Reversing Course: Stemming the Tide of Reverse Mortgage Foreclosures Through Effective Servicing and Loss Mitigation

2018 ◽  
Author(s):  
Sarah Mancini ◽  
Odette Williamson
Keyword(s):  
Reverse Mortgage ◽  
Loss Mitigation ◽  
Mortgage Foreclosures

Assessment of Reverse Mortgage Products in Indian Market

2009 ◽  
Author(s):  
Gireesh Chandra Tripathi
Keyword(s):  
Indian Market ◽  
Reverse Mortgage

Estimating Effects of Wind Loss Mitigation on Home Value

2019 ◽  
Author(s):  
Sebastain Awondo ◽  
Harris Hollans ◽  
Lawrence Powell ◽  
Chip Wade
Keyword(s):  
Loss Mitigation ◽  
Home Value

A Study on Risk-Revenue Estimation of Land Reverse Mortgage

2020 ◽  
Vol 12 (2) ◽  
pp. 27-42
Author(s):  
Jun-Hyung Kim ◽  
Seung-Whan Lee ◽  
Jung-Ha Ahn ◽  
Sung-Soo Koh
Keyword(s):  
Reverse Mortgage ◽  
Revenue Estimation

A Hybrid Equity Release Plan for Retirement Financing

2020 ◽  
Vol 0 (0) ◽  
Author(s):  
Koon-Shing Kwong ◽  
Yiu-Kuen Tse ◽  
Junxing Chay
Keyword(s):  
Property Value ◽  
Front Part ◽  
Home Equity ◽  
Reverse Mortgage ◽  
Home Owner ◽  
Cash Payment ◽  
The Government

AbstractThere are two main equity release plans for retirement financing: reverse mortgage plan and home reversion plan. Both plans entitle the homeowners not only to release cash from their properties but also to allow them living there for life. In the lease buyback scheme (LBS) recently introduced in Singapore, the home owner sells the tail-end of the property lease to the government in exchange for a cash payment upfront. Unlike the two main equity release plans, the LBS only allows the owner to stay in the property for the front part of the lease but not for life. In this paper, we propose a hybrid home equity release plan that incorporates features of the home reversion plan and the LBS. We provide an actuarial framework to analyze the pricing of the hybrid plan, as well as the LBS and home reversion plan. Some numerical illustrations are presented to show the actuarial values of the plan under different choices of plan parameters, such as the lease period and the portion of property value sold. The hybrid plan provides enhanced flexibility to plan takers to meet their retirement needs.

scholarly journals A Study on the Main Determination of Mortgage Risk: Evidence from Reverse Mortgage Markets

2015 ◽  
Vol 6 (2) ◽  
Author(s):  
Chien-Chiang Lee ◽  
Kuo-Shing Chen ◽  
David So-De Shyu
Keyword(s):  
Reverse Mortgage ◽  
Mortgage Markets ◽  
Mortgage Risk

Phosphorus Loss Mitigation in Leachate and Surface Runoff from Clay Loam Soil Using Four Lime-Based Materials

2018 ◽  
Vol 229 (3) ◽  
Author(s):  
Faezeh Eslamian ◽  
Zhiming Qi ◽  
Michael J. Tate ◽  
Tiequan Zhang ◽  
Shiv O. Prasher
Keyword(s):  
Surface Runoff ◽  
Clay Loam ◽  
Clay Loam Soil ◽  
Phosphorus Loss ◽  
Loss Mitigation ◽  
Loam Soil

scholarly journals A Reverse Mortgage as an Opportunity to Cover the Costs of Long‑term Care – Solutions in the European Countries

2020 ◽  
Vol 2 (347) ◽  
pp. 91-107
Author(s):  
Anna Warchlewska ◽  
Rafał Iwański
Keyword(s):  
Financial Markets ◽  
Long Term Care ◽  
European Countries ◽  
Reverse Mortgage ◽  
Term Care ◽  
Public Market ◽  
The World ◽  
Private And Public ◽  
New Challenges

The progressive aging of the population forces the world to face new challenges, especially in the financial sector. The paper strives to present possible forms of coverage of long‑term care in the private and public market. A reverse mortgage and perpetuity are a point of consideration for the world of science and practice but they are also associated with a great deal of controversy. According to the authors of this paper, the theme requires cognitive exploration. The aim of the study is to diagnose the current situation of financial markets in selected European countries related to a reverse mortgage and perpetuity. Assuming that the sources of funding the current needs of elderly people available on the financial market are voluntary ones, it is necessary to present a forecast covering the costs of long‑term care from public funds.

scholarly journals Loss of Tree Biomass in Jure Landslide, Sindhupalchowk, Nepal

2016 ◽  
Vol 21 (1) ◽  
pp. 65-70
Author(s):  
Smrita Acharya ◽  
Udhab Raj Khadka
Keyword(s):  
Tree Species ◽  
Sampling Technique ◽  
Allometric Equation ◽  
Total Biomass ◽  
Tree Biomass ◽  
Loss Mitigation ◽  
Shorea Robusta ◽  
Mountainous Regions ◽  
Mountain Environment ◽  
Total Tree

Landslide causes massive loss of lives and properties along with intangible losses in mountainous regions. Yet such intangible losses in ecosystems are rarely considered. The present study assesses the tree biomass lost due to Jure landslide in Sindhupalchowk that destroyed 71 hectare of land. Altogether, 12 plots (250 m2) were sampled through systematic and purposive sampling technique. The total tree biomass was estimated using allometric equation. The study recorded 21 tree species in which Schimawallichiii (Korth.), Lagerstroemia parviflora (Roxb.), Shorea robusta (Gaertn.), Alnus nepalensis (D. Don), Phyllanthus emblica (Linn.) and Celtius australis (Linn.) were dominant. Schima wallichiii had the highest density (320 individual ha-1) and frequency (92%). The total biomass of tree species was 216 ton ha-1 in which Schima wallichiii constituted the highest total tree biomass (82 ton ha-1). In 71 ha landslide area, the landslide caused loss of 15,336 tons of total tree biomass, which equals to 56,283 tons CO2 equivalents. These findings are relevant for assessing post-landslide impacts on the mountain environment. Furthermore, to reduce carbon emissions resulting from forest loss, mitigation of landslide is crucial.Journal of Institute of Science and TechnologyVol. 21, No. 1, 2016,Page: 65-70

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