scholarly journals Financial literacy of university students – the Czech and Slovak experience

2017 ◽  
Vol 4 (7) ◽  
pp. 41-51
Author(s):  
Ales Kozubik ◽  
Zuzana Kozubikova ◽  
Jiri Rybicka
Keyword(s):  
Statistical Analysis ◽  
University Students ◽  
Financial Literacy ◽  
Questionnaire Survey ◽  
Statistical Tests ◽  
Personal Characteristics ◽  
Modern Society ◽  
The Self ◽  
European Countries ◽  
Current State

Financial literacy is one of the key components of education for living in a modern society. In this article, we present the results of our research into the current state of financial literacy among university students from two European countries. Our research was conducted in the form of a questionnaire survey. In the first part of the questionnaire we investigated selected personal characteristics of respondents and the second part was devoted to knowledge in different areas of financial literacy. The knowledge questions were focused mainly on respondents’ competence in specific practical situations. The obtained data were processed by statistical analysis, including the dependencies between the results of the knowledge part and the self-reflexive assessment in the first part of the questionnaire. This analysis revealed several noteworthy findings. Keywords: Financial literacy; questionnaire survey; statistical tests;

scholarly journals Life satisfaction, dimensions of internalized cultural values and self-efficacy related to emigration intentions for a long-term stay abroad of university students in five European countries

2020 ◽  
Vol 8 (2) ◽  
pp. 53-68
Author(s):  
Beata Gajdošová ◽  
Oľga Orosová ◽  
Jozef Benka ◽  
Guido Van Hal ◽  
Vihra Naydenova ◽  
...  
Keyword(s):  
Life Satisfaction ◽  
Statistical Analysis ◽  
University Students ◽  
Cultural Values ◽  
Self Efficacy ◽  
Slovak Republic ◽  
Binary Logistic Regression ◽  
European Countries ◽  
Online Questionnaire

Abstract Life satisfaction, dimensions of internalized cultural values and self-efficacy related to emigration intentions for a long-term stay abroad of university students in five European countries. Aim: To explore the associations between emigration intentions of university students form five European countries in relation to several intrapersonal and emigration self-efficacy. The second aim is to explore the mediating role of self-efficacy in relation to internalized cultural values and emigration intentions. Sample and procedure: The sample consisted of 1223 students (females N=812, 66.4%, males N=411, 33.6%. M=21.95, SD=3.62) from five European countries. The data collection was completed via an online questionnaire (University of Antwerp, Belgium, Sofia University, Bulgaria, University of Miskolc, Hungary, Lithuanian University of Health Sciences, Lithuania, Pavol Jozef Šafárik University in Košice, Slovak Republic). The local ethics committee in every country approved the study Statistical analysis: Statistical analysis was performed in SPSS 21. Differences in intrapersonal were analysed by ANOVA with a Scheffe Post hoc test. Binary logistic regression with the method enter controlling for country and age was used as a method of analysis. Mediational analyses were explored by using Hayes PROCESS tool. Findings: The regression model explained between 29-38 percent of the variance. Those students with higher self–efficacy also with higher horizontal individualism were more likely to have emigration intentions compared to those with lower self-efficacy and HI, and those with lower satisfaction and vertical collectivism were more likely to have long-term emigration intentions compared to those with higher satisfaction and VC. Self-efficacy was found to mediate the relationship between horizontal dimensions of internalized cultural values and emigration intentions.

scholarly journals Descriptive Analysis of Financial Literacy: Evidence from Public and Private University Students in Indonesia

2020 ◽  
Vol 4 (1) ◽  
pp. 73
Author(s):  
Budi Setiawan
Keyword(s):  
University Students ◽  
Financial Literacy ◽  
Descriptive Analysis ◽  
Modern Society ◽  
Private University ◽  
Online Questionnaire ◽  
Public And Private ◽  
Risk Diversification ◽  
Financial Decisions ◽  
Compound Interest

Financial knowledge plays a pivotal role to survive in modern society. The study measures the financial literacy level of public and private university students in Indonesia by distributing an online questionnaire to 608 respondents. The questions of financial literacy refer to the Standard & Poor’s Rating Services, which covered three subjects, namely numeracy and compound interest, inflation, and risk diversification. For this purpose, the level of financial literacy was conducted using descriptive statistics (Eviews). The result shows that there is 12% of the respondents from public universities answered all questions correctly, which is relatively high compared to private university students are at 10%. In addition, more than half of respondents are able to answer the question about numeracy and compound interest correctly, and inflation is 39%. On the other hand, the score is only 27% for the correct answer related to risk diversification. Financial illiteracy consequences are poor financial decisions that can impact their future finance.

scholarly journals Comprensión de textos en soporte digital e impreso y autorregulación del aprendizaje en grupos universitarios de estudiantes de educación

2016 ◽  
Vol 21 (1) ◽  
pp. 1 ◽  
Author(s):  
Paula Gabriela Flores-Carrasco ◽  
Alejandro Díaz-Mujica ◽  
Irma Elena Lagos-Herrera
Keyword(s):  
Reading Comprehension ◽  
University Students ◽  
General Education ◽  
Digital Media ◽  
Statistical Tests ◽  
Self Regulation ◽  
The Self ◽  
Assessment Model ◽  
Measuring Instruments ◽  
Printed Media

