scholarly journals Integrating TAM, VAM, PAM and Security Perception in The Intention of Fintech Service Usage

2021 ◽  
Vol 21 (3) ◽  
pp. 198
Author(s):  
Aglis Andhita Hatmawan ◽  
Abdul Rohman Taufiq
Keyword(s):  
Technology Acceptance ◽  
Technology Acceptance Model ◽  
Perceived Value ◽  
Quantitative Approach ◽  
Perceived Benefits ◽  
Service Usage ◽  
Comparative Result ◽  
Main Requirement ◽  
Adoption Model ◽  
Acceptance Model

This study is meant to develop a TAM (Technology Acceptance Model) by integrating a VAM (Value-based Adoption Model), PAM (Pos Acceptance Model) and security perceptions. The frameworks of the theories are expected to deeper explain the perspective perceived by fintech services users in terms of security, perceived value, benefits, and satisfaction in using fintech. Survey through a quantitative approach combined with explanatory research in Madiun Residency. The results showed that all hypotheses proposed in this study were accepted. Security is the main requirement for people to continue or discontinue using fintech services. Perceived value is a comparative result influenced by the amount of sacrifice that is given and the perceived benefits. People who are satisfied and tends to assume that the fintech service is valuable, will most likely continue using the fintech service. Therefore, it can be concluded that TAM, VAM, PAM and security perceptions are a unified whole in understanding one's behaviour in adopting technology such as fintech services. Keywords-TAM; VAM; PAM; Security Perception; Fintech

scholarly journals The Integration of the Technology Acceptance Model and Value-Based Adoption Model to Study the Adoption of E-Learning: The Moderating Role of e-WOM

2022 ◽  
Vol 14 (2) ◽  
pp. 815
Author(s):  
Ying-Kai Liao ◽  
Wann-Yih Wu ◽  
Trang Quang Le ◽  
Thuy Thi Thu Phung
Keyword(s):  
Technology Acceptance ◽  
Technology Acceptance Model ◽  
Word Of Mouth ◽  
Service Providers ◽  
Perceived Value ◽  
E Learning ◽  
Adoption Model ◽  
Acceptance Model ◽  
Moderating Role

The Technology Acceptance Model (TAM) has lately been utilized in a number of studies to investigate why people reject or adopt new technologies like mobile commerce or e-learning. However, several studies have found weaknesses in TAM’s ability to predict consumers’ purchase intention behavior. To compensate for TAM’s weaknesses, this study presents a model that integrates all of TAM’s components with the Value-Based Adoption Model (VAM). The perceived benefits and sacrifices were considered to provide a list of the implications for both researchers and e-learning service providers. Furthermore, the moderating role of e-word of mouth was utilized to examine the relationship between attitude, intention, perceived value, and intention toward e-learning, in order to match the current circumstances with the growing popularity of social networks. This study was conducted with a quantitative analysis by using data collected from survey 417 e-learning consumers. Except for perceived fee, which has a negative effect on perceived value, the results demonstrate that all hypotheses of latent correlations in TAM and VAM were strongly significant. Furthermore, attitude and perceived value have a significant role in determining consumer adoption of e-learning. Consumers’ perceived value will be driven by the high and low levels of the moderating influence of e-word of mouth, influencing their intention toward e-learning. Since e-learning is an effective sustainable education system, the result of this study can provide a good solution to facilitate e-learning in current and future conditions.

Determinants of E-Payment Systems Success

2012 ◽  
Vol 4 (3) ◽  
pp. 15-38 ◽  
Author(s):  
Adeyinka Tella
Keyword(s):  
Service Quality ◽  
Technology Acceptance ◽  
Technology Acceptance Model ◽  
Payment System ◽  
Ease Of Use ◽  
Future Research ◽  
Perceived Benefits ◽  
Actual Use ◽  
System Success ◽  
Acceptance Model

The success of an information system (IS) depends on the users’ satisfaction with the system. In this study, the Technology Acceptance Model by Davies (1989) was extended. The paper synthesized the technology acceptance model (TAM) to explain and predict the success of e-payment system using users’ satisfaction as dependent variable. The hypothesized model was validated empirically using a sample data collected from of a modified e-payment questionnaire. A total of 74 teaching and non teaching academic staff selected from the Faculty of Communication and Information Sciences, University of Ilorin, Nigeria constituted the sample for the study. The results revealed correlation among perceived benefits, perceive enjoyment, speed; service quality, perceive ease of use and actual use and e-payment success. Moreover, all the seven e-payment predictive factors together made 69% of e-payment system success. Similarly perceived benefits, perceive enjoyment, speed; service quality, perceive ease of use and actual use are good predictors of e-payment system success. One of the implications pointed out by the study is that the measures for the construct of e-payment system success used are self-reported. In the light of this, future research should develop more objective and accurate measures for determining e-payment system success.

