scholarly journals A Mathematical Model of Alzheimer's Disease and the Apoe Gene

2000 ◽  
Vol 30 (1) ◽  
pp. 69-110 ◽  
Author(s):  
Angus Macdonald ◽  
Delme Pritchard

AbstractAlzheimer's disease (AD) accounts for a significant proportion of long-term care costs. The recent discovery that the ε4 allele of the ApoE gene indicates a predisposition to earlier onset of AD raises questions about the potential for adverse selection in long-term care insurance, about long-term care costs in general, and about the potential effects on costs of gene therapy, or better targetted treatments for AD. This paper describes a simple Markov model for AD, and the estimation of the transition intensities from the medical and epidemiological literature.




1996 ◽  
Vol 44 (1) ◽  
pp. 91-92 ◽  
Author(s):  
Philip D. Sloane ◽  
Ann Louise Barrick




Author(s):  
Muhammad Syakir Asrulsani ◽  
Mazlynda Md Yusuf

Funding for long-term care costs among elderly people is a critical matter, especially due to high costs and an unexpected length of time. Placement for long-term care that is funded under Jabatan Kebajikan Masyarakat (JKM) is very limited, hence, the next option is through private nursing homes. However, the cost could be up to RM 2,000 a month for each person. Therefore, Long- Term Care Insurance is an alternative to fund for Long-Term Care costs as it is expected to reduce financial burden during old age. It is a risk protection mechanism for an insured that needs health and financial protection when an individual is unable to do activities of daily living (ADL) or supports in instrumental activities of daily living (IADL). This paper reviews three models that have been used in pricing long-term care insurance. All three models use the equivalent principle of premium to price the insurance policy. However, the probability and assumptions used for each model differ, depending on the insured's needs and profile.







2013 ◽  
Vol 56 (3) ◽  
pp. 437-441 ◽  
Author(s):  
Emanuele Cereda ◽  
Carlo Pedrolli ◽  
Annunciata Zagami ◽  
Alfredo Vanotti ◽  
Silvano Piffer ◽  
...  


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