This article aims (1) to describe the levels of self-regulation and reading comprehension of scientific expository texts; (2) to establish the relationship between self-regulation and reading comprehension; and (3) to compare the performance in comprehension when the printed media (paper) or digital media (computer) is used. A quasi-experimental, quantitative, descriptive and correlative design was implemented. The sample was composed of 55 university students from four careers of Education; they were in 1st and 3rd year of study at a regional university of the Council of Rectors of Chilean Universities. Three measuring instruments were used: a questionnaire of self-regulated learning and two comprehension tests based on the understanding of Parodi’s (2005) assessment model. The implementation was made in two consecutive moments; first, the self-questionnaire; then, the tests for reading comprehension in both media. With the data obtained, statistical tests of variance, one-way ANOVA, Pearson’s correlation, and means comparison with Bruner and Munzel and U-Mann Whitney’s tests were calculated. In conclusion, and different from the initial statement, it was obtained that university students have an adequate level of self-regulation and low reading comprehension in both data, even the scores are relatively lower in digital data. In both data the output is inverse to the complexity of the questions. Between 1st and 3rd year, there is no increase either in the self-regulation or in reading comprehension; but, exceptionally, the career of Primary General Education specialist on Language and History did. There is a strong relationship between reading comprehension in printed media and self-regulation (ARATEX). The support does not affect reading comprehension, but individual reading skills of the subjects do. A competent reader will have similar performance in both reading supports.

Self-Silencing with its Roots in Automatic Thoughts: A Study on Women

Ensemble ◽  
2021 ◽  
Vol 2 (2) ◽  
pp. 249-255
Author(s):  
Akanksha Shrivastava ◽  
Keyword(s):  
Statistical Analysis ◽  
Working Mothers ◽  
Significant Positive Correlation ◽  
Interactive Effect ◽  
Modern Society ◽  
The Self ◽  
Automatic Thoughts ◽  
Negative Thoughts ◽  
Independent Variable ◽  
The Relationship

The purpose of the current study was to investigate the relationship between self-silencing and automatic negative thoughts among working mothers and non-working mothers. The independent variable of the study was automatic thoughts, and the dependent variable was Self-Silencing. The interactive effect of the independent variable on the dependent variable of the study was also investigated. The mixed sample of 175 women who were both working and non-working mothers and were aged between 35-45 years was used for this study. The data was collected through the Silencing the Self Scale and The Automatic thoughts questionnaire. The statistical analysis included correlation and regression. Results indicated that Automatic negative thoughts had a significant positive correlation with self-silencing (r=0.380; p<0.01), and automatic thoughts also predicted self-silencing, accounting for 14.0% variance in it. The results become meaningful in the context of changing scenario of modern society, particularly in India.

NEUROTIC SYMPTOMATICS RELATED TO PERSONAL CHARACTERISTICS IN YOUTH

2019 ◽  
pp. 2014-2019
Author(s):  
Milen Dimov
Keyword(s):  
Personal Characteristics ◽  
The Self ◽  
The Other ◽  
Social Responsiveness ◽  
Training Process ◽  
Self Assessment ◽  
School Year ◽  
Real Behavior ◽  
Low Levels ◽  
The Ideal

The present study traces the dynamics of personal characteristics in youth and the manifested neurotic symptoms in the training process. These facts are the reason for the low levels of school results in the context of the existing theoretical statements of the problem and the empirical research conducted among the trained teenagers. We suggest that the indicators of neurotic symptomatology in youth – aggression, anxiety, and neuroticism, are the most demonstrated, compared to the other studied indicators of neurotic symptomatology. Studies have proved that there is a difference in the act of neurotic symptoms when tested in different situations, both in terms of expression and content. At the beginning of the school year, neurotic symptoms, more demonstrated in some aspects of aggressiveness, while at the end of school year, psychotism is more demonstrated. The presented summarized results indicate that at the beginning of the school year, neurotic symptoms are strongly associated with aggression. There is a tendency towards a lower level of social responsiveness, both in the self-assessment of real behavior and in the ideal “I”-image of students in the last year of their studies. The neurotic symptomatology, more demonstrated due to specific conditions in the life of young people and in relation to the characteristics of age.

From many to one: Meditation and the plasticity of the predictive mind

2020 ◽  
Author(s):  
Ruben Laukkonen ◽  
Heleen A Slagter
Keyword(s):  
Cognitive Enhancement ◽  
The Self ◽  
Predictive Processing ◽  
Focused Attention ◽  
Conceptual Processing ◽  
Current State ◽  
Contemplative Science ◽  
Open Monitoring ◽  
Living Organisms ◽  
The Brain

How profoundly can humans change their own minds? In this paper we offer a unifying account of meditation under the predictive processing view of living organisms. We start from relatively simple axioms. First, the brain is an organ that serves to predict based on past experience, both phylogenetic and ontogenetic. Second, meditation serves to bring one closer to the here and now by disengaging from anticipatory processes. We propose that practicing meditation therefore gradually reduces predictive processing, in particular counterfactual cognition—the tendency to construct abstract and temporally deep representations—until all conceptual processing falls away. Our Many- to-One account also places three main styles of meditation (focused attention, open monitoring, and non-dual meditation) on a single continuum, where each technique progressively relinquishes increasingly engrained habits of prediction, including the self. This deconstruction can also make the above processes available to introspection, permitting certain insights into one’s mind. Our review suggests that our framework is consistent with the current state of empirical and (neuro)phenomenological evidence in contemplative science, and is ultimately illuminating about the plasticity of the predictive mind. It also serves to highlight that contemplative science can fruitfully go beyond cognitive enhancement, attention, and emotion regulation, to its more traditional goal of removing past conditioning and creating conditions for potentially profound insights. Experimental rigor, neurophenomenology, and no-report paradigms combined with neuroimaging are needed to further our understanding of how different styles of meditation affect predictive processing and the self, and the plasticity of the predictive mind more generally.

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