scholarly journals Investor Activity in Chinese Financial Institutions: A Precursor to Economic Sustainability

2021 ◽  
Vol 13 (21) ◽  
pp. 12267
Author(s):  
Rob Kim Marjerison ◽  
Chungil Chae ◽  
Shitong Li
Keyword(s):  
Decision Making ◽  
Financial Institutions ◽  
Asset Allocation ◽  
Information Acquisition ◽  
Rapid Development ◽  
Secondary Data ◽  
Future Research ◽  
Individual Investors ◽  
Market Information ◽  
Investment In China

One requirement for sustainable economic development is established, trusted, and utilized financial institutions to facilitate investment. The rapid development of financial markets in China, combined with the recency and magnitude of middle-class wealth, has resulted in a rapidly changing investment landscape, as well as changes in people’s investing activities. The extent to which economic growth is sustainable will depend, at least in part, on how financial institutions are perceived, as well as the extent to which they are utilized. The objective of this study was to examine the investment behaviors of individual investors as a way to ascertain the perceived level of trust and stability in the relatively recently developed financial institutions. The influence of market information acquisition on asset allocation and value investment in China was analyzed. This study used secondary data from a China securities corporation from previous research. The analyses utilized the general decision-making style test to assess respondents’ decision-making models and quantitative research methodology culminating in the use of correlation analysis. The results indicated that the acquisition of market information had a positive correlation with the number of assets and investment portfolios. Practical implications and suggestions for future research are provided. The results may be of interest to individual and institutional investors in China, as well as those with an interest in current trends in market information acquisition, asset allocation, and value investment in China.

scholarly journals Efficiency over thoroughness in laboratory testing decision-making in primary care: findings from a realist review

BJGP Open ◽  
2020 ◽  
pp. bjgpopen20X101146
Author(s):  
Claire Duddy ◽  
Geoff Wong
Keyword(s):  
Primary Care ◽  
Decision Making ◽  
Laboratory Testing ◽  
Laboratory Tests ◽  
Secondary Data ◽  
Realist Review ◽  
Future Research ◽  
Underlying Causes ◽  
Important Means ◽  
Test Ordering

Background: Existing research demonstrates significant variation in test-ordering practice, and growth in the use of laboratory tests in primary care. Reviews of interventions designed to change test-ordering practice report heterogeneity in design and effectiveness. Improving understanding of clinicians’ decision making in relation to laboratory testing is an important means of understanding practice patterns and developing theory-informed interventions. Aim: To develop explanations for the underlying causes of patterns of variation and increasing use of laboratory tests in primary care and make recommendations for future research and intervention design. Design and setting: Realist review of secondary data from primary care. Method: Diverse evidence including data from qualitative and quantitative studies was gathered via systematic and iterative searching processes. Data was synthesised according to realist principles to develop explanations accounting for clinicians’ decision-making in relation to laboratory tests. Results: 145 documents contributed data to the synthesis. Laboratory test ordering can fulfil many roles in primary care. Decisions about tests are incorporated into practice heuristics and tests are deployed as a tool to manage patient interactions. Ordering tests may be easier than not ordering tests in existing systems. Alongside high workloads and limited time to devote to decision-making, there is a common perception that laboratory tests are relatively inconsequential interventions. Clinicians prioritise efficiency over thoroughness in decision-making about laboratory tests. Conclusions: Interventions to change test-ordering practice can be understood as aiming to preserve efficiency or encourage thoroughness in decision-making. Intervention designs and evaluations should consider how testing decisions are made in real-world clinical practice.

Development and validation of behavioral biases scale: a SEM approach

2020 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Ritika ◽  
Nawal Kishor
Keyword(s):  
Decision Making ◽  
Investment Decision ◽  
Phase 1 ◽  
Secondary Data ◽  
Higher Order ◽  
Second Order ◽  
Individual Investors ◽  
Content Type ◽  
Behavioral Biases ◽  
Investment Decision Making

