 ◽  
Vol 23 (4) ◽  
pp. 97-116 ◽  
Author(s):  
TRAN NGUYEN TRAM ANH ◽  
HA XUAN THUY ◽  
VO THỊ THUY ANH
Keyword(s):  
Early Warning ◽  
Currency Crises ◽  
Empirical Investigation ◽  
Early Warning Systems ◽  
Warning Systems

scholarly journals Research on the Countermeasures Against the Consumption Risks of College Students Based on the Campus Loan Platform

2020 ◽  
Vol 4 (10) ◽  
Author(s):  
Jinli Zhang ◽  
Zhen Li ◽  
Chaorui He ◽  
Xinyue Wang
Keyword(s):  
College Students ◽  
Preventive Measures ◽  
Peer To Peer ◽  
Financial Knowledge ◽  
The Internet ◽  
Finance Industry ◽  
Depth Analysis ◽  
Internet Finance ◽  
Default Risks ◽  
Negative Impacts

In recent years, online credit platforms have emerged one after another. With the continuous development of China’s "Internet +", the Internet finance industry has shown explosive growth, and P2P peer-to-peer loans have emerged. Some peer-to-peer credit platforms have expanded their business to universities, targeting college students with high consumer demand and little social experience, which has seriously affected the study and life of college students and brought serious negative impacts to society. Universities must strengthen the risk management of "campus loans" and take effective preventive measures. The risks of campus loans include loan risks, guarantee risks, default risks, etc. The causes of these risks are the lack of legal and financial knowledge of college students, the deviation of consumption concepts, and the publicity and risk assessment errors of campus loans. Through an in-depth analysis of the risks of college students’ campus loans, this article puts forward feasible preventive measures that are conducive to ensuring the personal and property safety of college students.

scholarly journals Study on the Development Strategy of Ant Financial

2019 ◽  
Vol 10 (5) ◽  
pp. 262
Author(s):  
Ximeng Zhang ◽  
Myeong Cheol Choi
Keyword(s):  
Financial Services ◽  
Development Process ◽  
Developed Countries ◽  
Internet Banking ◽  
Internet Technology ◽  
The Internet ◽  
Financial Industry ◽  
Finance Industry ◽  
Advantages And Disadvantages ◽  
Internet Finance

Convergence of Internet technology and traditional financial industry has created a new field of Internet finance. Nowadays, China has a very large Internet user base and application market. With the application and development of the Internet, China has become one of the most developed countries that use Internet banking services and has the highest number of Internet finance users. Ant Financial is the first to enter the Internet financial market, and has now become a representative of China’s Internet finance industry due to its extensive layout and rich business. Most of the previous research has only studied a part of Ant Financial without an analytical framework. Therefore, this study intends to investigate the history, development process, and success factors of Ant Financial. The contents of this paper are as follows. First, the development process and the current situation of Ant Financial Services are expounded. Second, the advantages and disadvantages of the current development process are analyzed by the SWOT analysis technique. Through the comparison of the research results, the guiding opinions for the development of Ant Financial Services are proposed. Finally, summary of the success reasons and future prospects for development are presented.

scholarly journals The Capacity Building programmes of GITEWS – visions, goals, lessons learned, and re-iterated needs and demands

2011 ◽  
Vol 11 (2) ◽  
pp. 293-300 ◽  
Author(s):  
T. Schlurmann ◽  
M. Siebert
Keyword(s):  
Capacity Building ◽  
Risk Reduction ◽  
Early Warning ◽  
Early Warning System ◽  
Disaster Risk Reduction ◽  
Local Level ◽  
Warning System ◽  
Disaster Risk ◽  
Coastal Regions ◽  
Tsunami Early Warning

Abstract. It was envisioned that the framework of the German-Indonesian Tsunami Early Warning System (GITEWS) should achieve an integral architecture and overarching technical design of an end-to-end tsunami early warning system (TEWS). In order to achieve this ambitious goal on a national and local level, a tailored set of capacity building measures has been started and implemented. The programme was meant and designed to meet requirements and urgent needs considering awareness raising campaigns, technical trainings and higher level education programs. These components have been integrated as complementary modules in order to ensure facilitating the early warning system to be operated, maintained and improved, and that institutions and people in coastal areas will respond adequately and timely in case of future tsunamis. Remarkable progress has been accomplished as well as programs and campaigns are being implemented in regard to a sustainable capacity development conducted by national institutions in Indonesia. Yet, local administrative and preparedness efforts on the Indonesian coastlines are still underdeveloped. This stems from the fact of missing links towards sustainable coastal zone management schemes on a broad local level. Yet, the demand and urgent need for an adequate and integrated disaster risk reduction and management addressing also other hazards in the region of interest is (still) substantial. Given the tragic loss of life and severe damages resulting from the December 2004 tsunami and recent series of severe earthquakes, the need for urgent mitigating action in the imperilled coastal regions of Sumatra and Java remains extremely high. The conceptual Capacity Building framework, its anticipated goals in the beginning of the project and, lately, the finally achieved objectives are promising. A significant contribution for mainstreaming scientific approaches and transfer methodological disaster risk reduction attempts towards other regions exposed to coastal hazards is still pending. Local authorities and researchers in tentative affected regions are now trained and enabled to disseminate and apply their knowledge and planning experience to other coastal regions in the area to help facilitating and multiplying effective disaster management plans and strategies. Yet, the Capacity Building framework within GITEWS also elucidated gaps in the early warning chain so that updated and to some extent re-iterated needs and demands in Capacity Building programs in any future research or development cooperation project are presented and discussed.

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