scholarly journals Determinants of Consumer Instalment Credit in Transitional Country: The case of Vietnam

2019 ◽  
Vol 5 (05) ◽  
Author(s):  
Do Hoai Linh
Keyword(s):  
Interest Rates ◽  
Education Level ◽  
Primary Data ◽  
Transitional Country ◽  
Factors Influencing ◽  
Depth Interview ◽  
Determining Factors ◽  
Emerging Country

The article aims at determining factors influencing on Consumer Instalment Credit (CIC) with the case of Vietnam. Primary data from in-depth interview and sample of 580 from respondents surveyed from September to December of 2018 showed that education level, interest rates; income, age of customer have strong impacts on the growth of CIC in emerging country. From these findings, recommendations for authority agencies and banks were proposed to develop CIC in transitional country.

scholarly journals Kualitas Pelayanan Transportasi di PT Kereta Api Indonesia (Persero) Kabupaten Sidoarjo

2019 ◽  
Vol 5 (1) ◽  
pp. 125
Author(s):  
Rizka Ismianingtyas ◽  
Isna Fitria Agustina
Keyword(s):  
Primary Data ◽  
Snowball Sampling ◽  
Waiting Room ◽  
Railway Station ◽  
Service Effectiveness ◽  
Factors Influencing ◽  
Depth Interview ◽  
Key Informant ◽  
Self Service ◽  
Printing Machine

Purpose of this research is analyze and describe ticketing service effectiveness at Sidoarjo Railway Station, describe factors that impact service effectiveness. Type of this research is descriptive qualitative with informant act of determining technique snowball sampling. Primary data will be obtained from in-depth interview with key informant i.e chief of Sidoarjo railway station, 2 ticketing officers and 5 passengers in Sidoarjo railway station as informant.Result of this research reveals that service, delivered Sidoarjo railway station is effective. In terms of the responsive and polite officers, they have good capability to serve passengers, proper service deliverance, in addition to put empathy on their passengers. Yet, the provision of self-service ticket printing machine (CTM) and waiting room facility are still lack, specifically for days off. local railway ticket which can’t be purchased by online. Factors influencing service effectivity, namely, First, awareness factor, the service officers carry out their responsibility properly. Secondly, regulation factor, Sidoarjo railway station itself runs with  the regulation. Thirdly, officials revenue is above the regional minimum wages (UMR). Fourthly, officers’ competency, the ticketing service officers are competent. Fifthly, facility factor the facility waiting room self-service ticket printing machine (CTM) and  for passengers are not fairly yet.

scholarly journals Identifying factors influencing the low-income community in urban slum settlements in South Sumatera, Indonesia

2021 ◽  
Vol 9 (1) ◽  
pp. 9-18
Author(s):  
Suhel Suhel ◽  
Imam Asngari ◽  
Mardalena Mardalena ◽  
Ariodillah Hidayat ◽  
Abdul Bashir
Keyword(s):  
Low Income ◽  
Family Members ◽  
Urban Slum ◽  
Income Level ◽  
Education Level ◽  
Primary Data ◽  
Factors Influencing ◽  
Income Expectations ◽  
Depth Interviews ◽  
Slum Settlements

The study is identifying factors influencing the low-income community in urban slum settlements in South Sumatra. The data utilized is primary data is taken through surveys and in-depth interviews. The samples were taken from 115 respondents purposively in the three cities of Palembang, Prabumulih, and Pagar Alam that are receiving benefits from the KOTAKU Program. The methods utilized are descriptive qualitative and quantitative approaches by applying multiple regression models. This study's findings indicate that jointly the variables of education level, age, family members, income expectations, and work types significantly affect the low-income communities' income level. Likewise, partially the education level variables, the family members, income expectations, and types of work positively and significantly affect income level. In contrast, the age variable has a negative and significant effect on the low-income community's income level in urban slums of South Sumatra.

scholarly journals Factors influencing tomato marketing in Ile-Ife, Osun State, Nigeria

