scholarly journals Identifying factors influencing the low-income community in urban slum settlements in South Sumatera, Indonesia

2021 ◽  
Vol 9 (1) ◽  
pp. 9-18
Author(s):  
Suhel Suhel ◽  
Imam Asngari ◽  
Mardalena Mardalena ◽  
Ariodillah Hidayat ◽  
Abdul Bashir
Keyword(s):  
Low Income ◽  
Family Members ◽  
Urban Slum ◽  
Income Level ◽  
Education Level ◽  
Primary Data ◽  
Factors Influencing ◽  
Income Expectations ◽  
Depth Interviews ◽  
Slum Settlements

The study is identifying factors influencing the low-income community in urban slum settlements in South Sumatra. The data utilized is primary data is taken through surveys and in-depth interviews. The samples were taken from 115 respondents purposively in the three cities of Palembang, Prabumulih, and Pagar Alam that are receiving benefits from the KOTAKU Program. The methods utilized are descriptive qualitative and quantitative approaches by applying multiple regression models. This study's findings indicate that jointly the variables of education level, age, family members, income expectations, and work types significantly affect the low-income communities' income level. Likewise, partially the education level variables, the family members, income expectations, and types of work positively and significantly affect income level. In contrast, the age variable has a negative and significant effect on the low-income community's income level in urban slums of South Sumatra.

scholarly journals Factors influencing personalization of dwellings among residents of selected public housing estates Lagos Nigeria

2021 ◽  
Vol 6 (1) ◽  
pp. 85-92
Author(s):  
Kolawole Opeyemi Morakinyo
Keyword(s):  
Public Housing ◽  
Primary Education ◽  
Low Income ◽  
Income Level ◽  
Household Size ◽  
Primary Data ◽  
Housing Design ◽  
Factors Influencing ◽  
Housing Estates ◽  
Housing Units

Several factors have been implicated as responsible for personalization of dwellings. These factors ranges from demographic, socioeconomic and cultural. Demographic factors however, have been most frequently cited with respect to housing behaviour of households. Within the context of public housing, this study seeks to investigate factors influencing personalization of dwellings among residents of public housing estates using selected Public Housing Estates of the Lagos State Development and Property Corporation (LSDPC) as case study. The cross-sectional survey research design was employed in this study. This involved collection of primary data using structured questionnaire and personal observations. Four public housing estates were selected purposively comprising three low-income and one medium-income housing estate out of 22 low-income and 10 medium-income estates, being the largest estates. The sampling frame for the four selected estates comprised 9734 housing units in 1361 blocks of flat out of which systematic random sampling was used to select a sample size of 973 housing units. The result of the binary logistic regression revealed gender, religion, educational and income level, current household size, satisfaction with housing design, living status and availability of alternative dwelling were all significantly associated with personalization of dwellings. Lower odds of personalization was found among the men (OR=0.003, p<0.05) when compared to the women. While the odds of personalization was 82.0% lower (OR=0.18, p<0.05) among respondents from other religious group relative to respondents affiliated to the Christian religion, respondents affiliated to the Islam religion were 18.0% (OR=0.82, p>0.05) less likely to personalize their dwellings relative to Christian respondents, although the result was not statistically significant for respondents affiliated to Islam women. While respondents with higher education were 85.0% (OR=0.15, p<0.05) less likely to personalize their dwellings, respondents with secondary education were 69.0% (OR=0.31, p>0.05) less likely to personalize their dwellings relative to respondents with maximum of primary education, though the results was not statistically significant among respondents with maximum of primary education. Other factors that were significantly associated with personalization of dwellings include: higher income level, household size, level of satisfactions with design, residency status and ownership of alternative apartment. The findings of this study reinforced the importance of socio-economic variables as important factors to be considered in the study of personalization of dwellings. 

scholarly journals Determinants of Consumer Instalment Credit in Transitional Country: The case of Vietnam

2019 ◽  
Vol 5 (05) ◽  
Author(s):  
Do Hoai Linh
Keyword(s):  
Interest Rates ◽  
Education Level ◽  
Primary Data ◽  
Transitional Country ◽  
Factors Influencing ◽  
Depth Interview ◽  
Determining Factors ◽  
Emerging Country

The article aims at determining factors influencing on Consumer Instalment Credit (CIC) with the case of Vietnam. Primary data from in-depth interview and sample of 580 from respondents surveyed from September to December of 2018 showed that education level, interest rates; income, age of customer have strong impacts on the growth of CIC in emerging country. From these findings, recommendations for authority agencies and banks were proposed to develop CIC in transitional country.

scholarly journals Factors influencing tomato marketing in Ile-Ife, Osun State, Nigeria