A Household Internet Adoption Model Based on Integration of Technology Acceptance Model, Theory of Planned Behavior, and Uses and Gratifications Theory

2012 ◽  
Vol 4 (1) ◽  
pp. 51-69 ◽  
Author(s):  
Shima Mohebbi ◽  
Vahid Khatibi ◽  
Abbas Keramati
Keyword(s):  
Theory Of Planned Behavior ◽  
Technology Acceptance ◽  
Planned Behavior ◽  
Technology Acceptance Model ◽  
Uses And Gratifications ◽  
Equation Modeling ◽  
Uses And Gratifications Theory ◽  
Internet Adoption ◽  
Adoption Model ◽  
Acceptance Model

Existing theories in the technology acceptance and Internet adoption fields have examined the adoption among users, which can be classified into two categories: technological and behavioral perspectives. In this paper, the authors propose an integrated household Internet adoption model combining both perspectives to provide a holistic view on the subject. For this purpose, the three primal models of technology acceptance and usage behavior, the technology acceptance model (TAM), theory of planned behavior (TPB), and uses and gratifications theory (U&G), are selected to construct the integrated model. In this way, based on the dimensions of the studied theories, specific constructs are defined to integrate these dimensions according to their similarities and appropriateness. The relationship between the proposed model’s constructs are then hypothesized based on the literature findings, and examined in a case study of household Internet adoption among Iranian households. Also, structural equation modeling (SEM) is used to illustrate the relationships’ coefficients between proposed model constructs, and derived implications for the Internet adoption among Iranian households are discussed based on the research findings.

scholarly journals A Questionnaire-based Approach on Technology Acceptance Model for Integrated Multiple Ankle Technology Device on Patient Psychology

2017 ◽  
Vol 9 (3-2) ◽  
Author(s):  
Hadafi Fitri Mohd Latip ◽  
A. H. Omar ◽  
Tan Mei Jing ◽  
Ardiyansyah Shahrom
Keyword(s):  
Technology Acceptance ◽  
Technology Acceptance Model ◽  
User Satisfaction ◽  
Ease Of Use ◽  
Quantitative Approach ◽  
Healthcare Industry ◽  
Perceived Ease Of Use ◽  
Rehabilitation Technology ◽  
Ankle Rehabilitation ◽  
Acceptance Model

Sports injury is an issue that frequently occurs among athletes. The most common sports injuries are ankle sprains. Hence, to overcome this problem, the National Sports Institute and the Malaysia Sport School has set up special clinics for athletes undergoing rehabilitation treatment. In RMK 10 (2010-2015), the government aims to provide the best medical facilities and producing high value medical device.  In spite of the advancement and variety of available ankle rehabilitation technology device, there is an eminent need to investigate the current position on the acceptance of these rehabilitation devices to assist patient recovery. Therefore, in this study technology acceptance model is designed to investigate the user acceptance on ankle rehabilitation technology device application in healthcare industry. The purpose of this study is to design a quantitative approach based on the technology acceptance model questionnaire as its primary research methodology. It utilized quantitative approach based on Technology Acceptance Model (TAM) to evaluate the system of ankle rehabilitation technology device. The related constructs for evaluation are: Perceived of Usefulness, Perceived Ease of Use, User Satisfaction and Attribute of Usability. All these constructs are modified to suit the context of the study. Moreover, this study outlines the details of each construct and its relevance toward the research issue. The outcome of the study represents series of approaches that will  be apply to check the suitability of an ankle rehabilitation technology device on patient in healthcare industry and how well it achieve the aims and objectives of the design.

scholarly journals Malay Epic and Historiography Literature Students’ Perception Towards Interface Design Elements

2018 ◽  
Vol 14 (10) ◽  
pp. 31
Author(s):  
Salmah J. N. Muhammad ◽  
Khairul Z. Jasni
Keyword(s):  
Technology Acceptance ◽  
Technology Acceptance Model ◽  
Interface Design ◽  
Quantitative Approach ◽  
Online Course ◽  
Design Elements ◽  
Survey Monkey ◽  
Acceptance Model ◽  
User Friendly ◽  
User Ratings

