Consumers Attitudes towards Debt

Advances in Marketing, Customer Relationship Management, and E-Services - Handbook of Research on Consumerism and Buying Behavior in Developing Nations ◽

10.4018/978-1-5225-0282-1.ch003 ◽

2016 ◽

pp. 53-76

Author(s):

Nicolas Hamelin ◽

Ayantunji Gbadamosi ◽

Sofia Mohaouchane ◽

Imane Benelkaid

Keyword(s):

Social Factors ◽

Viable Solution

The purpose of this study is to depict the attitude of Moroccan consumers towards the concept of debt, as well as examine factors triggering their intentions to get a loan. A sample of 310 Moroccans was selected across four cities of the country, namely: Fes, Meknes, Rabat, and Casablanca. Social factors are critically analyzed to understand why the Moroccans' debt has accumulated considerably despite the fact that many of the respondents who are Muslims find interest based loans religiously unacceptable. This research reveals that because respondents view themselves as limited in options, they see financing purchases through debt as a viable solution. The study shows that Moroccans are willing to take loans specifically for education, housing and cars. This study concluded that loans permit some people to be socially accepted and allows them to enjoy life. The implications of the study are discussed in the chapter.

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Domestic Integration and Suicide in the Provinces of Canada

Crisis ◽

10.1027//0227-5910.20.2.59 ◽

1999 ◽

Vol 20 (2) ◽

pp. 59-63 ◽

Cited By ~ 20

Author(s):

Antoon A. Leenaars ◽

David Lester

Keyword(s):

Social Factors ◽

Positive Association ◽

Negative Association ◽

Birth Rates ◽

Marriage Rates ◽

Suicide Rates ◽

The Social ◽

Divorce Rates ◽

Low Levels ◽

Over Time

Canada's rate of suicide varies from province to province. The classical theory of suicide, which attempts to explain the social suicide rate, stems from Durkheim, who argued that low levels of social integration and regulation are associated with high rates of suicide. The present study explored whether social factors (divorce, marriage, and birth rates) do in fact predict suicide rates over time for each province (period studied: 1950-1990). The results showed a positive association between divorce rates and suicide rates, and a negative association between birth rates and suicide rates. Marriage rates showed no consistent association, an anomaly as compared to research from other nations.

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Illness Perception and Its Changes During Six Months After Cardiac Rehabilitation

European Journal of Health Psychology ◽

10.1027/2512-8442/a000034 ◽

2019 ◽

Vol 26 (3) ◽

pp. 90-100

Author(s):

Justė Lukoševičiūtė ◽

Kastytis Šmigelskas

Keyword(s):

New York ◽

Social Factors ◽

Nyha Class ◽

Illness Perception ◽

Heart Association ◽

Class Iii ◽

Cognitive Representations ◽

Coronary Syndrome ◽

Type D ◽

New York Heart Association

Abstract. Illness perception is a concept that reflects patients' emotional and cognitive representations of disease. This study assessed the illness perception change during 6 months in 195 patients (33% women and 67% men) with acute coronary syndrome, taking into account the biological, psychological, and social factors. At baseline, more threatening illness perception was observed in women, persons aged 65 years or more, with poorer functional capacity (New York Heart Association [NYHA] class III or IV) and comorbidities ( p < .05). Type D personality was the only independent factor related to more threatening illness perception (βs = 0.207, p = .006). At follow-up it was found that only self-reported cardiovascular impairment plays the role in illness perception change (βs = 0.544, p < .001): patients without impairment reported decreasing threats of illness, while the ones with it had a similar perception of threat like at baseline. Other biological, psychological, and social factors were partly associated with illness perception after an acute cardiac event but not with perception change after 6 months.

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