Global Financial Crisis and Bank Productivity in Mexico

2015 ◽  
pp. 581-599
Author(s):  
Francisco Vargas Serrano ◽  
Luis Rentería Guerrero ◽  
Gang Cheng ◽  
Panagiotis D. Zervopoulos ◽  
Arnulfo Castellanos Moreno
Keyword(s):  
Financial Crisis ◽  
Banking Sector ◽  
Global Financial Crisis ◽  
Malmquist Index ◽  
Data Envelopment ◽  
Significant Difference ◽  
Before And After ◽  
Domestic Banks ◽  
Productivity Indicators ◽  
The Global Financial Crisis

This chapter presents an attempt to compare the productivity of the Mexican banking sector in two different periods: the 2007-2011 period of global financial crisis and the 2003-2006 stage, which can be regarded as a relatively stable period. The purpose of this study is to disclose whether the global financial crisis affected Mexican banking productivity. Three Data Envelopment Models (DEA) are tested in order to assess whether there is a significant difference between the productivity patterns of Mexican banks before and after the financial crisis. Such models are the radial Malmquist Index, the non-radial and slacks-based model, and non-radial and non-oriented. Essentially, no significant difference of productivity indicators for both foreign and domestic banks was found. Likewise, no significant difference between the pre- and post-crisis periods was perceived, as far as productivity indicators are concerned. Therefore, the global financial crisis was effectless in banking operation.

scholarly journals The Investment in Fixed Assets Before and After the Global Financial Crisis (Empirical Study for Industry and Investment Sector in Palestine Stock Exchange)

2021 ◽  
Vol 12 (4) ◽  
pp. 52
Author(s):  
Tamer Bahjat Sabri
Keyword(s):  
Financial Crisis ◽  
Global Financial Crisis ◽  
Stock Exchange ◽  
Return On Assets ◽  
Significant Difference ◽  
Fixed Assets ◽  
Before And After ◽  
The Global Financial Crisis ◽  
Investment In Fixed Assets ◽  
Shed Light

This paper seeks to shed light on investment in fixed assets before and after the financial crisis that took place in 2008 and compare the two periods together in the sectors of industry and investment in Palestine Stock Exchange. The period between 2005 – 2007 was chosen to represent to the pre-crisis time and the period between 2010 -2012 was chosen to represent the post-crisis time. The population of the study consists of fifteen organizations from both sectors. To test the hypothesis of the study, the independent samples T-test was employed.The average ratio of fixed assets to the total assets of industry and investment rose from 56.2% before the crisis to 58.5% after the crisis. As for the hypotheses of the study, the findings showed no difference except for the seventh hypothesis. There was a statically significant difference in the ratio of fixed assets to equity between the listed companies that a high return on assets and those that have a low return.

scholarly journals INTEREST-FREE BANKING'S AND CONVENTIONAL BANKING'S ATTITUDES AGAINST FINANCIAL CRISES: THE CASE OF TURKEY

2015 ◽  
Vol 3 (1) ◽  
Author(s):  
Mustafa CANBAZ
Keyword(s):  
Financial Crisis ◽  
Banking Sector ◽  
Global Financial Crisis ◽  
Financial Statements ◽  
Financial Indicators ◽  
Sound Structure ◽  
Before And After ◽  
Restructuring Process ◽  
The Global Financial Crisis ◽  
Important Progress

Following the financial crisis in 2001, Turkish banking sector started a ‘restructuring’ process. This led to recovery of the damage caused by the crisis and, despite the significant decrease in number of the banks, the banking sector gained quite a sound structure. This imrpovement allowed it to remain strong against the global financial crisis that took place after 2007 and caused important progress for many financial indicators, in particular the deposits and loans. Interest- free banking, which has been operating in form of participation bank through the profit and loss sharing system since 2005, become a competitor, in a different aspect, to deposit banks, an important part of the conventional banking. This study compares attitudes of the Participation Banks and the Deposit Banks against their customers before and after the crisis, in light of the financial indicators from the financial statements. The analysis concludes that Particpiation Banksa re significantly different from Deposit Bank in aspect of 'acticity ratios', which are based on the main areas of activity.

scholarly journals Did Global Financial Crisis Impact the Islamic Banking Efficiencies? Evidence from Malaysian Islamic Banks

2018 ◽  
Vol 6 (2) ◽  
pp. 075
Author(s):  
Abdus Samad
Keyword(s):  
Financial Crisis ◽  
Technical Efficiency ◽  
Global Financial Crisis ◽  
Islamic Banking ◽  
Data Envelopment ◽  
Islamic Banks ◽  
Significant Difference ◽  
Loan Financing ◽  
The Global Financial Crisis ◽  
Non Parametric