2020 ◽  
Vol 24 (2) ◽  
pp. 53-56
Author(s):  
Ajibola Ojedokun ◽  
Olufemi Yesufu ◽  
Victoria Ayorinde
Keyword(s):  
Sampling Technique ◽  
Education Level ◽  
Descriptive Statistics ◽  
Transportation Costs ◽  
Primary Data ◽  
Gross Margin ◽  
Factors Influencing ◽  
Gender Education ◽  
Multistage Sampling ◽  
Margin Analysis

This study was conducted to identify the factors influencing tomato marketing in Ile-Ife, Osun State, Nigeria. Primary data were collected from a total of 100 tomato marketers using a multistage sampling technique. The data were analysed using descriptive statistics, gross margin analysis and multiple regression analysis. The result obtained revealed that wholesalers had a higher gross margin than retailers. Gender, education level and transportation costs were found to influence the marketing margin of retailers, whereas household size and transportation costs influenced the marketing margin of wholesalers. The study therefore recommends that tomato marketers should be encouraged into wholesale marketing. This can be achieved by subsidization and the implementation of an efficient marketing system.

scholarly journals FACTORS INFLUENCING THE INTENTION TO STOCK INVESTMENT AMONG MUSLIM INVESTORS IN LANGSA

2019 ◽  
Vol 8 (2) ◽  
Author(s):  
Abdul Hamid ◽  
Ainun Mardhiah ◽  
Shelly Midesia
Keyword(s):  
Low Income ◽  
Capital Market ◽  
Random Sampling ◽  
Risk Perceptions ◽  
Sampling Technique ◽  
Primary Data ◽  
Factors Influencing ◽  
Stock Investment ◽  
Level Of Understanding ◽  
The City

This study aims to examine the effect of knowledge, income and risk perceptions on the intention in stock investment intention among Muslim investors in the city of Langsa, Aceh, as of 2017. The data used in this study are primary, data derived from questionnaires, interviews, and observations. This study utilized a sample of 100 people, using a random sampling technique. The results of the study show that knowledge, income, and risk perceptions simultaneously influence the stock investment intention in Langsa society. Whereas in partial income and risk perceptions also affect the intention to stock investment, knowledge does not show the same effect. Respondents, who have the knowledge, are still not intentioned in stocks investing. This could be caused by low income from the community which makes the society of Langsa afraid to start investing in stocks. The low level of understanding of respondents about risk has special implications, which can reduce the intention of respondents to invest stocks in the capital market.==============================================================================================Faktor-faktor yang Mempengaruhi Intensi terhadap Investasi Saham di Kalangan Investor Muslim di Langsa. Penelitian ini bertujuan untuk menguji pengaruh pengetahuan, pendapatan dan persepsi risiko terhadap minat investasi saham pada masyarakat Muslim di Kota Langsa, Aceh, pada tahun 2017. Data yang digunakan dalam penelitian ini adalah primer yaitu data berasal dari kuesioner, wawancara dan observasi. Sebanyak 100 sampel dipilih dengan menggunakan teknik random sampling. Hasil penelitian menunjukkan bahwa pengetahuan investasi, pendapatan, dan persepsi risiko secara simultan mempengaruhi minat investasi saham di pasar modal. Secara parsial, hnaya pengetahuan investasi yang tidak mempengaruhi minat investasi terhadap saham, sedangkan persepsi pendapatan dan risiko mempunyai pengaruh yang signifikan. Hal ini menunjukkan bahwa walaupun memiliki pengetahuan yang cukup, responden tetap kurang meminati investasi dalam saham. Salah satu alasan adalah adanya kekhawatiran akan hasil yang tidak akan mencukupi kebutuhan sehari-hari sedangkan pendapatan mereka sendiri masih tergolong rendah. Selain itu, rendahnya pemahaman responden tentang risiko berimplikasi terhadap menurunnya minat responden untuk berinvestasi saham di pasar modal.

scholarly journals Analisis korelasi tingkat pendidikan dan status ekonomi terhadap kesejahteraan sosial dengan tingkat pendapatan sebagai contingency variable di kabupaten labuhanbatu

JURNAL PUNDI ◽  
2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Nurintan Asyiah Siregar
Keyword(s):  
Social Welfare ◽  
Low Income ◽  
Rural Areas ◽  
Economic Status ◽  
Skills Training ◽  
Income Level ◽  
Primary Data ◽  
Regional Government ◽  
Level Of Education ◽  
Low Level

Social Welfare is a common goal to be achieved. Therefore there is a need to increase the quality of education in the district of Labuhanbatu. Because with a low level of education will result in social welfare and low in support with low economic status and low income levels again. A high level of crime that occurred in the district of labuhanbatu caused by the low income level that effect cause social welfare disrupted. For long-term author want to achieve is able to formulate a policy that can improve tarap community living that has a low level of education so that the level of kriminilitas can minimalize. Special targets to be achieved in this research is the regional government can know exactly how the situation of social welfare that occurs in the rural areas. The method to achieve that goal is to provide skills training and motivation to be increased education kejenjang higher. This research uses the primary data obtained or collected directly from the source of the data through the spread of a list of questions (questionaire) and interview (interview). Keywords: The level of education, Economic status, Social Welfare, Income Level

