scholarly journals Exploration of Financial Market Credit Scoring and Risk Management and Prediction Using Deep Learning and Bionic Algorithm

2022 ◽  
Vol 30 (9) ◽  
pp. 1-29
Author(s):  
Peng Du ◽  
Hong Shu
Keyword(s):  
Neural Network ◽  
Risk Management ◽  
Deep Learning ◽  
Credit Risk ◽  
Financial Market ◽  
Recurrent Neural Network ◽  
Credit Scoring ◽  
Learning Model ◽  
Credit Risk Management ◽  
Deep Learning Model

The purpose is to effectively manage the financial market, comprehensive assess personal credit, reduce the risk of financial enterprises. Given the systemic risk problem caused by the lack of credit scoring in the existing financial market, a credit scoring model is put forward based on the deep learning network. The proposed model uses RNN (Recurrent Neural Network) and BRNN (Bidirectional Recurrent Neural Network) to avoid the limitations of shallow models. Afterward, to optimize path analysis, bionic optimization algorithms are introduced, and an integrated deep learning model is proposed. Finally, a financial credit risk management system using the integrated deep learning model is proposed. The probability of default or overdue customers is predicted through verification on three real credit data sets, thus realizing the credit risk management for credit customers.

scholarly journals Hybrid deep learning model using recurrent neural network and gated recurrent unit for heart disease prediction

2021 ◽  
Vol 11 (6) ◽  
pp. 5467
Author(s):  
Surenthiran Krishnan ◽  
Pritheega Magalingam ◽  
Roslina Ibrahim
Keyword(s):  
Neural Network ◽  
Heart Disease ◽  
Deep Learning ◽  
Recurrent Neural Network ◽  
Short Term Memory ◽  
Learning Model ◽  
Disease Prediction ◽  
The Neural Network ◽  
Proposed Model ◽  
Deep Learning Model

<span>This paper proposes a new hybrid deep learning model for heart disease prediction using recurrent neural network (RNN) with the combination of multiple gated recurrent units (GRU), long short-term memory (LSTM) and Adam optimizer. This proposed model resulted in an outstanding accuracy of 98.6876% which is the highest in the existing model of RNN. The model was developed in Python 3.7 by integrating RNN in multiple GRU that operates in Keras and Tensorflow as the backend for deep learning process, supported by various Python libraries. The recent existing models using RNN have reached an accuracy of 98.23% and deep neural network (DNN) has reached 98.5%. The common drawbacks of the existing models are low accuracy due to the complex build-up of the neural network, high number of neurons with redundancy in the neural network model and imbalance datasets of Cleveland. Experiments were conducted with various customized model, where results showed that the proposed model using RNN and multiple GRU with synthetic minority oversampling technique (SMOTe) has reached the best performance level. This is the highest accuracy result for RNN using Cleveland datasets and much promising for making an early heart disease prediction for the patients.</span>

Deep Learning Model for Epileptic Seizure Prediction

2021 ◽  
Vol 11 (12) ◽  
pp. 3199-3208
Author(s):  
K. Ganapriya ◽  
N. Uma Maheswari ◽  
R. Venkatesh
Keyword(s):  
Neural Network ◽  
Deep Learning ◽  
Recurrent Neural Network ◽  
Normal Values ◽  
Learning Model ◽  
Seizure Prediction ◽  
Test Dataset ◽  
Time Stamps ◽  
Explained Variance ◽  
Deep Learning Model

Prediction of occurrence of a seizure would be of greater help to make necessary precaution for taking care of the patient. A Deep learning model, recurrent neural network (RNN), is designed for predicting the upcoming values in the EEG values. A deep data analysis is made to find the parameter that could best differentiate the normal values and seizure values. Next a recurrent neural network model is built for predicting the values earlier. Four different variants of recurrent neural networks are designed in terms of number of time stamps and the number of LSTM layers and the best model is identified. The best identified RNN model is used for predicting the values. The performance of the model is evaluated in terms of explained variance score and R2 score. The model founds to perform well number of elements in the test dataset is minimal and so this model can predict the seizure values only a few seconds earlier.