2020 ◽  
Vol 24 (2) ◽  
pp. 53-56
Author(s):  
Ajibola Ojedokun ◽  
Olufemi Yesufu ◽  
Victoria Ayorinde
Keyword(s):  
Sampling Technique ◽  
Education Level ◽  
Descriptive Statistics ◽  
Transportation Costs ◽  
Primary Data ◽  
Gross Margin ◽  
Factors Influencing ◽  
Gender Education ◽  
Multistage Sampling ◽  
Margin Analysis

This study was conducted to identify the factors influencing tomato marketing in Ile-Ife, Osun State, Nigeria. Primary data were collected from a total of 100 tomato marketers using a multistage sampling technique. The data were analysed using descriptive statistics, gross margin analysis and multiple regression analysis. The result obtained revealed that wholesalers had a higher gross margin than retailers. Gender, education level and transportation costs were found to influence the marketing margin of retailers, whereas household size and transportation costs influenced the marketing margin of wholesalers. The study therefore recommends that tomato marketers should be encouraged into wholesale marketing. This can be achieved by subsidization and the implementation of an efficient marketing system.

Environment and atmosphere of night tourism based on the local wisdom: A case study of Berastagi

2020 ◽  
Vol 3 (1) ◽  
Author(s):  
Selly Veronica ◽  
Nurlisa Ginting ◽  
AmyMarisa
Keyword(s):  
Field Observation ◽  
Local Community ◽  
Tourism Development ◽  
Primary Data ◽  
Tourist Destination ◽  
Innovative Strategy ◽  
Depth Interview ◽  
Social Environmental ◽  
Descriptive Method

Night tourism development comes up as an innovative strategy for tourism development in this current intense competition. There are four main elements in night tourism, namely economic, social, environmental, and night atmosphere. Berastagi is the most popular tourist destination in Karo Regency, Sumatera Utara, Indonesia, which already have night tourism destination but unfortunately undeveloped yet. Night tourism development in Berastagi must be with the local wisdom approach to maximize its benefit. Karonese as the majority ethnic of the local community in this area potential to be developed on its night tourism. This paper only analyzes the environmental and night atmosphere aspects in Berastagi’s night tourism, which based on local wisdom. Qualitative primary data from field observation and depth interview results have been analyzed by using the descriptive method. The study shows that involving local wisdom in developing the environment and night atmosphere can give the typical identity for the night tourism in Berastagi.Night Tourism

Analisis Partisipasi Petani dalam Asuransi Pertanian

2019 ◽  
Vol 2 (6) ◽  
pp. 793
Author(s):  
Mega Nabilla Ardiana ◽  
Ivanovich Agusta
Keyword(s):  
Program Implementation ◽  
Education Level ◽  
External Factors ◽  
Primary Data ◽  
Agricultural Insurance ◽  
Factors Affecting ◽  
Participation Level ◽  
Regression Test ◽  
Internal And External Factors ◽  
Program Data

Farmers participation is crucial for succeeding in the implementation of agricultural insurance in Indonesia. The purposes of this research are analyzing farmers' form and level of participation and also identifying some factors affecting farmer’s participation in agricultural insurance. The research was conducted in Curug Bitung Village, District of Nanggung, Bogor Regency involving 40 respondents. Primary data includes farmers characteristics, farmers participation form and farmers participation level as program beneficiaries. The data were processed using multivariable linear regression test. The results showed that the intensity of communication, age, education level, income level and length of stay did not significantly affect the participation level of farmers whose majority were at the level of no participation. Non-compliance occurs during program implementation. The form of participation shown by farmers in the program is varied.Keywords:  agricultural insurance, internal and external factors, farmers' participation ABSTRAK Partisipasi petani menjadi hal yang penting dalam rangka menyukseskan penerapan asuransi pertanian di Indonesia. Tujuan penelitian ini adalah menganalisis bentuk dan tingkat partisipasi petani dalam asuransi pertanian serta mengidentifikasi faktor-faktor yang memengaruhi partisipasi petani dalam program asuransi pertanian. Penelitian dilakukan di Desa Curug Bitung, Kecamatan Nanggung, Kabupaten Bogor dengan melibatkan 40 responden. Data primer meliputi karakteristik petani, bentuk partisipasi petani dan tingkat partisipasi petani penerima program. Data diolah menggunakan uji regresi linier multivariable. Hasil penelitian menunjukkan intensitas komunikasi, usia, tingkat pendidikan, tingkat pendapatan dan lama tinggal tidak berpengaruh secara signifikan terhadap tingkat partisipasi petani yang  mayoritas berada pada tingkatan tidak ada partisipasi. Ketidaksesuaian banyak terjadi selama penyelenggaraan program. Adapun bentuk partisipasi yang ditunjukkan petani dalam program bervariasi.Kata kunci: asuransi pertanian, faktor internal-eksternal, partisipasi petani