PurposeThis paper attempts to identify the biases in decision-making of individual investors. The paper aims to develop and validate a higher-order behavioral biases scale.Design/methodology/approachScale development is done by identifying the relevant items of the scale through existing literature and then, adding new items for some biases. In phase 1, using a structured questionnaire, data was collected from 274 investors who invest in financial markets. The major dimensions of the scale have been pruned by using exploratory factor analysis administered on data collected in phase 1. Higher-order CFA is used to analyze the data and to validate the scale on another set of data (collected in phase 2) containing 576 investors.FindingsThe study reveals that the scale for measuring behavioral biases has many dimensions. It has two second-order factors and 13 zero-order constructs. Two second-order constructs have been modeled on the basis of cause of errors in investment decision-making, that is, biases caused due to cognition, biases caused due to emotions.Originality/valueBehavioral biases are yet to receive a due attention, especially, in the Indian context. The present research is focusing on providing an empirically tested scale to test the behavioral biases. Some of the biases, which have been analyzed using secondary data in previous studies, have been tested with the help of statements in this study.

Sistem Pendukung Keputusan Pemilihan Laptop Dengan Menggunakan Metode Topsis

2021 ◽  
pp. 36-44
Author(s):  
Hylenarti Hertyana ◽  
Elly Mufida ◽  
Ahmad Al Kaafi
Keyword(s):  
Decision Making ◽  
Rapid Development ◽  
Secondary Data ◽  
Primary Data ◽  
User Needs ◽  
Decision Making Process ◽  
Topsis Method ◽  
Literature Study ◽  
Screen Size ◽  
Efficient Information

The rapid development of technology, especially in the digital field, has had a huge influence on the development of laptop features and specifications today. With the development of increasingly diverse features and specifications, it often makes users confused in choosing a laptop that suits user needs. Based on this, the authors are interested in creating a decision support system to assist users in choosing a laptop that fits the desired criteria using the Topsis method. The type of data used by the author is primary data obtained through interviews and direct observation of laptop users. The purpose of this study is to assist laptop users in choosing a laptop that suits their needs. There are 10 criteria obtained based on observations and interviews, namely price (C1), RAM (C2), Hard drive (C3), processor (C4), screen size (C5), VGA (C6), battery (C7), Laptop Weight (C8), and Warranty (C9). Secondary data were obtained through literature study and scientific writing related to laptop selection and the TOPSIS method. This research produces output that meets the objectives, which can assist users in choosing the laptop that best suits their needs and can facilitate users in the decision-making process so as to produce accurate, effective and efficient information.

scholarly journals Slow cities, urban politics and the temporalities of planning: Lessons from London

2018 ◽  
Vol 36 (7) ◽  
pp. 1176-1194 ◽  
Author(s):  
Mike Raco ◽  
Daniel Durrant ◽  
Nicola Livingstone
Keyword(s):  
Decision Making ◽  
Urban Politics ◽  
Rapid Development ◽  
Future Research ◽  
Planning Systems ◽  
Planning Project ◽  
Negative Impacts ◽  
Complex Forms ◽  
Post War ◽  
Temporal Dimensions

In the wake of the global financial crash of 2007–2008, many governments have sought to streamline their post-war planning systems and encourage faster project delivery. Expedited decision-making is equated with efficiency and the meeting of broader growth objectives, whereas slower and more complex forms of engagement are presented as an impediment and a governmental problem to be solved through reform. For critical authors such as Weber, such approaches are fraught with danger. The core objective of planning systems should, conversely, be focused on the production of ‘slow cities’, in which decision-making times allow time for proper democratic and judicial-technical oversight of development processes. Slow planning, it is claimed, can limit the negative impacts of rapid development on urban built environments and communities. In this paper, we draw on research in London to examine the relationships between the temporalities of planning, project outcomes and the politics of time. We argue that within urban studies there needs to be a stronger emphasis on the temporal dimensions of governance and the politics of time. We highlight the conditions in and through which temporal resources are deployed strategically in urban planning and assess the ways in which powerful, reflexive and time-resourced developers and investors use planning timeframes to boost returns over the longer term. We conclude by setting out agendas for future research and for more variegated and contextualised explorations of fast and slow planning processes.

scholarly journals Faktor-Faktor Yang Mempengaruhi Pengambilan Keputusan Investasi Saham

