scholarly journals Micro Financing Regulation and Women Empowerment

2014 ◽  
Vol 4 ◽  
pp. 18-31
Author(s):  
SHOBHNA JEET
Keyword(s):  
Women Empowerment ◽  
Indian Government ◽  
The Past ◽  
Legal Provisions ◽  
Self Help ◽  
Development Goals ◽  
Regulatory Aspect ◽  
Recent Initiative ◽  
Self Help Groups

India has achieved phenomenon economic growth in the past decade, but found lacking in the achievement of targets fixed under millennium development goals by 2015. These development goals have fully acknowledged the incredible role of women in the system, and prompted the policymakers to address the gender issues on every front be it economic, political and social. In this spirit, the empowerment of women has been well considered in the recent literature for making the present systems smoother. The recent initiative of Indian Government in the form of launching a “Women Bank” seems a remarkable step in the direction of women empowerment. However, it raises various questions related to the lending to women and women run businesses, supporting women self-help groups, financial inclusion, etc. There are various measures for women empowerment, but present study is an attempt to explore the existing credit facilities for women in particular through self-help groups. The study aims to highlight key legal provisions in this direction and tries to address the monitoring and regulatory aspect in particular, as the importance of financial regulations at macro level has been widely pronounced by the policymakers for stable financial system.

scholarly journals Relevance of Self-Help Groups in Economic and Social Development of India

2021 ◽  
Vol 1 (1) ◽  
Author(s):  
Vyomesh Pant
Keyword(s):  
Social Development ◽  
Poverty Alleviation ◽  
Sustainable Development Goals ◽  
Inclusive Development ◽  
Women Empowerment ◽  
The Sustainable Development ◽  
Self Help ◽  
Development Goals ◽  
Employment Generation ◽  
Self Help Groups

In this paper, a model for development of Self-Help Groups (SHGs) has been presented in perspective of India to ensure the Economic and Social development of the country and addressing, simultaneously, some of the major challenges being faced by India. Adequate microfinancing to the SHGs and developing entrepreneurship among its members may help in achieving several targets like poverty alleviation, women empowerment, employment generation, homogeneous development etc. If planned properly, the SHGs can become an instrument for all round and all-inclusive development of India or any other similarly placed developing country. SHGs may also play an import role in the endeavour of India to become a five trillion economy, to achieve self-sustainability and to attain the Sustainable Development Goals.

Impact of Self-Help Groups, Capacity Building Measures and Perceived Tension on Women Empowerment- An Empirical Study

2019 ◽  
Vol 9 (3) ◽  
pp. 65-87
Author(s):  
Varsha P.S ◽  
Gayathri Reddy K ◽  
Sudheendra Rao L.N ◽  
Amit Kumar
Keyword(s):  
Capacity Building ◽  
Educational Level ◽  
Psychological Empowerment ◽  
Deep Level ◽  
Women Empowerment ◽  
Self Help ◽  
Survey Responses ◽  
Self Help Groups ◽  
The Relationship

The current research seeks empirical insights into the women empowerment (WE) by focusing on the role of the self-help groups (SHG), capacity building (CB) measures and perceived individual tension (T). By applying multiple regression analysis on 351 survey responses in India, our findings suggest that WE emerges from two distinct attributes of the SHG members: surface-level (e.g., age, marital status, no. of children, income, whether spouse working, any other assistance) and deep-level (e.g., years of SHG membership, amount of loan availed, purpose of loan, educational level). Moreover, WE is a combination of five broad dimensions such as economic, political, social, legal and psychological empowerment. Further, a set of capacity building measures (i.e., training on governance, technology-driven livelihood support, promoting networking, social justice and harmony) helps to empower women. The study also explores four different categories of perceived individual tension (i.e., economic, social, legal, and technology-oriented learning) and their effects on WE. Finally, the perceived tension moderates the relationship between deep-level SHG attributes and WE.

scholarly journals Women Empowerment: Analysis of the Role of Self Help Groups in Empowering Rural Women in Goa

2016 ◽  
Vol 3 (2) ◽  
Author(s):  
Elizabeth Joey Joey Henriques
Keyword(s):  
Rural Women ◽  
Positive Impact ◽  
Primary Data ◽  
Women Empowerment ◽  
Self Help ◽  
Employment Generation ◽  
Self Help Groups ◽  
The Impact ◽  
Self Help Group

Self Help Groups have emerged as an important mechanism to bring about socio-economic change in society. Various studies indicate the positive impact that SHGs have had on employment generation, savings, incomes, poverty alleviation and women empowerment. The present study, based on primary data sourced from women members of SHGs located in the state of Goa is an attempt to understand the impact of group membership on its members, particularly women. An attempt has also been made to throw light on the pivotal role that the Self Help Group Promoting Agencies essay in realising the goal of women empowerment. The study also analyses the independence that women exhibit in taking decisions, be it in the economic or political domain.

scholarly journals Role of self help groups in women empowerment and health

2016 ◽  
pp. 2026-2028
Author(s):  
Narasimha B.C. ◽  
Anand P. ◽  
Ravish K.S. ◽  
Navya S. ◽  
Ranganath S.
Keyword(s):  
Women Empowerment ◽  
Self Help ◽  
Self Help Groups

Analyzing the Role of Micro-Entrepreneurship and Self-Help Groups (SHGs) in Women Empowerment and Development

