scholarly journals Housing Wealth Accumulation: The Role of Public Housing

2013 ◽  
Author(s):  
Florence Goffette-Nagot ◽  
Modibo Sidibe
Keyword(s):  
Public Housing ◽  
Wealth Accumulation ◽  
Housing Wealth

scholarly journals Housing wealth accumulation: The role of public housing

2016 ◽  
Vol 57 ◽  
pp. 12-22 ◽  
Author(s):  
Florence Goffette-Nagot ◽  
Modibo Sidibé
Keyword(s):  
Public Housing ◽  
Wealth Accumulation ◽  
Housing Wealth

scholarly journals Difference in Housing Finance Usage and Its Impact on Housing Wealth Inequality in Urban China

Land ◽  
2021 ◽  
Vol 10 (12) ◽  
pp. 1404
Author(s):  
Shan Yu ◽  
Can Cui
Keyword(s):  
Wealth Inequality ◽  
Urban China ◽  
Wealth Accumulation ◽  
Housing Wealth ◽  
Asset Accumulation ◽  
Urban Hierarchy ◽  
Household Asset ◽  
Financing Channels ◽  
Spatial Stratification

With the increasing importance of financial loans in home purchases in urban China, the role of housing loans in the accumulation of housing wealth needs to be unraveled. Using the data from the 2017 China Household Finance Survey (CHFS), this study investigates the use of housing loans and their impact on housing wealth inequality. It has been found that people with higher socioeconomic status and institutional advantages benefit more from housing provident fund loans and are more likely to fully invoke different financing channels to accumulate housing wealth. On the contrary, disadvantaged groups have to resort to costly market-based mortgages to finance their home purchases. This leads them to fall further behind in housing wealth accumulation. The spatial stratification of housing wealth accompanying the urban hierarchy was also observed and found to be closely linked to the type of housing loans. In this increasingly financialized era, relying on financial instruments in the process of household asset accumulation may further amplify the existing wealth inequality among social groups.

The role of ISO 9000 in improving the quality of service delivery of Hong Kong's public housing programs

1996 ◽  
Vol 19 (11-12) ◽  
pp. 2167-2193 ◽  
Author(s):  
Doug Castledine ◽  
Barry Bannister
Keyword(s):  
Quality Of Service ◽  
Service Delivery ◽  
Public Housing ◽  
Iso 9000 ◽  
Housing Programs

Natural Disasters, Public Housing, and the Role of Disaster Aid

2021 ◽  
Author(s):  
Meri Davlasheridze ◽  
Qing Miao
Keyword(s):  
Natural Disasters ◽  
Public Housing ◽  
Disaster Aid

Improving public housing policies that target low-income households: The value of adding proximity to discretion

2021 ◽  
pp. 239965442110411
Author(s):  
Lauro Gonzalez ◽  
Fernanda Lima-Silva ◽  
Marlei Pozzebon
Keyword(s):  
Public Housing ◽  
Low Income ◽  
Implementation Process ◽  
Positive Influence ◽  
Housing Policies ◽  
Collective Case Study ◽  
Street Level ◽  
Leading Role

Research on street-level bureaucrats has examined the various ways in which these professionals have implemented public policies in areas such as healthcare, education, and security, often emphasizing the role played by discretion in the implementation process. Despite its importance, the concept of street-level bureaucracy has scarcely been approached by housing studies. This study focuses on the role of street-level workers in the delivery of public housing to the lower-income population. We affirm the value of complementing street-level discretion with the concept of proximity, a premise borrowed from the microfinance literature, to increase the understanding of the interactions and relationships established between street-level workers and policy recipients during the implementation process. Such complementarity may contribute to a more accurate understanding of the housing policy implementation dynamics on the street-level and the possible adjustments to meet local needs. To explore this issue, we used a theoretical lens inspired by Goffman’s frame analysis that points to the importance of relational mechanisms that characterize the interactions between street-level workers and beneficiaries. These lenses were applied to a collective case study of Minha Casa Minha Vida-Entidades, a Brazilian subprogram in which street-level workers linked to social housing movements assume a leading role in the planning and execution of interventions. The results indicate that the combination of proximity and discretion has a positive influence on the implementation of housing policies. Our analysis shows the existence of nonprofit-oriented arrangements that may present different features and nuances at the implementation (micro) level and contribute to the (macro) debate on housing policies.

Rethinking the social role of public housing

1993 ◽  
Vol 4 (3) ◽  
pp. 355-368 ◽  
Author(s):  
Lewis H. Spence
Keyword(s):  
Public Housing ◽  
Social Role ◽  
The Social

scholarly journals Aging in Place, Housing Maintenance, and Reverse Mortgages

2019 ◽  
Vol 87 (4) ◽  
pp. 1799-1836 ◽  
Author(s):  
João F Cocco ◽  
Paula Lopes
Keyword(s):  
Aging In Place ◽  
The Elderly ◽  
Cash Flows ◽  
Housing Wealth ◽  
Reverse Mortgages ◽  
The Government ◽  
Saving Decisions ◽  
Pareto Improving ◽  
The Impact

Abstract We study the role of housing wealth in financing retirement consumption. In our model retirees: 1. derive utility benefits from remaining in their home (aging in place); and 2. choose in each period whether to maintain their house. The evidence that we present shows that these features are important in explaining the saving decisions of the elderly. The costs and the maintenance requirement of reverse mortgages (RMs) reduce (or eliminate) the benefits of the loans for retirees who wish to do less maintenance. We evaluate the impact of different loan features on retirees’ utility, cash-flows to lenders, and to the government agency that provides mortgage insurance. We show that combining RMs with insurance against a forced home sale (e.g. due to a move to a nursing home) is Pareto improving and can lead to increased demand for the loans due to product complementarities.

Examining the role of parental factors on depression among Urban African American youth living in public housing

2018 ◽  
Vol 28 (4) ◽  
pp. 494-508 ◽  
Author(s):  
Anthony T. Estreet ◽  
Dawn Thurman ◽  
Sapphire Goodman ◽  
M. Taqi Tirmazi ◽  
Takisha J. Carter ◽  
...  
Keyword(s):  
African American ◽  
Public Housing ◽  
African American Youth ◽  
Parental Factors
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