Key Drivers Affecting Customer Intention to Purchase Financial Services Online

2014 ◽  
Vol 25 (2) ◽  
Author(s):  
Laura Salciuviene ◽  
Vilte Auruskeviciene ◽  
Neringa Ivanauskiene
Keyword(s):  
Financial Services ◽  
Intention To Purchase ◽  
Key Drivers

Key Drivers of Internet Banking Adoption

2011 ◽  
pp. 123-139
Author(s):  
Carlos Lassala Navarré ◽  
Carla Ruiz Mafé ◽  
Silvia Sanz Blas
Keyword(s):  
Financial Services ◽  
Internet Banking ◽  
Online Banking ◽  
Holistic View ◽  
Banking Services ◽  
Highly Educated ◽  
Internet Users ◽  
Adoption Research ◽  
Key Drivers ◽  
Psychological Risk

The objective of this chapter is to provide students and managers with a holistic view into the different factors that influence online banking adoption and to use the study’s findings to develop strategies for managers on how to maximize the rate of Internet banking adoption. Research done with a sample size of 450 Spanish Internet users, has highlighted that Internet banking adoption is more likely in young, highly educated and high-income consumers. Internet affinity, online use experience and some perceived benefits are also key drivers of online financial services pur chase decision-making. Perceived financial, social and psychological risk negatively influences the use of online-banking services.

scholarly journals INTEGRATION STRATEGIES FOR THE SUCCESS OF MERGERS AND ACQUISITIONS IN FINANCIAL SERVICES COMPANIES

2013 ◽  
Vol 14 (5) ◽  
pp. 979-992 ◽  
Author(s):  
Rafael Hernandez Barros ◽  
Ignacio López Domínguez
Keyword(s):  
Latin America ◽  
Mergers And Acquisitions ◽  
Value Creation ◽  
Financial Services ◽  
Merger And Acquisition ◽  
Integration Process ◽  
Key Drivers ◽  
Integration Strategies ◽  
The Right ◽  
Successful Integration

The research shows how managers can plan a successful integration process following a merger and acquisition. Presents a series of frameworks which discuss understanding value creation in mergers and acquisitions, selecting the right strategy and managing the integration process; drawn largely from research studies and interviews made to managers with experience in leading integration processes of financial services companies in Europe, Latin America and USA. Concludes that, by following the key drivers framework described, managers can turn the integration process into a successful project, and academics can focus their post-merger research having into account the opinion of managers.

The Influence of Anticipated Emotions on Consumer Decisions

2011 ◽  
Vol 219 (4) ◽  
pp. 238-245 ◽  
Author(s):  
Maria Pollai ◽  
Erik Hoelzl ◽  
Luise Hahn ◽  
Alexandra Hahn
Keyword(s):  
Consumer Decisions ◽  
Advisory Service ◽  
Intention To Purchase ◽  
Hedonic And Utilitarian Products ◽  
Anticipated Emotions

The present research examined variables moderating the influence of anticipated consumption-related emotions on consumer decisions. Two studies indicated that the intention to purchase a product and the intention to take out a loan were influenced by anticipated emotions. The influence of anticipated emotions was similar for hedonic and utilitarian products. However, the influence was reduced when a belief in adaptation to products was cued. Examining the specific circumstances under which consumers base their decisions on anticipated emotions is relevant for marketing and consumer advisory service.

Zwischenruf aus der Branche: Die digitale Transformation: eine Investitionsherausforderung

2020 ◽  
Vol 25 (06) ◽  
pp. 44-44
Author(s):  
Kai-Otto Landwehr
Keyword(s):  
Financial Services ◽  
Digitale Transformation ◽  
Commercial Finance

Der globale Anstieg von chronischen Erkrankungen setzt Krankenhäuser unter Druck. Die digitale Transformation trägt zur Entlastung bei, denn sie schafft ‚smarte‘, also intelligente Krankenhäuser. Es gibt sie jedoch nicht umsonst. Woher das Geld dafür nehmen und nicht stehlen? Kai-Otto Landwehr, Leiter des Commercial-Finance-Geschäfts von Siemens Financial Services (SFS), weiß Rat.

Mekanisme Dan Proteksi Jaminan Nasabah Pada Gadai Informal

Liquidity ◽  
2017 ◽  
Vol 6 (2) ◽  
pp. 103-109
Author(s):  
Yuri Nanda Larasati ◽  
Jafril Khalil
Keyword(s):  
Qualitative Research ◽  
Research Methods ◽  
Financial Services ◽  
Field Data ◽  
Qualitative Research Methods ◽  
Research Field ◽  
Consumer Society ◽  
Library Research ◽  
The Cost

Regulation of the financial services authority (OJK) No. 31/POJK.05/2016 on Venture had arranged that the financial services agency on the basis of the law of pledge is in coaching and supervision OJK. Yet the existence of laws – invitation to Governing Enterprise pawn shops causing business activities conducted by the above parties are not yet regulated. The condition is feared could cause harm to the consumer society. The purpose of this research is to know the procedures, mechanisms, protection of goods and guarantee the consumer on an informal pledge financing, methods of determination of the cost of maintenance of the goods and the goods of the execution mechanism of the pledge as well as protection for the collateral items are viewed from the side of the consumer by looking at laws-invitations and Sharia. To find out whether the pledge have gotten permission from OJK. This research uses qualitative research methods with the study of library research, field data and simulations. The approach used in this study is the empirical juridical approach. Elaboration upon the results is discussed further in this article.

Debt Strategies of Russian Regions

2015 ◽  
pp. 78-93 ◽  
Author(s):  
A. Tabakh ◽  
D. Andreeva
Keyword(s):  
Management Practices ◽  
Debt Management ◽  
Russian Regions ◽  
Key Drivers ◽  
Municipal Debt ◽  
Debt Policy

The article considers debt management practices by Russian regions and municipalities, within a framework set by federal budgetary legislation and practices of state-controlled banks. Key drivers of regional and municipal debt policy are analyzed, and Russian regions are stratified by their debt policy. Current recession is likely to produce higher level of regional debt and changes in its structure, lowering reliance on market funding and decreasing variations in pursued debt policy.

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