scholarly journals WHAT IS THE FINANCIAL LITERACY LEVEL OF ECUADORIAN POLYTECHNIC UNIVERSITY STUDENTS? AN ESSAY TO EVALUATE THEIR PERFORMANCE

Author(s):  
Silvia Mariela Méndez Prado ◽  
Patricia Everaert ◽  
Martin Valcke
Author(s):  
Tue Nguyen Dang

This research examines the factors affecting the financial literacy of Vietnamese adults. Using a sample of 266 observations of adults in 2 big cities in Vietnam (Hanoi and Vinh in Nghe An Province), the author evaluates the literacy level of adults in these urban areas. The financial literacy of the interviewed people is low. The multiple regression results show that lower financial literacy levels associate with higher age and married status and higher financial literacy levels associate with higher education, more family members, the person making financial decisions and the person attending a useful financial course. This research also explores the association between financial literacy and financial behaviors of individuals employing logistic models. It is found that higher financial literacy associates with less probability of overspending and higher probability of saving money and careful spending. Higher financial literacy is also found to associate with higher probability of opening a savings account and making various investments. 


2018 ◽  
Vol 9 (1) ◽  
pp. 87-97
Author(s):  
Ana Pavkovic ◽  
◽  
Mihovil Andelinovic ◽  
Domagoj Misevic ◽  
◽  
...  

2021 ◽  
Vol 58 (1) ◽  
pp. 86-91
Author(s):  
Farkhod Ozodovich Abdullaev, Nurulla Bakhromovich Fayzullaev

This article analyzes the importance of financial literacy of the population in the process of transition to the digital economy. The article also analyzes people's behavior with financial activities and processes, the level of financial literacy in developing and developed countries and gives recommendations and proposals which are directing at increasing the financial literacy level within the country.


Author(s):  
Ales Kozubik ◽  
Zuzana Kozubikova ◽  
Jiri Rybicka

Financial literacy is one of the key components of education for living in a modern society. In this article, we present the results of our research into the current state of financial literacy among university students from two European countries. Our research was conducted in the form of a questionnaire survey. In the first part of the questionnaire we investigated selected personal characteristics of respondents and the second part was devoted to knowledge in different areas of financial literacy. The knowledge questions were focused mainly on respondents’ competence in specific practical situations. The obtained data were processed by statistical analysis, including the dependencies between the results of the knowledge part and the self-reflexive assessment in the first part of the questionnaire. This analysis revealed several noteworthy findings. Keywords: Financial literacy; questionnaire survey; statistical tests;


2019 ◽  
Vol 49 (12) ◽  
pp. 596-603
Author(s):  
Garry Brydges ◽  
Rebecca Krepper ◽  
Ainslie Nibert ◽  
Anne Young ◽  
Rosemary Luquire

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