First, this paper investigated the loan and deposit efficiencies of Malaysian Islamic banks during 2008-2013 applying the non-parametric technique, Data Envelopment Analysis (DEA), and found that the average technical efficiency (TE) of loan financing was 83%, 88%, 87%, 95%, 100%, and 94% and the average technical efficiency for deposit mobilizations was 87%, 94%, 94%, 96%, 92%, and 96%. Only four banks in 2008, two bank in 2009, three banks in 2010, two banks in 2011-2013 are both technically and scale efficient in loan production. On the other hand, only four banks in 2008 and 2009, five banks in 2010 and 2011, three banks in 2012, and five banks in 2013 are both technical and scale efficient in deposit mobilizations. Second, the paper compares the efficiencies of Islamic banks between the global financial crisis (GFC) and the post global financial crisis (PGFC) in determining whether the efficiencies of banks between the GFCP and PGFCP are stable. Both parametric and non-parametric tests found no significant difference in the efficiencies between the two periods suggesting that the efficiencies of the Malaysian Islamic banks were stable.

scholarly journals Analysis of the Banking Sector Performance in Bosnia and Herzegovina, Montenegro and Serbia Before and After the Global Financial Crisis

ECONOMICS ◽  
2017 ◽  
Vol 5 (2) ◽  
pp. 83-101
Author(s):  
Antonija Bošnjak ◽  
Abeer Hassan ◽  
Kieran James
Keyword(s):  
Financial Crisis ◽  
Bosnia And Herzegovina ◽  
Banking Sector ◽  
Global Financial Crisis ◽  
Transition Process ◽  
Open Market ◽  
Nonperforming Loans ◽  
Before And After ◽  
The Global Financial Crisis ◽  
Communist Countries

Summary The focus of this study is the banking sector of the three neighbouring countries Bosnia and Herzegovina; Montenegro; and Serbia. These are former communist countries which have been going through the transition from centrally-planned economies to open market economies over the past 25 years. During the transition process, structural reforms were conducted to transform the banking sector into a sector suitable for open market economy. These reforms are considered to be the most successful ones in the region. Before the Global Financial Crisis of 2008-09, the economies of the three selected countries were experiencing credit booms. The aim of this research was to examine how the banking sector is performing on an aggregated level years after the crisis and whether the performance is better or worse compared to the pre-crisis period. The findings show that the banking sector was performing better before the crisis in all three countries. After the crisis, the three countries experienced prolonged slow credit growth and had higher nonperforming loans.

The Information Content of Tax Loss Carryforwards Before and During the Global Financial Crisis

2018 ◽  
pp. 91-107
Author(s):  
Chytis Evangelos ◽  
Filos Ioannis ◽  
Gkouma Olympia
Keyword(s):  
Financial Crisis ◽  
Banking Sector ◽  
Global Financial Crisis ◽  
Telecommunications Industry ◽  
Deferred Tax Assets ◽  
Before And After ◽  
Tax Payments ◽  
Deferred Tax ◽  
The Global Financial Crisis ◽  
Tax Loss

Tax loss carryforwards are a valuable asset because they usually reduce a company's future tax payments. This chapter investigates the importance of deferred tax assets from tax loss carryforwards (DTA_TLC) by sector and index (FTSE/ASE) for the period before and after the outbreak of the financial crisis (2005-2012). In the non-banking industry, the DTA_TLC cover on average half (1/2) of the total deferred tax assets (DTAs) and one-fifth (1/5) of income before taxes (IBT). The telecommunications industry accounts for the largest DTA_TLC components, while the chemicals sector for the smallest. On average, the companies listed in the FTSE/ASE 20 report DTA_TLC five times larger than those of the FTSE/ASE 40. In the banking sector, until 2009 DTA_TLC constituted a small part of total assets and IBT. In contrast, after 2010, DTAs include significant components of DTA_TLC, as a consequence of the private sector involvement (PSI) and the financial crisis.

scholarly journals PERBANDINGAN KINERJA KEUANGAN PERBANKAN NASIONAL SEBELUM, DAN SESUDAH KRISIS KEUANGAN GLOBAL

2013 ◽  
Vol 9 (1) ◽  
Author(s):  
Syamsu Alam
Keyword(s):  
Financial Crisis ◽  
Global Financial Crisis ◽  
Bank Performance ◽  
Ratio Analysis ◽  
Paired Samples ◽  
Significant Difference ◽  
Before And After ◽  
One Year ◽  
The One ◽  
The Global Financial Crisis