The interface is an important element in delivering information. This is because the interface becomes an early attraction to the user's perception before going to the next level. A good interface design will emphasize easy and user-friendly elements. Unfriendly interface design may impact the activity provided. This study aims to identify, parse and analyze user ratings on interface design. The respondents of the study involved 87 BBK 3311 Malay Epic and Historiography Literature at Universiti Putra Malaysia. The emphasis of this study will focus on nine interface design elements. The quantitative approach is used to carry out this study. A questionnaire instrument specifically designed to assess respondents' assessment of the interface design. This survey is available online using the Survey Monkey website and analyzed based on the Technology Acceptance Model (TAM) approach. This is because this approach is specifically designed to analyze the acceptance of the technology. The results of the study showed the level of tendency of students to be interested in the interface design. The results of the study can also help in giving an overview to the online course builder on the interface design that affects students' interest. Furthermore, it is hoped that the results of this study will be a guideline in building interface designs in the website.

scholarly journals Applied the Technology Acceptance Model in Designing a Questionnaire for Mobile Reminder System

2017 ◽  
Vol 10 (2) ◽  
pp. 15 ◽  
Author(s):  
Hussain Mohammad Abu-Dalbouh ◽  
Maryah Al-Buhairy ◽  
Izdehar Al-Motiry
Keyword(s):  
Technology Acceptance ◽  
Technology Acceptance Model ◽  
User Satisfaction ◽  
Ease Of Use ◽  
Quantitative Approach ◽  
Care Providers ◽  
Perceived Ease Of Use ◽  
Great Opportunity ◽  
Reminder System ◽  
Acceptance Model

Usability of software applications is a key to success of any system and the technology is best care because it is not susceptible to forget or to damage. The main aim of the proposed system application is to help two important categories of the society they are elderly and Alzheimer’s patients, these two categories shared in one recipe which is a forgetful. Proposed application gives elderly and Alzheimer’s patients an opportunity to have small memory which can help them to remember tasks, events, medications and people. It is a great opportunity to learn what makes a proposed application good. Which may contribute to the prevention of progression of the disease rapidly. In this study Technology Acceptance Model has been designed to investigate the end-user acceptance of designing Proposed Mobile Reminder System. The purpose of this study is to design a quantitative approach based on the technology acceptance model questionnaire as its primary research methodology. It utilized a quantitative approach based a Technology Acceptance Model (TAM) to evaluate the designing Proposed Mobile Reminder System. The related constructs for evaluation are: Perceived of Usefulness, Perceived Ease of Use, User Satisfaction and Attribute of Usability. All these constructs are modified to suit the context of the study. Moreover, this study outlines the details of each construct and its relevance toward the research issue. The outcome of the study represents series of approaches that will apply for checking the advantages of proposed system by helping the target groups to remember what they may forget, and helping care providers to save time and effort.

scholarly journals PENGEMBANGAN MODEL ADOPSI TEKNOLOGI INFORMASI TERHADAP MODEL PENERIMAAN TEKNOLOGI DIANTARA UMKM

2020 ◽  
Vol 5 (2) ◽  
pp. 151-158
Author(s):  
Asrul Sani ◽  
Ninuk Wiliani ◽  
Agus Budiyantara ◽  
Nur Nawaningtyas
Keyword(s):  
Information Technology ◽  
Technology Acceptance ◽  
Technology Acceptance Model ◽  
Causal Model ◽  
Input Process ◽  
Information Technology Adoption ◽  
Technology Adoption Model ◽  
Process Output ◽  
Adoption Model ◽  
Acceptance Model

This study is preliminary in the development of a new model whereby combining and integrating an existing model, the adoption model of information technology with the technology acceptance model. The development of this model is done by using the logic of the IPO (input-process-output) and the causal model by combining, adopting, and adapting the previous model. The effect of the formed path consists of 16 links and produces 11 variables. The existing variables will be formed into 55 indicators, where one variable creates five indicators. The process of developing this model will assist researchers in testing the information technology adoption model and the technology acceptance model so that it will get the effect that occurs in both models. This research will also contribute to further research, especially in the study of information systems, which will provide a theoretical basis for modeling. Besides, the transparency of the development and proposed models, especially in the instruments used, will be taken into consideration in conducting further research .

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