Redesigning Widespread Insurance Coverage Disputes: A Case Study of the British and American Approaches to Pandemic Business Interruption Coverage

2021 ◽  
Author(s):  
Daniel B. Schwarcz
Keyword(s):  
Insurance Coverage ◽  
Business Interruption

scholarly journals Using the WHO Essential Medicines List to Assess the Appropriateness of Insurance Coverage Decisions: A Case Study of the Croatian National Medicine Reimbursement List

PLoS ONE ◽  
2014 ◽  
Vol 9 (10) ◽  
pp. e111474 ◽  
Author(s):  
Antonia Jeličić Kadić ◽  
Maja Žanić ◽  
Nataša Škaričić ◽  
Ana Marušić
Keyword(s):  
Insurance Coverage ◽  
Essential Medicines ◽  
Essential Medicines List ◽  
Reimbursement List

A Case Study on Estimation of Business Interruption Losses to Industrial Sectors Due to Flood Disasters

2015 ◽  
Vol 10 (5) ◽  
pp. 981-990 ◽  
Author(s):  
Lijiao Yang ◽  
◽  
Hirokazu Tatano ◽  
Yoshio Kajitani ◽  
Xinyu Jiang ◽  
...  
Keyword(s):  
Spatial Distribution ◽  
Loss Rate ◽  
Management Strategies ◽  
Economic Loss ◽  
Industrial Sector ◽  
Industrial Sectors ◽  
Risk Management Strategies ◽  
Input Validation ◽  
Business Interruption

The case study we present on estimating business interruption (BI) loss to industrial sectors due to floods in Aichi Prefecture, Japan, involves four steps – estimating the business interruption loss rate (BILR), estimating the spatial distribution of hazard information, identifying the spatial distribution of exposure such as firms and employees, and calculating BI loss based on the BILR, hazards, and exposure information as input. Validation was conducted by comparing estimated BI loss to economic loss calculated by an index of industrial production (IIP). We found that the proposed methodology quickly and feasibly estimates BI loss once water depth is obtained. Estimated BILR and BI loss in the industrial sector provides information enabling individual firms to formulate business continuity plans and design risk management strategies.

Forces Promoting Health Insurance Coverage of Homebirth: A Case Study in Washington State

2002 ◽  
Vol 36 (3) ◽  
pp. 13-30 ◽  
Author(s):  
Heather Hartley ◽  
Christina Gasbarro
Keyword(s):  
Health Insurance ◽  
Insurance Coverage ◽  
Health Insurance Coverage ◽  
Washington State

scholarly journals The Challenges and Strategies of Affordable Care Act Navigators and In-Person Assisters with Enrolling Uninsured, Violently Injured Young Black Men into Healthcare Insurance Coverage

2021 ◽  
Vol 15 (2) ◽  
pp. 155798832110055
Author(s):  
Joseph B. Richardson ◽  
William Wical ◽  
Nipun Kottage ◽  
Mihir Chaudhary ◽  
Nicholas Galloway ◽  
...  
Keyword(s):  
Black Men ◽  
Affordable Care Act ◽  
Low Income ◽  
Qualitative Case Study ◽  
Insurance Coverage ◽  
Violent Injury ◽  
Study Approach ◽  
Healthcare Insurance ◽  
Insurance Enrollment

Low-income young Black men experience a disproportionate burden of violent injury in the United States. These men face significant disparities in healthcare insurance coverage and access to care. The Affordable Care Act (ACA) created a new healthcare workforce, Navigators and In-Person Assisters (IPAs), to support low-income minority populations with insurance enrollment. Using a longitudinal qualitative case study approach with Navigators and IPAs at the two busiest urban trauma centers in Maryland, this study identifies the culturally and structurally responsive enrollment strategies used by three Navigators/IPAs as they enrolled violently injured young Black men in healthcare insurance coverage. These approaches included gaining their trust and building rapport and engaging female caregivers during enrollment. Navigators and IPAs faced significant barriers, including identity verification, health literacy, privacy and confidentiality, and technological issues. These findings offer novel insight into the vital work performed by Navigators and IPAs, as they attempt to decrease health disparities for young Black male survivors of violence. Despite high rates of victimization due to violent firearm injury, little is known about how this population gains access to healthcare insurance. Although the generalizability of this research may be limited due to the small sample size of participants, the qualitative case study approach offers critical exploratory data suggesting the importance of trauma-informed care in insurance enrollment by Navigators and IPAs. They also emphasize the need to further address structural issues, which affect insurance enrollment and thus undermine the well-being of young Black men who have survived violent injury.