A study on consumption of composite flour and bread in global perspective

2019 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Sait Engindeniz ◽  
Zhansaya Bolatova
Keyword(s):  
Low Income ◽  
Food Product ◽  
Income Level ◽  
Education Level ◽  
Global Perspective ◽  
Composite Flour ◽  
Social Significance ◽  
Content Type ◽  
Study Results ◽  
Per Capita

Purpose The purpose of this paper is to determine composite flour and bread consumption, and to analyse economic efficiency by comparing Kazakhstan and Turkey. Design/methodology/approach The material of the study was analysed through cross-section, χ2 and T-test, data collected from the online questionnaires of 269 families from Kazakhstan (131 families) and Turkey (138 families). The families were classified into four categories on the basis of their income level and into three categories on the basis of their education level and age level. Findings According to the study results, Kazakhstan and Turkey families consume different types of flours and breads; the consumption of composite flour per capita has been 2 kg/month, but the bread consumption per capita has been 2 pieces/day. A χ2 analysis has shown that country, family size, age, sex, income and occupation had a significant effect on flour and bread consumption. It was detected that the price of composite flour products and bread is related to the income of a family. According to the survey data, in Kazakhstan and Turkey, the average monthly income of the families have been calculated as $675, and the average income per person have been calculated as $170. Families purchase of composite flour products and bread has been $6. There is an increase amount of flour and bread consumption (p<0.010) in the low-income level, but in families with high-income level, there is a decrease amount of consumption. The price of flour products and bread is associated with the income of a family; these products have seen as reasonable and practical products. The income level and age level affect the consumption of flour and bread. Although the education level and occupation of consumers are varied, flour and bread have been preferred by every age group of consumers as a conventional food, whether it is a healthy food or not. New trend of consumption healthy products as a composite flour and bread influences on consumers purchase. Originality/value Flour and bread constitute the main and strategically important food product worldwide. The food security of a country depends on the state of the grain economy and the broad availability of the population. Grain production is the largest branch of agricultural production, and it has an important economic and social significance. The flour and bread were the main economic and political problem thousands of years ago.

Factors influencing property developers’ minimal participation in student housing provision in Gaborone

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Johnson Kampamba ◽  
Simon Kachepa ◽  
Kefilwe Omphemetse Seketeme
Keyword(s):  
Low Income ◽  
Private Property ◽  
Negative Impact ◽  
Student Housing ◽  
Small Sample ◽  
Primary Data ◽  
Physical Factors ◽  
Content Type ◽  
Factors Influencing ◽  
Property Developers

Purpose Student housing (SH) is very critical in the learning process of students, as it can affect their academic performance. It has been noted that tertiary institutions in Botswana are failing to provide adequate accommodation to cater the growing student population. Despite the shortage of housing, private property developers are not keen on participating in SH provision. The purpose of this study is to therefore assess the factors influencing minimum participation of property developers in SH provision in Gaborone, Botswana. Design/methodology/approach Data for this study was collected from both primary and secondary sources. Primary data was collected from property developers in Gaborone through the use of a questionnaire. Secondary data on the other hand was collected from books, reports and journal articles. Data was analysed by using Statistical Package for Social Sciences and Microsoft Excel. Findings The findings from the study revealed that the factors that affect property developers participation in SH provision are low income derived from SH, limitations in multi sectoral approach, poor site location, lack of partnerships between developers and universities, high maintenance and renovation costs and lack of policies and legislation regarding SH. The factors that highly had an impact on property developers are financial factors, followed by institutional factors, demographic factors, physical factors and, finally, human factors. A private–public partnerships model aimed at enhancing developers’ participation in SH provision was developed in the study. Research limitations/implications The small sample size used has had a negative impact on the results, as no factors were identified as limiting property developers’ participation in SH. Originality/value This paper extends the knowledge on factors influencing property developers’ minimal participation in SH provision by coming up with a model that could enhance their participation in SH provision.

scholarly journals An Examination of Demographic Differences in Obtaining Investment and Financial Planning Information

2021 ◽  
Author(s):  
Paul Lorin Bechly
Keyword(s):  
Financial Literacy ◽  
Financial Planning ◽  
Financial Education ◽  
Income Level ◽  
Education Level ◽  
Primary Data ◽  
Demographic Profile ◽  
Effective Manner ◽  
Cost Efficient ◽  
Retirement Systems