Improving Sentiment Analysis using Hybrid Deep Learning Model

2020 ◽  
Vol 13 (4) ◽  
pp. 627-640 ◽  
Author(s):  
Avinash Chandra Pandey ◽  
Dharmveer Singh Rajpoot
Keyword(s):  
Neural Network ◽  
Deep Learning ◽  
Sentiment Analysis ◽  
Classification Accuracy ◽  
Short Term Memory ◽  
Computational Cost ◽  
Extraction Process ◽  
Learning Model ◽  
Sentiment Classification ◽  
Deep Learning Model

Background: Sentiment analysis is a contextual mining of text which determines viewpoint of users with respect to some sentimental topics commonly present at social networking websites. Twitter is one of the social sites where people express their opinion about any topic in the form of tweets. These tweets can be examined using various sentiment classification methods to find the opinion of users. Traditional sentiment analysis methods use manually extracted features for opinion classification. The manual feature extraction process is a complicated task since it requires predefined sentiment lexicons. On the other hand, deep learning methods automatically extract relevant features from data hence; they provide better performance and richer representation competency than the traditional methods. Objective: The main aim of this paper is to enhance the sentiment classification accuracy and to reduce the computational cost. Method: To achieve the objective, a hybrid deep learning model, based on convolution neural network and bi-directional long-short term memory neural network has been introduced. Results: The proposed sentiment classification method achieves the highest accuracy for the most of the datasets. Further, from the statistical analysis efficacy of the proposed method has been validated. Conclusion: Sentiment classification accuracy can be improved by creating veracious hybrid models. Moreover, performance can also be enhanced by tuning the hyper parameters of deep leaning models.

scholarly journals Ensemble Empirical Mode Decomposition with Adaptive Noise with Convolution Based Gated Recurrent Neural Network: A New Deep Learning Model for South Asian High Intensity Forecasting

Symmetry ◽  
2021 ◽  
Vol 13 (6) ◽  
pp. 931
Author(s):  
Kecheng Peng ◽  
Xiaoqun Cao ◽  
Bainian Liu ◽  
Yanan Guo ◽  
Wenlong Tian
Keyword(s):  
Neural Network ◽  
Time Series ◽  
Deep Learning ◽  
South Asian ◽  
Recurrent Neural Network ◽  
Ensemble Empirical Mode Decomposition ◽  
South Asian High ◽  
Mode Decomposition ◽  
Adaptive Noise ◽  
Deep Learning Model

The intensity variation of the South Asian high (SAH) plays an important role in the formation and extinction of many kinds of mesoscale systems, including tropical cyclones, southwest vortices in the Asian summer monsoon (ASM) region, and the precipitation in the whole Asia Europe region, and the SAH has a vortex symmetrical structure; its dynamic field also has the symmetry form. Not enough previous studies focus on the variation of SAH daily intensity. The purpose of this study is to establish a day-to-day prediction model of the SAH intensity, which can accurately predict not only the interannual variation but also the day-to-day variation of the SAH. Focusing on the summer period when the SAH is the strongest, this paper selects the geopotential height data between 1948 and 2020 from NCEP to construct the SAH intensity datasets. Compared with the classical deep learning methods of various kinds of efficient time series prediction model, we ultimately combine the Ensemble Empirical Mode Decomposition with Adaptive Noise (CEEMDAN) method, which has the ability to deal with the nonlinear and unstable single system, with the Permutation Entropy (PE) method, which can extract the SAH intensity feature of IMF decomposed by CEEMDAN, and the Convolution-based Gated Recurrent Neural Network (ConvGRU) model is used to train, test, and predict the intensity of the SAH. The prediction results show that the combination of CEEMDAN and ConvGRU can have a higher accuracy and more stable prediction ability than the traditional deep learning model. After removing the redundant features in the time series, the prediction accuracy of the SAH intensity is higher than that of the classical model, which proves that the method has good applicability for the prediction of nonlinear systems in the atmosphere.

scholarly journals Case Study of Deep Learning Model of Temperature-Induced Deflection of a Cable-Stayed Bridge Driven by Data Knowledge

Symmetry ◽  
2021 ◽  
Vol 13 (12) ◽  
pp. 2293
Author(s):  
Zixiang Yue ◽  
Youliang Ding ◽  
Hanwei Zhao ◽  
Zhiwen Wang
Keyword(s):  
Neural Network ◽  
Machine Learning ◽  
Deep Learning ◽  
Prior Knowledge ◽  
Learning Model ◽  
Bridge Management ◽  
Learning Network ◽  
Cable Stayed Bridge ◽  
Main Girder ◽  
Deep Learning Model