A Case Study on the Determination of Lost Profits for the Forensic Accountant

2012 ◽  
Vol 27 (3) ◽  
pp. 751-759 ◽  
Author(s):  
James A. DiGabriele
Keyword(s):  
Qualitative Information ◽  
Teaching Case ◽  
Forensic Accounting ◽  
Business Interruption

ABSTRACT This paper illustrates a teaching case study for use in a forensic accounting course. The case study requires students to prepare and/or present their findings for the valuation of lost profits in the framework of a business interruption. Readers obtain requisite financial and qualitative information to complete a valuation of lost profits due to a business interruption.

scholarly journals Insurance as a Double-Edged Sword: Quantitative Evidence from the 2011 Christchurch Earthquake

2021 ◽  
Author(s):  
P Poontirakul ◽  
C Brown ◽  
E Seville ◽  
J Vargo ◽  
Ilan Noy
Keyword(s):  
Insurance Coverage ◽  
Medium Term ◽  
Business Survival ◽  
Significant Evidence ◽  
Quantitative Evidence ◽  
Insurance Firms ◽  
Improved Performance ◽  
Business Interruption ◽  
Better Than

We examine the role of business interruption (BI) insurance in business recovery following the Christchurch earthquake in 2011. First, we ask whether BI insurance increases the likelihood of business survival in the immediate (3-6 months) aftermath of a disaster. We find positive but statistically insignificant evidence that those firms that had incurred damage, but were covered by BI insurance, had higher likelihood of survival post-quake compared with those firms that did not have any insurance. For the medium-term (2-3 years) survival of firms, our results show a more explicit role for insurance. Firms with BI insurance experience increased productivity and improved performance following a catastrophe. Furthermore, we find that those organisations that receive prompt and full payments of their claims have a better recovery than those that had protracted or inadequate claims payments, but this difference between the two groups is not statistically significant. We find no statistically significant evidence that the latter group (inadequate payment) did any better than those organisations that had damage but no insurance coverage. In general, our analysis indicates the importance not only of adequate insurance coverage, but also of an insurance system that delivers prompt claim payments. This is a post-peer-review, pre-copyedit version of an article published in 'The Geneva Papers on Risk and Insurance - Issues and Practice'. The final authenticated version is available online at: https://doi.org/10.1057/s41288-017-0067-y. The following terms of use apply: https://www.springer.com/gp/open-access/publication-policies/aam-terms-of-use.

The Accident Compensation Scheme: A Case Study in Public Policy Failure

2003 ◽  
Vol 34 (2) ◽  
pp. 313 ◽  
Author(s):  
Bryce Wilkinson
Keyword(s):  
New Zealand ◽  
Consumer Choice ◽  
Insurance Coverage ◽  
The Public ◽  
Policy Failure ◽  
Accident Compensation ◽  
Business Roundtable ◽  
Economic Philosophy ◽  
Legislative Reforms

Among groups challenging ACC policy during this decade, the New Zealand Business Roundtable offered the most passionate critique of the scheme and its founding assumptions. The New Zealand Business Roundtable argued that the public interest was better served by promoting consumer choice in insurance coverage, delivered in a competitive market by private insurers. This article explains the origins and rationale for this market-based critique, and provides a spirited statement of an economic philosophy that proved influential in shaping legislative reforms in the 1990s.

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