The Changing Role of Reserve Bank of India in Bank Supervision and Corporate Governance with the Introduction of Risk Based Parameters

2015 ◽  
Author(s):  
Sujoy Kumar Dhar

2004 ◽  
pp. 129-140 ◽  
Author(s):  
M. Tretyakov

The article focuses on the analysis of the process of convergence of outsider and insider models of corporate governance. Chief characteristics of basic and intermediate systems of corporate governance as well as the changing role of its main agents are under examination. Globalization of financial and commodity markets, convergence of legal systems, an open exchange of ideas and information are the driving forces of the convergence of basic systems of corporate governance. However the convergence does not imply the unification of institutional environment and national institutions of corporate governance.



2016 ◽  
Vol 5 (3) ◽  
pp. 33-45
Author(s):  
Rituparna Das

During the period 2011-12 of economic downturn characterized typically by economy wide loan defaults many banks in India are reported to have posted adequate levels of capital but experienced difficulties due to unsound liquidity management. In an attempt to examine the ease of liquidity management procedure of the Indian banking industry, this paper critically examines whether the central bank of the country facilitates liquidity management of the banks during the stress periods. The finding is that it does not.



2021 ◽  
pp. 097468622110473
Author(s):  
Ambuj Gupta

The trust of depositors in the Indian banking system was shaken in September 2019 when the five-page confession letter written by Joy K Thomas, Managing Director and Chief Executive Officer of Punjab and Maharashtra Co-operative Bank (PMC Bank), one of the ten largest co-operative banks in India revealed gross financial irregularities, collusion and fraud in banking operations of PMC Bank from 2008 onwards. The Reserve Bank of India (RBI) came into swift action and placed curbs on routine banking activities and restricted the withdrawal of money to a limited amount. Succumbing to the shock, depositors protested at several places and even, eleven depositors lost their lives. With a huge exposure of 73% of the overall loan portfolio to a single borrower, Housing and Development Infrastructure Ltd (HDIL) & group companies, that too facing insolvency proceedings, the recovery of full money was almost impossible. The malice at PMC Bank is the classic case of crony capitalism, collusion and fraud, and failure of corporate governance. The case draws important lessons for reforming co-operative banking sector and strengthening banking supervision in the country.



2000 ◽  
Vol 13 (2) ◽  
pp. 120-126
Author(s):  
J. J. H. Harrison

This paper reports new research on corporate governance in the NHS, in particular some of the findings concerning the changing position of women directors, together with a consideration of their impact in the boardroom and their prospects for the future. The implications of the findings are considered in terms of policy and its implementation and in terms of boardroom practice and director development. As such, the paper is a further contribution to the debate about the changing role of women in society and their contribution to important institutions of the state.



1996 ◽  
Vol 5 (3) ◽  
pp. 356-370 ◽  
Author(s):  
Ulrich Schröder


2021 ◽  
Author(s):  
Prasanth Selvam ◽  
S Sudhamathi

After the 2009 planet-wide crisis, Non-Performing Assets (NPA) have seen an unprecedented rise. Along with the Indian Government, the Reserve Bank of India (RBI) introduced rules and provided guidelines to control the increasing amount of NPA, but failed to do so. The ever - NPA level has contributed to a decline in the bank's revenue and profitability level, adding further to its failures. The report contains an analysis of literature published by renowned scholars on rising NPA and bank failures. The report provides an overview of the diverse perspectives of experts and regulators. It reviews a total of 105 academic papers published in leading journals. The key aim of the report is to address the multiple factors instigating the NPA's growing degree. It also discusses the role of these factors in the failure of the numerous banks following Covid 19. It is undisputed that the journey to recovery is incredibly long, but the study proposes steps to control and decrease increasing NPA levels that can be taken.



2020 ◽  
Vol 10 (6) ◽  
pp. 35-40
Author(s):  
Ishan Khatri ◽  
Prarthana Fabyani ◽  
Chehak Rajgarhia ◽  
Sejal Murarka

India is one of the largest growing economies in the world. Financial inclusion is providing financial services at an affordable rate to all people. It comes into existence in the year 1950 establishment of Reserve Bank of India. There are various incentives which have been undertaken to increase financial inclusion in India. With the nationalization of commercial banks. And the formation of NABARD Self-help Groups and Kisan credit bank. After 2000, the schemes like Swavalamban swabhiman have been launched to increase its role. The schemes by government of India like PMJDY and Startup India schemes. Financial inclusion helps in forming cashless economy and increase capital formation and increase economic growth of the country. It provides business and growth opportunities to the Intermediaries. This system also provides affordable services to the poor and played a vital role in improving country financial services.



2020 ◽  
Vol 9 (4) ◽  
pp. 5
Author(s):  
Ashishbhai Chitranjan Mehta


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