Motor Third-Party Liability of Personal Transportation Devices and Its Insurance

2019 ◽  
Vol 4 (101) ◽  
pp. 3-17
Author(s):  
Marcin Orlicki
Keyword(s):  
Insurance Coverage ◽  
Private Life ◽  
Third Party ◽  
Liability Insurance ◽  
Effective Mechanism ◽  
The Third ◽  
The Third Party ◽  
Personal Transportation

The aim of the article is to describe the principles of liability of autonomous and dependent possessors as well as of users of personal transportation devices for damage caused by their movement. The liability of holders of such devices is independent of their fault and is based on the principle of risk. However, in the event of a collision between two such transporters or a personal transportation device with a car or a motorcycle, the liability shall be based on the principle of guilt. The liability of the user of a personal transportation device is also fault-based. Owners of personal transportation devices are not subject to the motor third-party liability insurance. As long as these devices are not legally required to be registered, there is no effective mechanism to control the fulfilment of the third-party liability insurance obligation. It is therefore not possible to introduce compulsory liability insurance. However, it is necessary and important to popularize and strengthen the insurance coverage under liability insurance in private life, including liability for damage resulting from the usage of personal transportation devices.

scholarly journals Determinants of Development of Third Party Liability Insurance: Selected Approaches, Experience and Trends in Poland

2016 ◽  
Vol 8 (1) ◽  
pp. 123-138
Author(s):  
Maria Gasińska
Keyword(s):  
Third Party ◽  
Liability Insurance ◽  
Insurance Market ◽  
Complex Nature ◽  
Damage Potential ◽  
Total Contribution ◽  
Market Expansion ◽  
The Third ◽  
Leading Role ◽  
The Third Party

Abstract The article constitutes an attempt at discussing the determinants of the development of third party liability insurance in historical perspective and on the basis of the observation of trends witnessed in this field nowadays. The identified factors are linked to the functioning of both the demand and the supply aspect of the third party liability insurance market, providing a valuable indicator for insurance practice. The past decade has witnessed steady, though slow, expansion of the third party liability insurance market in terms of the number of contracts concluded, the share of the contributions toward it in the total contribution value as well as the level of the gross contribution assigned. The article characterizes four groups of factors responsible for the third party liability insurance market expansion, namely: (a) determinants resulting from relations between the parties and subjects of the third party liability insurance relation against the complex nature and specific character of the third party liability function; (b) determinants linked to the dynamic development of the so called risk-generating techniques and technologies leading to growth in the development of the so-called damage potential threatening both participants in the production process (including the service provision process) as well as product users and service recipients; (c) determinants of socioeconomic character, in particular the level of legal and insurance awareness of potential damage perpetrators and injured parties as well as material standing of households and financial standing of economic entities; (d) determinants linked to legal regulations, in particular, the leading role of regulations separating the compensatory function of third party liability with respect to the penal function in shaping the scope and value of regulations tightening the scope and principles of third party liability in certain areas of economic turnover and introducing insurance compulsion.

scholarly journals Insurers' profits in the third-party liability insurance

1991 ◽  
Vol 10 (3) ◽  
pp. 165-172 ◽  
Author(s):  
Nico Dellaert ◽  
Hans Frenk ◽  
Bob van der Laan
Keyword(s):  
Third Party ◽  
Liability Insurance ◽  
The Third ◽  
The Third Party

scholarly journals THE LEGISLATION APPROACH OF THE THIRD PARTY LIABILITY INSURANCE FOR CONSTRUCTION DESIGNERS AND CONTRACTORS

2005 ◽  
Vol 11 (3) ◽  
pp. 190-196
Author(s):  
Violeta Keršuliene
Keyword(s):  
Third Party ◽  
Liability Insurance ◽  
The Third ◽  
Foreign Countries ◽  
The Third Party ◽  
Insured Event

Compulsory Third Party Liability Insurance is ranked as one of the most risky kinds of insurance. In the course of introducing the compulsory Third Party Liability Insurance for construction designers and contractors in Lithuania the experience of foreign countries was used for setting the insurance object, the criteria for the insured events and the third party rights for insisting on liability (restitution) for damages. The article analyses the provisions of law of construction and by‐laws regulating compulsory Third Party Liability Insurance for construction designers and contractors as well as the object of the compulsory Third Party Liability Insurance and differences between the compulsory and voluntary Third Party Liability Insurance for construction designers and contractors have been outlined. The evidence and conditions of the insured events within the Third Party Liability Insurance are reviewed and the insured event has been distinguished from a number of other events.