scholarly journals Factors influencing the migration intention of dental and medical graduates in developing countries

2019 ◽  
Vol 29 (Supplement_4) ◽  
Author(s):  
S Hajian ◽  
M H Khoshnevisan ◽  
S h Yazdani ◽  
M P Jadidfard
Keyword(s):  
Developing Countries ◽  
Developing Country ◽  
English Language ◽  
Health Workers ◽  
Service Planning ◽  
Primary Data ◽  
Pull Factors ◽  
Factors Influencing ◽  
Migration Decisions ◽  
Push And Pull

Abstract Background Migration of skilled health workers could result in shortage of human resources and rising inequalities in service provision in source countries. To date, most of relevant papers are focused on rate and reasons of migration while the need for conducting studies on modelling of factors is more vividly felt. The aim of this review was to determine the factors influencing the migration decisions of medical and dental graduates migrating from developing countries and to introduce a practical conceptual framework for health worker migration. Methods Electronic databases PubMed, Google Scholar and relevant Journals were systematically searched for English language publications from January 2009 to April 2019. The inclusion criteria were: 1) article stated factors affecting migration decisions of medical doctors and/or dentists, 2) the source country in the study was a developing country, 3) participants’ primary qualification country was in a developing country,4) the study used primary data both qualitative or quantitative. Results The search identified 814 articles from which we included 23 full-text studies after applying eligibility checklist. Push and pull theory was the most popular model to describe the migration driving factors. Poor socio-economic situation, political instability, lack of professional and educational opportunities together with family concerns found as strong common push factors that perpetuate migration. The most influencing pull factors were desire for better quality of life, career and training opportunities and financial gain. Conclusions Despite the fact that health workers migrate for different reasons, they follow a same route for decision to stay or leave their own countries. Un-fulfillment of expectations in mother land in addition to media reconstructed reality of life in foreign land can develop a positive attitude for migration Which should be considered before weighing up the push and pull factors of both sides. Key messages A better understanding of the migration motives of health professionals will help health authorities to improve their workforce recruitment and retention strategies and health service planning. Our simple yet comprehensive framework can mainly identify the development of migration desire through combining different models and concepts of migration, behavioral change, values, needs and so on.

KORŌṈĀ TOṞṞU KĀLATTIL TIṈAKKŪLIYĀḶARKAḶIṈ NILAI: KOḺUMPU - 12 PUTUKKAṬAI PIRATĒCATTAI MAIYAPPAṬUTTIYA CAMŪKAVIYAL ĀYVU [DAILY WAGE WORKERS IN COVID-19 PANDEMIC PERIOD: A SOCIOLOGICAL RESEARCH BASED ON HULFTSDORF, COLOMBO-12]

2021 ◽  
pp. 82-95
Author(s):  
M.A.F.ASHFA ◽  
M.J.F. SANA ANJUM ◽  
A. IJAS MOHAMED ◽  
M.M.F. AQEELA ◽  
M.S. ZUNOOMY
Keyword(s):  
World Economy ◽  
Emergency Situation ◽  
Primary Data ◽  
Sociological Research ◽  
Economic Problems ◽  
Depth Interview ◽  
The Rich ◽  
Mixed Approach ◽  
Daily Wage ◽  
The Many

The COVID-19 pandemic has gravely wounded the world economy with serious consequences impacting all communities and individuals. However, the rich and middle class can fill in their day to day needs, because of having enough money. At the same time, daily wage workers are facing difficulties to fill in their daily life needs in the current situation. According to this, the research aims to identify the economy level of daily wage workers of Hulftdorf, Colombo-12 during this period. The primary data were collected from 54 daily wage workers though questionnaire and in-depth interview. The gathered data were discussed by mixed approach descriptive methodology. The findings of this research declare that urban daily wage workers face the many difficulties than rural daily wage workers, because of expensive and costly price of the essential commodities. At the other hand, due to lack of daily income, they do not save the money. Thus, they face economic problems in predicaments. They also get insufficient donation, aids and relief in this emergency situation.