AbstrackThe  research  aims  to  find  out  the  comparison  of  national  banking  performance  before  and  after  the  globalfinancial crisis and its also to find out whether there is a significant difference betweenthe performance beforeand after the crisis. The analysis of different test which was used was paired samples test.The data used in theresearch were one year data obtained before the crisis (2007), and one year after the crisis (2009). The toolsofanalysis used were probability ratio analysis i.e. ROA, ROE and the liquidity ratio i.e. LDR.This results revealthat there is a significant difference in bank performance before and after the global financial crisis. Besides,the  bank  having  highest  performance  in  2007  is  PT  BTPN. And  in  2009,  the  bank  having  the  highestperformance based on ROA is PT BCA, the one based on ROE is PT BRI, and the one based on LDR is PTBank Permata.Penelitian  ini  bertujuan  untuk  meneliti   perbadingan  kinerja  perbankan  nasional  sebelum  dan  sesudah  krisiskeuangan global juga untuk mengetahui bank yang memiliki kinerja paling tinggi masa sebelum, dan sesudahkrisis keuangan global . Penelitian ini lebih lanjut mengenai ada tidaknya perbedaan yang signifikan pada masasebelum  dengan  sesudah  krisis  keuangan  global.  Analisis  uji  beda  yang  digunakan  adalah  uji  paired  sampeltest.Data  yang  digunakan  dalam  penelitian  ini  adalah  data  satu  tahun  sebelum  krisis  (2007),  dan  satu  tahunsesudah krisis(2009). Adapun alat analisis yang digunakan yaitu analisis rasio profitrabilitas yaitu ROA, ROEdan  rasio  likuiditas  yaitu  LDR.Dari  penelitian  ini  ditemukan  perbedaan  signifikan  kinerja  bank  sebelum  dansesudah  krisis  keuangan  global.  Juga  ditemukan  pada  tahun  2007   bank  yang  memiliki  kinerja  paling  tinggiyaitu PT BTPN. Dan pada tahun 2009 berdasarkan ROA yaitu PT BCA, dilihat dari ROE yaitu PT BRI, danLDR yaitu PT Bank Permata.Kata Kunci: Kinerja keuangan, ROA, ROE, LDR, Perbankan Nasional dan Krisis keuangan global

scholarly journals INTEREST-FREE BANKING'S AND CONVENTIONAL BANKING'S ATTITUDES AGAINST FINANCIAL CRISES: THE CASE OF TURKEY

2015 ◽  
Vol 3 (1) ◽  
Author(s):  
Mustafa CANBAZ
Keyword(s):  
Financial Crisis ◽  
Banking Sector ◽  
Global Financial Crisis ◽  
Financial Statements ◽  
Financial Indicators ◽  
Sound Structure ◽  
Before And After ◽  
Restructuring Process ◽  
The Global Financial Crisis ◽  
Important Progress

Following the financial crisis in 2001, Turkish banking sector started a ‘restructuring’ process. This led to recovery of the damage caused by the crisis and, despite the significant decrease in number of the banks, the banking sector gained quite a sound structure. This imrpovement allowed it to remain strong against the global financial crisis that took place after 2007 and caused important progress for many financial indicators, in particular the deposits and loans. Interest- free banking, which has been operating in form of participation bank through the profit and loss sharing system since 2005, become a competitor, in a different aspect, to deposit banks, an important part of the conventional banking. This study compares attitudes of the Participation Banks and the Deposit Banks against their customers before and after the crisis, in light of the financial indicators from the financial statements. The analysis concludes that Particpiation Banksa re significantly different from Deposit Bank in aspect of 'acticity ratios', which are based on the main areas of activity.

scholarly journals INTEREST-FREE BANKING'S AND CONVENTIONAL BANKING'S ATTITUDES AGAINST FINANCIAL CRISES: THE CASE OF TURKEY

2015 ◽  
Vol 3 (1) ◽  
pp. 88-122
Author(s):  
Mustafa CANBAZ ◽  
Emre ÇEVİK
Keyword(s):  
Financial Crisis ◽  
Banking Sector ◽  
Global Financial Crisis ◽  
Financial Statements ◽  
Financial Indicators ◽  
Sound Structure ◽  
Before And After ◽  
Restructuring Process ◽  
The Global Financial Crisis ◽  
Important Progress

Following the financial crisis in 2001, Turkish banking sector started a ‘restructuring’ process. This led to recovery of the damage caused by the crisis and, despite the significant decrease in number of the banks, the banking sector gained quite a sound structure. This imrpovement allowed it to remain strong against the global financial crisis that took place after 2007 and caused important progress for many financial indicators, in particular the deposits and loans. Interest- free banking, which has been operating in form of participation bank through the profit and loss sharing system since 2005, become a competitor, in a different aspect, to deposit banks, an important part of the conventional banking. This study compares attitudes of the Participation Banks and the Deposit Banks against their customers before and after the crisis, in light of the financial indicators from the financial statements. The analysis concludes that Particpiation Banksa re significantly different from Deposit Bank in aspect of 'acticity ratios', which are based on the main areas of activity.

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