Resolving tension from the third-party forgiveness effect

2014 ◽  
Author(s):  
Jaclyn M. Moloney ◽  
Chelsea A. Reid ◽  
Jody L. Davis ◽  
Jeni L. Burnette ◽  
Jeffrey D. Green
Keyword(s):  
Third Party ◽  
The Third ◽  
The Third Party

Relaxations of Contractual Privity and the Need for Third Party Rights in Chinese Contract Law

2018 ◽  
Author(s):  
Chen Lei
Keyword(s):  
Direct Action ◽  
Contract Law ◽  
Third Party ◽  
Chinese Law ◽  
The Third ◽  
Right Of Action ◽  
The Law ◽  
The Third Party ◽  
The Right

This chapter examines the position of third party beneficiaries in Chinese law. Article 64 of the Chinese Contract Law states that where a contract for the benefit of a third party is breached, the debtor is liable to the creditor. The author regards this as leaving unanswered the question of whether the thirdparty has a right of direct action against the debtor. One view regards the third party as having the right to sue for the benefit although this right was ultimately excluded from the law. Another view, supported by the Supreme People’s Court, is that Article 64 does not provide a right of action for a third party and merely prescribes performance in ‘incidental’ third party contracts. The third view is that there is a third party right of action in cases of ‘genuine’ third party contracts but courts are unlikely to recognize a third party action where the contract merely purports to confer a benefit on the third party.

Contracts for the Benefit of Third Parties Under the Taiwan Civil Code

2018 ◽  
Author(s):  
Sheng-Lin JAN
Keyword(s):  
Civil Code ◽  
Third Parties ◽  
Third Party ◽  
The Third ◽  
Legal Relationship ◽  
The Third Party ◽  
Privity Of Contract

This chapter discusses the position of third party beneficiaries in Taiwan law where the principle of privity of contract is well established. Article 269 of the Taiwan Civil Code confers a right on the third party to sue for performance as long as the parties have at least impliedly agreed. This should be distinguished from a ‘spurious contract’ for the benefit of third parties where there is no agreement to permit the third party to claim. Both the aggrieved party and the third party beneficiary can sue on the contract, but only for its own loss. The debtor can only set off on a counterclaim arising from its legal relationship with the third party. Where the third party coerces the debtor into the contract, the contract can be avoided, but where the third party induces the debtor to contract with the creditor by misrepresentation, the debtor can only avoid the contract if the creditor knows or ought to have known of the misrepresentation.

Attitudes toward Extrarelational Sex as a Function of Participant's and Third Party's Gender

2004 ◽  
Vol 95 (3) ◽  
pp. 965-968
Author(s):  
Elizabeth Qaqiesh ◽  
Pamela C. Regan
Keyword(s):  
Romantic Partner ◽  
Third Party ◽  
Individual Male ◽  
The Third ◽  
The Third Party ◽  
And Gender

An experiment was conducted to examine whether attitudes toward extrarelational sex, i.e., “swinging,” differed as a function of participant's gender and gender of the third party, i.e., the “swinging” partner. Participants were asked to imagine that their current romantic partner had expressed an interest in “swinging” with another individual (male or female, randomly assigned). Analysis yielded several significant differences by participants' gender. Specifically, men expressed greater interest than did women in joining a swinger's club, reported a higher likelihood than did women of actually joining such a club, and believed more than women that their sex life with their partner would improve after joining a swinger's club. Participants also preferred a female more than a male swinging partner, although this comparison was not statistically significant.

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