Factors influencing real estate graduates soft skill gap in Nigeria

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Timothy Oluwafemi Ayodele ◽  
Oluseyi Joshua Adegoke ◽  
Kahilu Kajimo-Shakantu ◽  
Olaitan Olaoye
Keyword(s):  
Real Estate ◽  
Soft Skills ◽  
Primary Data ◽  
Soft Skill ◽  
Content Type ◽  
High Expectations ◽  
Business Negotiation ◽  
Factors Influencing ◽  
Skill Gaps ◽  
Major Property

PurposeThe purpose of this study is to evaluate the soft skill gap of graduate employees, as well as the factors influencing the skill gaps of real estate graduates in the employment of real estate firms in Nigeria.Design/methodology/approachPrimary data were employed for the study. Close-ended questionnaire served on real estate employers in the two major property markets of Nigeria: Lagos and Abuja. From a total of 343 questionnaires administered, 172 (59.7%) questionnaires were retrieved. While data from the graduate employees were obtained via a web-based survey sent out to a total of 558 graduates, 119 (21.33%) responses were received. Descriptive and inferential statistical techniques were employed in the data analysis.FindingsThe findings showed that employers had high expectations for soft skillsets relating to responsibility, administrative, listening and communication skills. These have respective mean scores of 6.38, 6.33, 6.31 and 6.31 on a seven point scale. However, the results revealed significant skill gaps with skills such as logical thinking, business negotiation, responsibility and marketing. Further, the analysis revealed that factors influencing the skill gap, in decreasing order of influence, are training/professional mentors/remuneration, personal preferences/industry characteristics and curriculum/faculties.Practical implicationsReal estate graduate soft skills are investigated to uncover areas of emphasis and skill gaps. These outcomes could serve as important feedbacks for stakeholders towards improving real estate teaching and curriculum. The findings could also assist real estate graduates to know employers areas of emphasis in relation to graduate employability skills.Originality/valueExtant studies have reiterated and evaluated the soft skills gaps based on the perceptions of employers, faculties and institutions of higher learning. However, there is the need to investigate the perception of graduate employees, being the recipient and major stakeholders in the training process.

scholarly journals An Empirical Examination of Factors Influencing the Behavioral Intention to Use Zakat-Based Crowdfunding Platform Model for Countering the Adverse Impact of COVID-19 on MSMEs in Indonesia

2020 ◽  
pp. 203-218
Author(s):  
Sulaeman Sulaeman ◽  
Sri Yayu Ninglasari
Keyword(s):  
Behavioral Intention ◽  
Online Survey ◽  
Adverse Impact ◽  
Primary Data ◽  
Empirical Examination ◽  
Factors Influencing ◽  
Use Of Technology ◽  
The Government ◽  
Facilitating Conditions ◽  
Behavioral Intention To Use

ABSTRACT This study aims to examine the behavioral intention of the Muslim crowd funders to use the Zakat-based crowdfunding platform model by adopting the concept of the Unified Theory of Acceptance and Use of Technology (UTAUT) Model. The platform model, as an intermediary between Muslim crowd funders and MSMEs, provides financing services for MSMEs to fight any kind of situation/pandemic like COVID-19 nowadays. This study used the primary data that is collected by using the online survey questionnaires, and then the analysis is conducted using partial least squares (PLS) regression. The empirical study shows that all the variables except for facilitating conditions have a significant positive effect on the intention of Muslim crowd funders to use the Zakat-based crowdfunding platform model. The present study will help the government and policymakers to plan appropriate intervention strategies to minimize the adverse impact of the COVID-19 pandemic on MSMEs in Indonesia. Furthermore, the study will contribute to the existing literature especially on the factors influencing the adoption of the Zakat-based crowdfunding platform model.

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