2022 ◽  
pp. 213-226
Author(s):  
Veer P. Gangwar ◽  
Shad Ahmad Khan
Keyword(s):  
Structural Equation ◽  
Poverty Reduction ◽  
Recent Decade ◽  
Well Being ◽  
Equation Modeling ◽  
Women Empowerment ◽  
Self Help ◽  
Bottom Of Pyramid ◽  
Self Help Groups

In India, societal development is a cynosure, and thus, it is not a truism but a reality. Women's entrepreneurship emerging through self-help groups (SHGs) contributes to the economic well-being, sustainability, and in poverty reduction. The growth of SHGs is evidence in itself. In the recent decade, micro enterprises and SHGs have come up as prominent solutions to the entrepreneurial crisis existing in the country, and their role in empowering women and their development needs to studied. This study uses a descriptive statistic, reliability, and correlation analysis through SPSS and structural equation modeling (SEM) as an analytical tool to explore linkages between empowerment effected by SHG and micro-entrepreneurship. The research study results show that the contributory role of women entrepreneurs to the society is considerably worth appreciation. The causal relationship has also surfaced demonstrating the connection between women empowerment and development brought about by SHG and micro-entrepreneurship from a bottom-of-pyramid perspective.

A Study on Role of Self – Help Groups in Women Empowerment

2011 ◽  
Vol 4 (4) ◽  
pp. 1-3
Author(s):  
Dr.(Mrs.)K.Vidyakala Dr.(Mrs.)K.Vidyakala ◽  
◽  
Dr.(Mrs.)S.Poornima Dr.(Mrs.)S.Poornima ◽  
K.Nithyakala K.Nithyakala
Keyword(s):  
Women Empowerment ◽  
Self Help ◽  
Self Help Groups

Microfinance and Women Empowerment: An Empirical Analysis

2019 ◽  
pp. 52-64 ◽  
Author(s):  
Madhabendra Sinha ◽  
Sudhansu Sekhar Mahapatra ◽  
Abhijit Dutta ◽  
Partha Pratim Sengupta
Keyword(s):  
Three Dimensions ◽  
Multivariate Probit ◽  
Primary Data ◽  
Women Empowerment ◽  
Microfinance Institutions ◽  
Self Help ◽  
Self Help Groups ◽  
The Impact ◽  
Women Borrowers

The present chapter empirically examines the role of microfinance access on women empowerment by using primary data on women borrowers from different microfinance institutions in Nadia and Murshidabad districts of West Bengal in India. Microfinance institutions play an important role in strategies related to gender and development due to their active relationships with women empowerment and poverty alleviation. The various programmes under microfinance like self-help groups (SHGs) are promoted and inspired for their significant economic impacts on empowerment of women. We investigate the impact of microfinance access on three dimensions of women empowerment, which make influence upon decision making on the issues of credit, expenditure and children. We conduct a primary survey on about eight hundred respondents of women borrowers from different microfinance institutions and apply multivariate probit estimation. Our findings imply that the greater access to microfinance credit negatively impacts on economic empowerment i.e. decisions on credit and expenditure related issues.

scholarly journals Impact Of Self Help Groups On Women Empowerment: A Study With Reference To Women Self Help Groups In Aurangabad District

2011 ◽  
Vol 5 (1) ◽  
pp. 21-39
Author(s):  
Aparna Bhonde Saraf
Keyword(s):  
Poverty Alleviation ◽  
Financial Inclusion ◽  
Economic Empowerment ◽  
Women Empowerment ◽  
Self Help ◽  
Self Help Groups ◽  
The Impact ◽  
Social Empowerment ◽  
Positive Results

Microfinance is the most experimented philosophy in today’s era. It has infact become a strategic tool for financial inclusion as well. The quantitative growth of microfinance in India mainly through Self Help Groups (SHG) is quiet evident from various studies and reports. Self Help Groups are emerging as a popular vehicle of microfinance. Substantial majority of these groups are women SHGs. In India of more than 61 lakhs of SHGs formed under the NABARD’s SHG-Bank Linkage programme, almost 83% are women SHGs. They are used largely for poverty alleviation. However, various studies reveal that SHGs can supplement empowerment equally. SHGs are providing financial orientation and benefits to the participants. Obviously, this leads to economic empowerment of the members. In addition the group mechanism is assumed to be useful for social empowerment also. The dynamics of this philosophy is studied recently with some positive results. An attempt is made to understand the impact of SHGs on women empowerment. The study also focuses on examining the role of certain factors (influencers) in affecting empowerment.

Microfinance

2019 ◽  
pp. 23-51 ◽  
Author(s):  
Rajib Bhattacharyya
Keyword(s):  
Financial Services ◽  
Women Empowerment ◽  
Integrated Network ◽  
Self Help ◽  
Rural And Urban ◽  
Positive Growth ◽  
The World ◽  
Urban India ◽  
Self Help Groups

In India, microfinance, dominated by Self Help Groups (SHGs), has provided an effective mechanism for providing financial services to the “unreached poor”, and also in strengthening underprivileged and discriminated women in the society and thus significantly contributing to gender equality and women empowerment. The present chapter attempts to analyze the concept of women empowerment and its various indices such as GDI, GEM, and Women's Empowerment Index (WEI) in detail for India. The chapter explores the linkage between the role of microfinance and the empowerment of women in rural and urban India. The study reveals that though micro finance is supposed to provide an effective tool for financial and social upliftment of the poorer sections of the society, particularly women, but its penetration depends on a multifaceted and integrated network and so both the self-help bank model and the MFI model may have achieved some positive growth, but their performances are not quite deterministic when compared with other countries of the world.

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