A cable-stayed bridge is a typical symmetrical structure, and symmetry affects the deformation characteristics of such bridges. The main girder of a cable-stayed bridge will produce obvious deflection under the inducement of temperature. The regression model of temperature-induced deflection is hoped to provide a comparison value for bridge evaluation. Based on the temperature and deflection data obtained by the health monitoring system of a bridge, establishing the correlation model between temperature and temperature-induced deflection is meaningful. It is difficult to complete a high-quality model only by the girder temperature. The temperature features based on prior knowledge from the mechanical mechanism are used as the input information in this paper. At the same time, to strengthen the nonlinear ability of the model, this paper selects an independent recurrent neural network (IndRNN) for modeling. The deep learning neural network is compared with machine learning neural networks to prove the advancement of deep learning. When only the average temperature of the main girder is input, the calculation accuracy is not high regardless of whether the deep learning network or the machine learning network is used. When the temperature information extracted by the prior knowledge is input, the average error of IndRNN model is only 2.53%, less than those of BPNN model and traditional RNN. Combining knowledge with deep learning is undoubtedly the best modeling scheme. The deep learning model can provide a comparison value of bridge deformation for bridge management.

scholarly journals Sub3DNet1.0: a deep-learning model for regional-scale 3D subsurface structure mapping

2021 ◽  
Vol 14 (6) ◽  
pp. 3421-3435
Author(s):  
Zhenjiao Jiang ◽  
Dirk Mallants ◽  
Lei Gao ◽  
Tim Munday ◽  
Gregoire Mariethoz ◽  
...  
Keyword(s):  
Neural Network ◽  
Deep Learning ◽  
Land Surface ◽  
Regional Scale ◽  
Learning Model ◽  
Generic Structure ◽  
Squared Error ◽  
The Neural Network ◽  
Deep Learning Model ◽  
Surface Observations

Abstract. This study introduces an efficient deep-learning model based on convolutional neural networks with joint autoencoder and adversarial structures for 3D subsurface mapping from 2D surface observations. The method was applied to delineate paleovalleys in an Australian desert landscape. The neural network was trained on a 6400 km2 domain by using a land surface topography as 2D input and an airborne electromagnetic (AEM)-derived probability map of paleovalley presence as 3D output. The trained neural network has a squared error <0.10 across 99 % of the training domain and produces a squared error <0.10 across 93 % of the validation domain, demonstrating that it is reliable in reconstructing 3D paleovalley patterns beyond the training area. Due to its generic structure, the neural network structure designed in this study and the training algorithm have broad application potential to construct 3D geological features (e.g., ore bodies, aquifer) from 2D land surface observations.

scholarly journals Comparison between Deep Learning and Tree-Based Machine Learning Approaches for Landslide Susceptibility Mapping

Water ◽  
2021 ◽  
Vol 13 (19) ◽  
pp. 2664
Author(s):  
Sunil Saha ◽  
Jagabandhu Roy ◽  
Tusar Kanti Hembram ◽  
Biswajeet Pradhan ◽  
Abhirup Dikshit ◽  
...  
Keyword(s):  
Neural Network ◽  
Machine Learning ◽  
Deep Learning ◽  
Landslide Susceptibility ◽  
Learning Model ◽  
Susceptibility Mapping ◽  
Landslide Susceptibility Mapping ◽  
Learning Approaches ◽  
Statistical Measures ◽  
Deep Learning Model

The efficiency of deep learning and tree-based machine learning approaches has gained immense popularity in various fields. One deep learning model viz. convolution neural network (CNN), artificial neural network (ANN) and four tree-based machine learning models, namely, alternative decision tree (ADTree), classification and regression tree (CART), functional tree and logistic model tree (LMT), were used for landslide susceptibility mapping in the East Sikkim Himalaya region of India, and the results were compared. Landslide areas were delimited and mapped as landslide inventory (LIM) after gathering information from historical records and periodic field investigations. In LIM, 91 landslides were plotted and classified into training (64 landslides) and testing (27 landslides) subsets randomly to train and validate the models. A total of 21 landslide conditioning factors (LCFs) were considered as model inputs, and the results of each model were categorised under five susceptibility classes. The receiver operating characteristics curve and 21 statistical measures were used to evaluate and prioritise the models. The CNN deep learning model achieved the priority rank 1 with area under the curve of 0.918 and 0.933 by using the training and testing data, quantifying 23.02% and 14.40% area as very high and highly susceptible followed by ANN, ADtree, CART, FTree and LMT models. This research might be useful in landslide studies, especially in locations with comparable geophysical and climatological characteristics, to aid in decision making for land use planning.

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