2020 ◽  
Vol 25 (2) ◽  
pp. 251
Author(s):  
Nyoman Suprasta, Nuryasman MN
Keyword(s):  
Decision Making ◽  
Locus Of Control ◽  
Financial Literacy ◽  
Investment Decision ◽  
Negative Relationship ◽  
Investment Decisions ◽  
Future Research ◽  
Individual Investors ◽  
Policy Makers ◽  
Investment Decision Making

: Investment decision making is a complex process that includes analysis of several factors and follows various steps. The purpose of this study is to identify factors that influence investment decision making among potential individual investors in Indonesia. Four behavioral factors can influence investment decision making, namely Financial literacy, financial experience, locus of control and experience regret A set of questionnaires were distributed to 420 individual stock investors to measure their investment decisions. The results of this study indicate that financial literacy, locus of control, and financial experience have a positive relationship with their investment decisions, while the Regret experience has a negative relationship with their investment decisions. This study provides information that can help guide future research and help formulate policy-makers as well as educate on the factors that can influence investors' decisions.

Portfolio Choice Over the Life Cycle: A Survey

2020 ◽  
Vol 12 (1) ◽  
pp. 277-304
Author(s):  
Francisco Gomes
Keyword(s):  
Life Cycle ◽  
Portfolio Choice ◽  
Asset Allocation ◽  
Borrowing Constraints ◽  
Future Research ◽  
Individual Investors ◽  
Critical Survey ◽  
Household Heterogeneity ◽  
Allocation Decisions

Life-cycle portfolio choice models capture the role of human capital, housing, borrowing constraints, background risk, and several other crucial ingredients for determining the savings and investment decisions of households. Over the last two decades, this literature has provided us with multiple insights regarding the asset allocation decisions of individual investors. This article provides a critical survey of this research and suggests directions for future research, namely incorporating additional forms of household heterogeneity.

scholarly journals Focal versus background goals in consumer financial decision-making

2015 ◽  
Vol 49 (7/8) ◽  
pp. 1114-1138 ◽  
Author(s):  
Jaakko Aspara ◽  
Amitav Chakravarti ◽  
Arvid O. I. Hoffmann
Keyword(s):  
Decision Making ◽  
Relevant Literature ◽  
Future Research ◽  
Individual Investors ◽  
Financial Returns ◽  
Trade Off ◽  
Content Type ◽  
Financial Decision Making ◽  
Goal Systems ◽  
Financial Decision

Purpose – This study aims to examine the interplay between focal and background goals in consumer financial decision-making and identify conditions that lead individuals to trade-off financial returns for background goals. Design/methodology/approach – The current research reviews the relevant literature on consumer financial decision-making and goal systems theory to develop a set of hypotheses that is tested using three experiments. Findings – The experiments show that individuals who have been subtly primed with self-expressive background goals, or experienced progress toward the focal goal of financial returns, accept lower financial returns for the opportunity to invest in stocks that allow for increased self-expression. Further, while subtly primed background goals exert a non-normative influence on investment decisions, explicit cues about an investment’s background goal-instrumentality create a backlash effect, and decrease individuals’ willingness to trade-off financial returns. Research limitations/implications – Future research could confirm the robustness of the findings of the present research by using different priming tasks and alternative ways of making the background goal explicit to individuals. Practical implications – To achieve greater attraction among individual investors, it helps to frame a financial product or stock in communications materials in a way that sends subtle signals with which investors can identify. Such signals could include stressing the product/company’s home country (addressing individuals’ patriotism) or a particular product domain (addressing individual investors’ desire for interesting/exciting current/future products). Originality/value – While previous research suggests that investment choices may be influenced by self-expressive motivations, to date, it remains unclear whether and when individual investors are actually willing to trade-off the focal goal of maximizing financial returns for the opportunity to satisfy alternative background goals.