Financial literacy and financial education are important components of modern life. The importance of financial literacy is increasing for financial consumers because of the weakening of both government and employer-based retirement systems. Unfortunately, empirical research shows that financial consumers are not fully informed and are not able to make proper choices even when appropriate information is available. More research is needed as to how financial consumers obtain investment and financial planning information. A primary data study was conducted to understand the differences between the demographic categories of gender, age, education-level, and income-level with the means of obtaining investment and financial planning information. In this research study, which selected a population from the LinkedIn platform, statistical differences between gender, age, education-level, and income-level were confirmed. These differences helped to confirm prior research in this field of study. Practical opportunities for commercial outreach to specific populations became evident through this type of research. Providers of investment and financial planning information can access their targeted audience more effectively by understanding the demographic profile of the audience, as well as the propensity of the demographic profile of the audience to respond. As this type of research is relatively easy to construct and administer, commercial outreach for providers of investment and financial planning information can be conducted in a cost-efficient and effective manner.

Communicative practices in talking about death and dying in the context of Thai cancer care

2014 ◽  
Vol 10 (3) ◽  
pp. 263-271
Author(s):  
Pairote Wilainuch
Keyword(s):  
Conversation Analysis ◽  
District Hospital ◽  
Death And Dying ◽  
Family Members ◽  
Religious Support ◽  
Communicative Practices ◽  
Health Centres ◽  
Third Person ◽  
Thai People ◽  
Depth Interviews

This article explores communicative practices surrounding how nurses, patients and family members engage when talking about death and dying, based on study conducted in a province in northern Thailand. Data were collected from three environments: a district hospital (nine cases), district public health centres (four cases), and in patients’ homes (27 cases). Fourteen nurses, 40 patients and 24 family members gave written consent for participation. Direct observation and in-depth interviews were used for supplementary data collection, and 40 counselling sessions were recorded on video. The raw data were analysed using Conversation Analysis. The study found that Thai counselling is asymmetrical. Nurses initiated the topic of death by referring to the death of a third person – a dead patient – with the use of clues and via list-construction. As most Thai people are oriented to Buddhism, religious support is selected for discussing this sensitive topic, and nurses also use Buddhism and list-construction to help their clients confront uncertain futures. However, Buddhism is not brought into discussion on its own, but combined with other techniques such as the use of euphemisms or concern and care for others.

PENGARUH PERTUMBUHAN EKONOMI DAN PENDAPATAN ASLI DAERAH TERHADAP PENGALOKASIAN ANGGARAN BELANJA MODAL PADA PEMKAB SUMENEP (Periode 2009-2013)

2015 ◽  
Vol 5 (2) ◽  
pp. 35
Author(s):  
Astri Furqani ◽  
Titimmah ,
Keyword(s):  
Tax Compliance ◽  
Income Level ◽  
Education Level

Penelitian ini bertujuan untuk mengetahui Pengaruh Pertumbuhan Ekonomi dan Pendapatan Asli Daerah terhadap Pengalokasian Anggaran Belanja Modal pada Pemkab Sumenep. Sampel dalam penelitian ini menggunakan laporan Realisasi APBD dan  data pertumbuhan ekonomi (PDRB) Sumenep dari tahun 2009-2013. Sedangkan metode yang digunakan dalam penelitian ini adalah metode kuantitaif deskriptif dan model análisis yang digunakan untuk menguji hipótesis adalah regresi linear berganda.Hasil penelitian ini menunjukkan bahwa: (1) pada analisa secara simultan hasilnya variabel independen (pertumbuhan ekonomi dan pendapatan asli daerah) berpengaruh signifikan terhadap variabel dependen (Belanja Modal). (2) analisa secara parsial pertumbuhan ekonomi tidak berpengaruh signifikan terhadap belanja modal, sedangkan Pendapatan Asli Daerah berpengaruh signifikan terhadap belanja modal. Keywords: tax compliance, education level, income levelPenelitian ini bertujuan untuk mengetahui Pengaruh Pertumbuhan Ekonomi dan Pendapatan Asli Daerah terhadap Pengalokasian Anggaran Belanja Modal pada Pemkab Sumenep. Sampel dalam penelitian ini menggunakan laporan Realisasi APBD dan  data pertumbuhan ekonomi (PDRB) Sumenep dari tahun 2009-2013. Sedangkan metode yang digunakan dalam penelitian ini adalah metode kuantitaif deskriptif dan model análisis yang digunakan untuk menguji hipótesis adalah regresi linear berganda.Hasil penelitian ini menunjukkan bahwa: (1) pada analisa secara simultan hasilnya variabel independen (pertumbuhan ekonomi dan pendapatan asli daerah) berpengaruh signifikan terhadap variabel dependen (Belanja Modal). (2) analisa secara parsial pertumbuhan ekonomi tidak berpengaruh signifikan terhadap belanja modal, sedangkan Pendapatan Asli Daerah berpengaruh signifikan terhadap belanja modal. Keywords: tax compliance, education level, income level

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