STRUKTUR PASAR DAN EFISIENSI INDUSTRI PERBANKAN DI INDONESIA
<span>The purpose of this study was to determine how the market structure and efficiency of <span>banking industry in Indonesia. The analysis technique used in this research is to use the <span>concentration ratio (CR20) and the Herfindahl Hirchman Index (HHI), and DEA (Data <span>Envelopment Analysis). This study uses data on the number of banking and corporate assets <span>to determine the efficiency of using the 20 banks in the Input and Output of the report <span>Indonesian banking in the period 2007-2012. The results showed the level of concentration <span>ratio (CR20) range from 77.69% - 79.47%. The figure shows the structure of the banking <span>industry 2007-2012 period was a tight oligopoly. Which means that the structure of the<br /><span>banking industry in Indonesia is not structured oligopoly monopoly but because it is not <span>close to 1. When viewed competition banks in Indonesia is competitive with high <span>concentration and competitive, it is characterized by competition between the market share <span>of twenty dominant company in the Indonesian banking industry in the number of assets. In <span>the calculation of the twenty study Indonesian banking industry in the period 2007-2012 by <span>using the method of DEA (Data Envelopment Analysis) produced differences in the <span>efficiency of each bank, Of the twenty 20 Indonesian banking industry that has not reached<br /><span>the maximum level of efficiency that is 100% should refer to the banking has reached a<span>maximum level of 100% in accordance with the characteristics of banking it self.</span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span><br /></span>