Effects of Financial Innovations on Profitability for Deposit Taking Microfinancing Institutions in Kenya

2018 ◽  
Vol 9 (6) ◽  
pp. 529-536
Author(s):  
Martin Khoya Odipo ◽  
Keyword(s):  
Financial Institutions ◽  
Positive Relationship ◽  
Financial Institution ◽  
Secondary Data ◽  
Financial Statements ◽  
Descriptive Statistics ◽  
Primary Data ◽  
Microfinance Institutions ◽  
Financial Innovations ◽  
Strong Positive Relationship

Recent studies have documented that innovations improve profitability of firms. This article documents that deposit taking micro financial institutions that have adopted financial innovations have increased their profitability. The study covered five years between 2009-2013. Both primary and secondary data were used in the study. Primary data was obtained through administration of drop and pick questionnaires to selected employees of the institutions. Secondary data was obtained from financial statements and management reports of these deposit taking microfinance institutions. Data was analyzed using descriptive statistics, return on asset and multi-liner regression model to determine the effect of each financial innovation applied on profitability on the micro-financial institution. The results showed that most deposit taking microfinance institutions adopted these financial innovations in their current operations. There was strong positive relationship between individual innovations and profitability. In line with profitability ROA also showed improvement each year after the adoption of these financial innovations.

STRATEGI PRODUK BORDIR DI KAPALO KOTO, KOTO TANGAH SIMALANGGANG, KOTA PAYAKUMBUH (Studi Kasus di Usaha Bordir Limpapeh”s Kebaya)

2019 ◽  
Vol 8 (1) ◽  
pp. 111
Author(s):  
Riris Susiani ◽  
Ernawati Ernawati
Keyword(s):  
Rapid Development ◽  
Secondary Data ◽  
Export Market ◽  
Product Strategy ◽  
Analysis Techniques ◽  
Product Service ◽  
Qualitative Descriptive ◽  
The Subject ◽  
The Times ◽  
Descriptive Method

AbstrakMasalah dalam penelitian ini yaitu pentingnya strategi produk dalam menjalankan sebuah usaha agar mampu bertahan dan bersaing  dengan perusahaan lain yang sejenis dalam kondisi persaingan yang ketat dan perkembangan zaman yang sangat cepat. Strategi produk sangat diperlukan dalam mememenuhi tuntutan konsumen seperti meningkatkan kualitas, menciptakan merek, pelayanan serta jaminan terhadap produk yang ditawarkan agar usaha mampu berkembang. Limpapeh”s Kebaya adalah usaha yang sedang berkembang dan telah mampu memasarkan produk bordirnya hingga menembus pasar ekspor. Penelitian ini bertujuan untuk mendeskripsikan strategi produk bordir di Limpapeh”s Kebaya, Kapalo Koto, Koto Tangah Simalanggang, Kota Payakumbuh. Metode penelitian menggunakan metode deskriftif kualitatif, jenis data berupa data primer dan  sekunder. Teknik pengumpulan data melalui observasi, wawancara dan dokumentasi. Teknik analisis data dilakukan dengan teknik analisa model interaktif yang berkaitan dengan pokok permasalahan yaitu dengan model reduksi data, penyajian data dan pengambilan kesimpulan. Hasil penelitian yaitu strategi produk yang dilakukan di Limpapeh”s Kebaya adalah dimulai dari menciptakan produk bordir yang berkualitas, desain motif bordir yang up to date dan kreatif, menyediakan ukuran yang special, memberi merek pada produk bordir, memberi kemasan yang menarik (paperbag) dan serbaguna, pelayanan yang cepat, tepat dan ramah serta pemberian jaminan terhadap produk border.Kata Kunci: strategi produk, pelayanan, bordir. AbstractThe problem in this study is the importance of product strategy in running a business in order to be able to survive and compete with other similar companies in conditions of intense competition and very rapid development of the times. Product strategy is very necessary in fulfilling consumer demands such as improving quality, creating brands, services and guarantees for products offered so that businesses are able to grow. Limpapeh's Kebaya is a growing business and has been able to market its embroidery products to penetrate the export market. This study aims to describe the strategy of embroidery products in Limpapeh's Kebaya, Kapalo Koto, Koto Tangah Simalanggang, Payakumbuh City. The research method uses qualitative descriptive method, the type of data in the form of primary and secondary data. The technique of collecting data through observation, interviews and documentation. Data analysis techniques are carried out with interactive model analysis techniques that are related to the subject matter, namely with a model of data reduction, data presentation and conclusion. The results of the research, namely the product strategy carried out at Limpapeh's Kebaya, are started from creating quality embroidery products, up-to-date and creative embroidery motifs, providing special sizes, giving brands to embroidery products, giving attractive packaging (paperbag) and versatile, fast, precise and friendly service and guarantee of embroidery products. Keywords: product, service, embroidery strategy.

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