Improving Pension Income and Reducing Poverty atAdvanced Older Ages: Longevity Insurance Benefits in Ireland and Poland as Models for the United States

2017 ◽  
Vol 4 (3) ◽  
pp. 111-120 ◽  
Author(s):  
John A. Turner ◽  
Gerard Hughes ◽  
Agnieszka Chłoń-Domińczak ◽  
David M. Rajnes
Keyword(s):  
United States ◽  
The United States ◽  
Insurance Benefits ◽  
Pension Income ◽  
Longevity Insurance

In search of real autonomy for fertility patients

2014 ◽  
Vol 10 (3) ◽  
pp. 243-250 ◽  
Author(s):  
Josephine Johnston ◽  
Michael K. Gusmano ◽  
Pasquale Patrizio
Keyword(s):  
United States ◽  
Insurance Coverage ◽  
The United States ◽  
Fertility Treatment ◽  
Success Rates ◽  
Policy And Practice ◽  
Insurance Benefits ◽  
Fertility Treatments ◽  
Financial Pressure ◽  
Double Embryo Transfer

AbstractNearly one in eight infants in the United States is born preterm. A variety of factors are associated with preterm birth, including multiplicity. In the United States fertility treatments are currently associated with high rates of multiplicity, but these rates could be reduced significantly if changes can be made to fertility treatment policy and practice. These include reducing the financial pressure on patients to prioritize pregnancy chances over safety by expanding insurance coverage and altering the way we calculate success rates and insurance benefits so that two consecutive single embryo transfers is equivalent to one double embryo transfer.

EFFECTS OF EXTENDED UNEMPLOYMENT INSURANCE BENEFITS ON LABOR DYNAMICS

2015 ◽  
Vol 20 (5) ◽  
pp. 1174-1195 ◽  
Author(s):  
Miquel Faig ◽  
Min Zhang ◽  
Shiny Zhang
Keyword(s):  
United States ◽  
Unemployment Insurance ◽  
The United States ◽  
Unemployment Benefits ◽  
Productivity Shocks ◽  
Insurance Benefits ◽  
Unemployment Compensation ◽  
Percentage Points ◽  
Labor Dynamics ◽  
Compensation Program

We calculate that the extension of unemployment insurance benefits during downturns has significantly increased the variability of unemployment and vacancies in the United States. Taking this into account reduces the value of leisure necessary to match the wide labor market business cycles experienced in the United States using the Mortensen--Pissarides model. For this calculation, we analyze a version of the model where unemployment insurance benefits not only expire but must be earned with prior employment. With these features, we can calibrate the model to be consistent with unemployment responding strongly to productivity shocks and mildly to changes in unemployment insurance policies. Our preferred calibration predicts that the standard deviation of unemployment since 1945 would have fallen by around 37% if there had not been programs extending unemployment benefits during recessions. We also find that the enactment of the Emergency Unemployment Compensation program in 2008 increased the unemployment rate by 0.5 percentage points.

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